Gavop's guide to buying homeowners insurance in Harrington, DE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Harrington, DE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jeneva Ln, Woodview Dr, Rd 62, Lucky Ln, Ronald Rich Blvd, Lobo Rd, Rd 111, Thomas St, Friendship Way, Rd 434 | $109,000 | $100,000 | $100,000-$125,000 | $117,500 | $100,000 | $75,000-$100,000 |
| Rd 450, Paris Ln, Marjorie Ln, Beech Tree Ln, Harrington Ave, Antler Ln, Rd 299, Dickerson St, High Stump Rd, Rd 297 | $160,000 | $130,000 | $175,000-$200,000 | $195,500 | $160,000 | $200,000-$250,000 |
| Links Way, Fleming St, Reed St, Rd 455, Gingerwood Dr, Hickman Rd, Sunburst Ct, Beaver Pond Rd, Rd 396, Fernwood Dr | $157,500 | $130,000 | $125,000-$150,000 | $144,000 | $120,000 | $125,000-$150,000 |
| E Lucky Estates Dr, Rd 443, Flat Iron Rd, S West St, Jackson Ditch Rd, Red Bird Ln, Rd 306, Hogtown Rd, Aster Way, Ingram Branch Rd | $198,500 | $160,000 | $175,000-$200,000 | $147,500 | $120,000 | $150,000-$175,000 |
| Saulsbury Creek Rd, White Bonnet Ct, New Orleans St, Rd 441, Brooklyn Dr, Messobov Rd, Schlabach Rd, Vernon Rd, Arkansas Dr, Smith Ave | $145,500 | $120,000 | $150,000-$175,000 | $145,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $525 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$64 | $577 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$160 | $481 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
| Harrington, DE | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Hurlock, MD | $400 | $702 | $1,102 | $510 | $910 | $192 |
| Delmar, DE | $2,000 | $571 | $2,571 | $415 | $2,415 | $156 |
| Butlertown, MD | $100 | $693 | $793 | $503 | $603 | $189 |
| Port Norris, NJ | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Bridgeton, NJ | $200 | $881 | $1,081 | $640 | $840 | $241 |
| Fenwick Island, DE | $2,000 | $2,114 | $4,114 | $1,537 | $3,537 | $578 |
| Chesapeake City, MD | $200 | $940 | $1,140 | $683 | $883 | $257 |
| Highland Beach, MD | $700 | $1,847 | $2,547 | $1,342 | $2,042 | $505 |
| Taylors Island, MD | $400 | $1,412 | $1,812 | $1,026 | $1,426 | $386 |
| Home Insurance Company Harrington, DE | Homeowners Insurance Agency Harrington, DE | Address | Popularity Score | Distance from Harrington (miles) |
|---|---|---|---|---|
| State Farm | Billy Reese | 575 N Dupont Hwy, Dover, DE, 19901-3960 | 19.8 | |
| State Farm | Tom Deladvitch | 1011 S Governors Avenue, Dover, DE, 19904-6901 | 17.6 | |
| State Farm | Mark Penuel | 522 E Market St, Georgetown, DE, 19947-2255 | 19.0 | |
| Allstate | James Mwangi | 1675 Pulaski Hwy, Bear, DE, 19701 | 49.9 | |
| Travelers | Harrington Insurance Agency | 736 N Dupont Hwy, Dover, DE, 19901 | 20.0 | |
| State Farm | Ron Krajewski | 28354 Lewes Georgetown Highway, Milton, DE, 19968-3115 | 22.9 | |
| Nationwide | Crow Insurance Agency Inc. | 106 S Broad St, Middletown, DE, 19709-1439 | 38.3 | |
| Nationwide | Disabatino Financial Services Llc | 478 Middletown Warwick Rd, Middletown, DE, 19709 | 38.7 | |
| Travelers | A To Z Insurance | 1447 S Governors Ave, Dover, DE, 19904 | 16.7 | |
| State Farm | Kathy Safford | 1 S Independence Blvd, Dover, DE, 19904-3381 | 18.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Kent County, DE | $205,800 | $668 | $530 | $890 | $360 |
| Harrington, DE | $205,600 | $641 | $510 | $850 | $340 |
| Hurlock, MD | $142,700 | $711 | $560 | $900 | $340 |
| Delmar, DE | $141,800 | $578 | $460 | $770 | $310 |
| Butlertown, MD | $137,500 | $701 | $550 | $880 | $330 |
| Port Norris, NJ | $131,300 | $693 | $490 | $980 | $490 |
| Bridgeton, NJ | $103,400 | $892 | $640 | $1,230 | $590 |
| Fenwick Island, DE | $839,300 | $2,140 | $1,690 | $2,850 | $1,160 |
| Chesapeake City, MD | $271,700 | $951 | $750 | $1,200 | $450 |
| Highland Beach, MD | $557,700 | $1,869 | $1,480 | $2,350 | $870 |
| Taylors Island, MD | $424,000 | $1,429 | $1,130 | $1,800 | $670 |