How Can I Make My Wood County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Wood County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Wood County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $48,500 $40,000 $25,000-$50,000
2 Bedroom $109,000 $100,000 $125,000-$150,000
3 Bedroom $109,000 $100,000 $100,000-$125,000
4 Bedroom $190,000 $180,000 $200,000-$250,000
5 Bedroom $148,500 $120,000 $150,000-$175,000

Choose the Best Wood County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $60
Freelancer 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $380
Full Time Job 500-549 Credit Score $100 to $150,000 1 Pet, Smoker $1,110

Choose the Right Deductible for your Wood County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $680 $1,180 $560 $1,060 $120
Wood County, TX $1,000 $390 $890 $330 $1,330 $-440
Wood County, TX $2,500 $550 $1,050 $470 $2,970 $-1,920
Quitman, TX $300 $540 $840 $450 $750 $90
Seymore, TX $700 $380 $880 $320 $1,020 $-140
Emory, TX $100 $460 $560 $370 $470 $90
Rocky Mound, TX $1,000 $310 $810 $260 $1,260 $-450
Winfield, TX $500 $430 $930 $340 $840 $90
Cumby, TX $1,000 $450 $950 $370 $1,370 $-420
White Oak, TX $300 $570 $870 $480 $780 $90
Wills Point, TX $2,000 $420 $920 $350 $2,350 $-1,430
Longview, TX $400 $620 $1,020 $520 $920 $100
LaRue-Poynor, TX $1,500 $370 $870 $300 $1,800 $-930

Identify Top Home Insurance Agents near Wood County, TX | Back to Top

Home Insurance Company Wood County, TX Homeowners Insurance Agency Wood County, TX Address Popularity Score Distance from Wood County (miles)
Liberty Mutual Independent Select Insurance Group 6009 Wesley St, Greenville, TX, 75402
47.9
State Farm Sarah Clayton 405 Live Oak St, Canton, TX, 75103-3341
32.1
State Farm Penni Perkins 2814 Terrell Rd, Greenville, TX, 75402-5564
47.8
State Farm Monica Cook 1032 N Pacific St, Mineola, TX, 75773-1838
9.7
State Farm Nanette Mulkey 2715 Traders Rd Ste C, Greenville, TX, 75402-8340
47.3
Farmers Robert Bledsoe 4702 Wesley St Ste F, Greenville, TX, 75401
48.3
Travelers Bergfeld Agency Llc 2001 S Donnybrook, Tyler, TX, 75701
31.8
Travelers Bockmon Insurance Agency 108 E 1st, Hughes Springs, TX, 75656
46.1
Travelers The Duncan Insurance Agency 1119 Main St, Commerce, TX, 75428
44.0
Farmers Kevin Ray 1011 W Loop 281 Ste 1, Longview, TX, 75604
39.7

Compare Rates for Wood County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Wood County, TX $103,800 $420 $280 $650 $370
Wood County, TX $103,800 $490 $320 $750 $430
Quitman, TX $101,600 $550 $360 $850 $490
Seymore, TX $93,900 $430 $280 $660 $380
Emory, TX $88,300 $360 $240 $550 $310
Rocky Mound, TX $69,200 $400 $260 $620 $360
Winfield, TX $89,800 $420 $280 $650 $370
Cumby, TX $91,300 $370 $240 $570 $330
White Oak, TX $130,800 $540 $360 $830 $470
Wills Point, TX $84,000 $340 $220 $520 $300
Longview, TX $122,600 $580 $380 $890 $510
LaRue-Poynor, TX $74,100 $330 $220 $510 $290

9 Ways to Get Discounts on Homeowners Insurance in Wood County, TX

What Makes Your Wood County, TX Home Insurance Cheap or Expensive