How Can I Make My North Charleston, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in North Charleston, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate North Charleston, SC Home Insurance Coverage Levels | Back to Top

North Charleston, SC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Penshire Ct, McCormack Ave, Boundview Ct, Burkeshire Ct, Patriot Blvd, Cane Acre Rd, Lindler Ave, Old Fort Dr, Dirocco Ln, Writing Ct $214,500 $200,000 $200,000-$250,000 $160,500 $130,000 $150,000-$175,000
Peppertree Ln, Persimmon Woods Dr, Veranda Ct, Netherby Ln, Taylor Plantation, Woodbreeze Dr, State Hwy 61, Knowledge Dr, Boykin Dr, Cat Tail Pond Rd $146,000 $140,000 $100,000-$125,000 $147,500 $120,000 $125,000-$150,000
Dorsetshire Downs, Summer Dr, Little School Ct, Windsor Cir, Mulligan Way, Brownhare Ct, Shadowglen Dr, Co Rd S-18-751, Thoroughbred Dr, Wynnefield Dr $284,000 $270,000 $200,000-$250,000 $219,000 $180,000 $200,000-$250,000
Burnt Creek Ct, Co Rd S-18-748, Rowsham Pl, Wigmore St, Sentry Cir, Cumberland Way, Tidewater Dr, Bay Tree Ln, Morrow Ln, Wild Bird Ct $178,000 $160,000 $150,000-$175,000 $121,500 $100,000 $100,000-$125,000
Hickory Creek Ln, Kody Ln, Sandpiper Dr, Polo Pt, Cedar Grove Dr, Gaines Mill Dr, Nightingale Ave, Small Ln, Kambreley Ct, Lincoln Ave $152,500 $130,000 $150,000-$175,000 $141,000 $120,000 $100,000-$125,000

Estimate your Savings with Home Insurance Discounts in North Charleston, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$158 $829
Superior Protection Discount -$89 $898
Fire & Security Discount -$109 $878
Hail Resistant Roof Discount -$30 $957
Newly Constructed Home Discount -$207 $780

Choose the Right Deductible for your North Charleston, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dorchester County $2,000 $1,043 $3,043 $758 $2,758 $285
North Charleston, SC $1,500 $975 $2,475 $709 $2,209 $266
Sangaree, SC $100 $756 $856 $549 $649 $207
Goose Creek-Hanahan, SC $1,000 $1,056 $2,056 $768 $1,768 $289
Ravenel, SC $100 $989 $1,089 $719 $819 $270
Dorchester County, SC $700 $1,043 $1,743 $758 $1,458 $285
Colleton County, SC $2,000 $1,045 $3,045 $759 $2,759 $286
Hendersonville, SC $200 $799 $999 $581 $781 $218
Santee, SC $2,500 $828 $3,328 $602 $3,102 $226
St. Helena Island, SC $200 $957 $1,157 $696 $896 $262
Andrews, SC $1,500 $813 $2,313 $591 $2,091 $222

Identify Top Home Insurance Agents near North Charleston, SC | Back to Top

Home Insurance Company North Charleston, SC Homeowners Insurance Agency North Charleston, SC Address Popularity Score Distance from North Charleston (miles)
Allstate Brian Clyburn 976 Houston Northcutt Blvd Ste F, Mount Pleasant, SC, 29464
13.1
Allstate Kaelyn Agency - Scott Labarowski 421 Old Trolley Rd, Summerville, SC, 29485
8.1
State Farm Troy Herndon 1711 Savannah Hwy, Charleston, SC, 29407-6200
9.4
Allstate Lee Demarest 1890 Sam Rittenberg Blvd, Charleston, SC, 29407
8.5
Travelers Absolute Insurance Agency Llc 435 Old Trolley Rd, Summerville, SC, 29485
8.0
Travelers Freedom Tax & Insurance 1455 Remount Rd, North Charleston, SC, 29406
3.9
Liberty Mutual Independent Turbeville Insurance Agency 670 Marina Dr Ste 301, Charleston, SC, 29492
7.8
State Farm Basil Lempesis 1365 Ashley River Rd, Charleston, SC, 29407-5379
9.0
Liberty Mutual Independent C T Lowndes & Company 513 E Main St, Moncks Corner, SC, 29461
19.3
State Farm Rick Campbell 1708 Trolley Rd, Summerville, SC, 29485-8076
6.5

