Gavop shows you how to buy homeowners insurance in Newfield, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $169,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $222,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $203,000 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $881 |
| Home and Two Car | -$165 | $804 |
| Home and Three Car | -$223 | $746 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tompkins County | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Newfield, NY | $2,500 | $957 | $3,457 | $695 | $3,195 | $261 |
| Cayuta, NY | $200 | $587 | $787 | $426 | $626 | $160 |
| Watkins Glen, NY | $700 | $598 | $1,298 | $434 | $1,134 | $163 |
| Milo, NY | $100 | $957 | $1,057 | $695 | $795 | $261 |
| Moravia, NY | $1,500 | $594 | $2,094 | $432 | $1,932 | $162 |
| Cortland County, NY | $500 | $1,190 | $1,690 | $865 | $1,365 | $325 |
| Fayette, NY | $2,500 | $588 | $3,088 | $427 | $2,927 | $161 |
| German, NY | $100 | $584 | $684 | $424 | $524 | $160 |
| Cayuga County, NY | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Pharsalia, NY | $100 | $599 | $699 | $435 | $535 | $164 |
| Weedsport, NY | $700 | $594 | $1,294 | $432 | $1,132 | $162 |
| Home Insurance Company Newfield, NY | Homeowners Insurance Agency Newfield, NY | Address | Popularity Score | Distance from Newfield (miles) |
|---|---|---|---|---|
| Travelers | Delmonico Insurance Agency | 39 Jordan St, Skaneateles, NY, 13152 | 43.1 | |
| Travelers | W J Farmer Insurance Agency Llc | 106c John St, Horseheads, NY, 14845 | 16.0 | |
| Nationwide | Bruce C Clary | 401 Elmira Rd Ste 8, Ithaca, NY, 14850-5120 | 7.4 | |
| Travelers | Kolcun Insurance Agency Inc | 144 North Jensen Rd, Vestal, NY, 13850 | 35.6 | |
| State Farm | Frannie Haranin | 222 Elmira Rd Ste 2, Ithaca, NY, 14850-5349 | 8.3 | |
| State Farm | Bill Pope | 291 S Hamilton St, Painted Post, NY, 14870-9782 | 28.7 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 33.1 | |
| State Farm | Lee Newhart Jr | 1011 W State St, Ithaca, NY, 14850-3315 | 8.7 | |
| Liberty Mutual Independent | First Niagara Risk Management | 300 N. Tioga Street, Ithaca, NY, 14850 | 9.2 | |
| State Farm | Amy Kane | 590 Pre Emption Rd, Geneva, NY, 14456-1372 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Tompkins County, NY | $190,100 | $717 | $520 | $1,000 | $480 |
| Newfield, NY | $130,300 | $968 | $710 | $1,370 | $660 |
| Cayuta, NY | $77,600 | $594 | $410 | $820 | $410 |
| Watkins Glen, NY | $122,400 | $605 | $440 | $840 | $400 |
| Milo, NY | $113,600 | $968 | $710 | $1,340 | $630 |
| Moravia, NY | $117,300 | $601 | $440 | $820 | $380 |
| Cortland County, NY | $113,900 | $1,205 | $820 | $1,700 | $880 |
| Fayette, NY | $109,200 | $595 | $400 | $820 | $420 |
| German, NY | $84,600 | $591 | $410 | $820 | $410 |
| Cayuga County, NY | $120,000 | $1,226 | $830 | $1,690 | $860 |
| Pharsalia, NY | $61,200 | $606 | $420 | $870 | $450 |
| Weedsport, NY | $118,000 | $601 | $430 | $860 | $430 |