How Can I Make My Charleston, WV Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Charleston, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Charleston, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $47,500 $40,000 $50,000-$75,000
2 Bedroom $131,000 $110,000 $100,000-$125,000
3 Bedroom $146,500 $140,000 $100,000-$125,000
4 Bedroom $299,500 $240,000 $300,000-$350,000
5 Bedroom $224,000 $190,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Charleston, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$145 $659
Superior Protection Discount -$80 $724
Fire & Security Discount -$80 $724
Hail Resistant Roof Discount -$16 $788
Newly Constructed Home Discount -$185 $619

Choose your Charleston, WV Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,276
Physical Damage $2,392
Hail Damage $4,759
Wind Damage $6,114
Expensive Claims
Fire $45,570
Smoke $17,222

Identify Top Home Insurance Agents near Charleston, WV | Back to Top

Home Insurance Company Charleston, WV Homeowners Insurance Agency Charleston, WV Address Popularity Score Distance from Charleston (miles)
State Farm Jay Huffman 8616 Maccorkle Ave, Marmet, WV, 25315-1724
7.6
State Farm Melinda Taylor 101 Penn Ave, Charleston, WV, 25302-2314
4.7
Allstate Kimberly Parker Francisco 4626 Pennsylvania Ave, Charleston, WV, 25302
6.5
Erie Swor Insurance Agency Llc 1618 Bigley Avenue, Charleston, WV, 25302
1.1
Allstate Anne Underwood 436 12th St, Dunbar, WV, 25064
5.8
Allstate David Kline 424 Maccorkle Ave Sw, South Charleston, WV, 25303
3.5
State Farm Bill Mangus 801 Dunbar Ave, Dunbar, WV, 25064-3218
5.5
Allstate Tresa L. Davis-Weir 4848 Maccorkle Ave Sw, South Charleston, WV, 25309
5.3
State Farm Jeff Smith 638 8th Street, Huntington, WV, 25701-2120
44.4
State Farm David Smyer 1615 Kanawha Blvd W, Charleston, WV, 25387-2535
2.3

Compare Rates for Charleston, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $480 $1,020 $540
Kanawha County, WV $111,200 $698 $480 $960 $480
Charleston, WV $149,800 $804 $570 $1,120 $550
Milton, WV $124,100 $759 $550 $1,060 $510
Mitchell Heights, WV $162,900 $861 $580 $1,200 $620
Pax, WV $92,500 $658 $470 $900 $430
Windsor, OH $94,800 $609 $440 $860 $420
Matheny, WV $112,500 $724 $530 $1,030 $500
Hamilton, WV $92,400 $657 $450 $910 $460
Sarah Ann, WV $39,700 $436 $300 $620 $320

Research Home Insurance Companies Reviews in Charleston, WV Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: August 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The deductible was the same for all the insurance companies. The premium was a difference of a few hundred dollars.

State Farm Home Insurance Reviews

Date: July 21, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
They had the cheapest rate of the companies we looked at. They were able to save a quite a bit on our monthly premium versus what we had prior.

Erie Insurance Home Insurance Reviews

Date: June 15, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Customer Service
The price is great and our local rep is very accessible and informative. She is friendly and helped to find the best options for us and our home.

Safeco Insurance Home Insurance Reviews

Date: October 09, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I would say my premium & deductible would be similar to other home insurance policies.

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