Gavop's guide to buying homeowners insurance in Kountze, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $105,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $220,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $266,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $814 |
| Superior Protection Discount | -$97 | $872 |
| Fire & Security Discount | -$87 | $882 |
| Hail Resistant Roof Discount | -$29 | $940 |
| Newly Constructed Home Discount | -$203 | $766 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $15,884 |
| Home Insurance Company Kountze, TX | Homeowners Insurance Agency Kountze, TX | Address | Popularity Score | Distance from Kountze (miles) |
|---|---|---|---|---|
| Farmers | Dustin Hood | 321 N 12th St Ste B, Nederland, TX, 77627 | 34.9 | |
| Allstate | Kara Cormier | 111 N Main St, Dayton, TX, 77535 | 39.0 | |
| State Farm | Trey White | 104 S Lhs Dr Ste D, Lumberton, TX, 77657-8696 | 11.6 | |
| State Farm | Troy Aaron | 2604b Dowlen Rd, Beaumont, TX, 77706-2543 | 21.7 | |
| Farmers | Donnie Garcia | 4485 Calder Ave, Beaumont, TX, 77706 | 23.2 | |
| Allstate | Donald Burnett | 624 S Main St, Lumberton, TX, 77657 | 12.9 | |
| State Farm | Lauren Gilbert | 864 N Main St, Vidor, TX, 77662-4336 | 26.1 | |
| State Farm | Jordan Thibodeaux | 400 1/2 E Highway 90, Dayton, TX, 77535-2630 | 38.7 | |
| Farmers | Crystal Allen | 10425 Eagle Dr, Mont Belvieu, TX, 77523 | 47.0 | |
| Allstate | Helen Clark | 193 S Lhs Dr, Lumberton, TX, 77657 | 12.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hardin County, TX | $113,100 | $1,418 | $940 | $2,180 | $1,240 |
| Kountze, TX | $106,500 | $969 | $640 | $1,490 | $850 |
| Ivanhoe, TX | $61,400 | $1,313 | $870 | $2,020 | $1,150 |
| Hull, TX | $74,500 | $1,390 | $920 | $2,140 | $1,220 |
| Liberty County, TX | $93,200 | $1,338 | $880 | $2,060 | $1,180 |
| Indian Springs, TX | $24,600 | $1,046 | $690 | $1,610 | $920 |
| Deweyville, TX | $107,100 | $1,550 | $1,020 | $2,390 | $1,370 |
| Orange County, TX | $104,700 | $1,386 | $910 | $2,130 | $1,220 |
| Kenefick, TX | $88,300 | $1,463 | $970 | $2,250 | $1,280 |
| Goodrich, TX | $53,300 | $1,260 | $830 | $1,940 | $1,110 |
| Livingston, TX | $91,100 | $1,050 | $690 | $1,620 | $930 |
| Sabine Pass, TX | $104,500 | $1,539 | $1,020 | $2,370 | $1,350 |