Compare Rates for North Charleston, SC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $700 $1,400 $700
Dorchester County, SC $177,500 $1,056 $760 $1,510 $750
North Charleston, SC $155,900 $987 $700 $1,350 $650
Sangaree, SC $134,700 $765 $530 $1,060 $530
Goose Creek-Hanahan, SC $164,000 $1,069 $730 $1,510 $780
Ravenel, SC $150,900 $1,001 $710 $1,410 $700
Dorchester County, SC $177,500 $1,056 $750 $1,510 $760
Colleton County, SC $84,600 $1,058 $750 $1,450 $700
Hendersonville, SC $68,300 $809 $560 $1,160 $600
Santee, SC $122,500 $838 $590 $1,200 $610
St. Helena Island, SC $232,600 $969 $700 $1,390 $690
Andrews, SC $79,400 $823 $580 $1,140 $560

Research Home Insurance Companies Reviews in North Charleston, SC Before Buying | Back to Top

Share a review on your home insurance company


Nationwide Home Insurance Reviews

Date: October 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Other companies make me pay up to 200 dollars more pro my coverage. Some companies are cheaper but do know have everything I'd want.

Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Sometimes the wait times on the phone are very long. I wish that they would get more employees to take more calls.

Date: September 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My policy covers all medical payments, Loss of use, Anything that gets lost or stolen. It is a very good policy.


Date: August 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
It can sometimes be very slow. I would go to open the app and it can take forever to open. I like the simple UI and menus.

Date: January 27, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
Sometimes I will not get a reply on a certain problem I am having for a long time. I wish they would get back to me sooner rather than later.

Allstate Home Insurance Reviews

Date: October 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have been satisfied with the customer service at Allstate so far. When I call to make a claim or ask a question, the representatives are kind and knowledgable. They are fast to reply to inquiries and explain the policies that affect me.

Date: September 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
The policy offerings appear to be normal and on par with other providers, from what I have seen and researched. There are other add-ons that I could have done, but I opted not to.


Date: September 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I would rate the customer service about a 4 because there are times the hold to answer questions can be somewhat long. On a whole they are very pleasant and will go the extra mile to help to sort out the problem.

Date: September 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My premium and deductible are the cheapest available options, which I chose because I am grossly underpaid and I cannot afford anything more substantial.

Date: August 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have only been a customer of Allstate for 4 years and have never had to file a claim (yet). However, for basic inquiries and questions, I have been very pleased with the response I have experienced.

GEICO Home Insurance Reviews

Date: October 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My premium deductible is very low, and affordable as compared to most other insurance companies, if not the lowest premiums. The coverage you get for what you pay is outstanding.

Date: July 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I am very satisfied with Geico insurance company. Their rates a much lower. We had USAA, but switched to Geico and saved almost $100 a month.

Date: February 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have never used the home insurance claim process. however, I have used their claim service for Auto. As far as customer service for questions, etc, their service is above average. I don't like that they constantly raise rates, though.

Esurance Home Insurance Reviews

Date: December 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I honestly wouldn't choose this coverage if I had the option. However, because of my area, other companies were trying to charge a monthly rate for 3x what I could afford and this was a way for me to have coverage and still be able to live.


State Farm Home Insurance Reviews

Date: January 23, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I believe my deductible with state farm is lower compared to other companies. since I have a lot of people in my family low cost is important.

American Strategic Insurance Home Insurance Reviews

Date: November 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I liked the Company's customer service very much. They returned my call right away after I left them a message and the representative over the phone was very polite.

Farmer's Insurance Home Insurance Reviews

Date: November 23, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Good customer service. The deductable decreases yearly if I don't have any claims. The representatives are efficient. I would recommend them.

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