How Can I Make My Wood County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Wood County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Wood County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $48,500 $40,000 $25,000-$50,000
2 Bedroom $109,000 $100,000 $125,000-$150,000
3 Bedroom $109,000 $100,000 $100,000-$125,000
4 Bedroom $190,000 $180,000 $200,000-$250,000
5 Bedroom $148,500 $120,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Wood County, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$243 $1,188
Superior Protection Discount -$143 $1,289
Fire & Security Discount -$129 $1,303
Hail Resistant Roof Discount -$43 $1,389
Newly Constructed Home Discount -$329 $1,103

Choose the Right Deductible for your Wood County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Wood County $1,000 $1,415 $2,415 $1,028 $2,028 $387
Wood County, TX $2,500 $1,415 $3,915 $1,028 $3,528 $387
Quitman, TX $300 $987 $1,287 $717 $1,017 $270
Seymore, TX $700 $1,672 $2,372 $1,215 $1,915 $457
Emory, TX $100 $998 $1,098 $725 $825 $273
Rocky Mound, TX $1,000 $1,430 $2,430 $1,039 $2,039 $391
Winfield, TX $500 $1,534 $2,034 $1,115 $1,615 $419
Cumby, TX $1,000 $1,550 $2,550 $1,127 $2,127 $424
White Oak, TX $300 $964 $1,264 $700 $1,000 $263
Wills Point, TX $2,000 $1,043 $3,043 $758 $2,758 $285
Longview, TX $400 $1,477 $1,877 $1,073 $1,473 $404
LaRue-Poynor, TX $1,500 $1,488 $2,988 $1,081 $2,581 $407

Identify Top Home Insurance Agents near Wood County, TX | Back to Top

Home Insurance Company Wood County, TX Homeowners Insurance Agency Wood County, TX Address Popularity Score Distance from Wood County (miles)
Liberty Mutual Independent Select Insurance Group 6009 Wesley St, Greenville, TX, 75402
47.9
State Farm Sarah Clayton 405 Live Oak St, Canton, TX, 75103-3341
32.1
State Farm Penni Perkins 2814 Terrell Rd, Greenville, TX, 75402-5564
47.8
State Farm Monica Cook 1032 N Pacific St, Mineola, TX, 75773-1838
9.7
State Farm Nanette Mulkey 2715 Traders Rd Ste C, Greenville, TX, 75402-8340
47.3
Farmers Robert Bledsoe 4702 Wesley St Ste F, Greenville, TX, 75401
48.3
Travelers Bergfeld Agency Llc 2001 S Donnybrook, Tyler, TX, 75701
31.8
Travelers Bockmon Insurance Agency 108 E 1st, Hughes Springs, TX, 75656
46.1
Travelers The Duncan Insurance Agency 1119 Main St, Commerce, TX, 75428
44.0
Farmers Kevin Ray 1011 W Loop 281 Ste 1, Longview, TX, 75604
39.7

Compare Rates for Wood County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Wood County, TX $117,000 $1,432 $950 $2,210 $1,260
Wood County, TX $117,000 $1,432 $950 $2,210 $1,260
Quitman, TX $118,300 $999 $660 $1,540 $880
Seymore, TX $145,900 $1,692 $1,120 $2,610 $1,490
Emory, TX $123,100 $1,010 $670 $1,560 $890
Rocky Mound, TX $85,000 $1,447 $960 $2,230 $1,270
Winfield, TX $107,600 $1,553 $1,020 $2,390 $1,370
Cumby, TX $111,400 $1,569 $1,040 $2,420 $1,380
White Oak, TX $151,800 $975 $640 $1,500 $860
Wills Point, TX $92,600 $1,056 $700 $1,630 $930
Longview, TX $136,300 $1,495 $990 $2,300 $1,310
LaRue-Poynor, TX $97,100 $1,506 $990 $2,320 $1,330

9 Ways to Get Discounts on Homeowners Insurance in Wood County, TX

What Makes Your Wood County, TX Home Insurance Cheap or Expensive