Gavop shows you how to buy homeowners insurance in Almont, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Almont, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Emerald Ln, Tiffany Dr, W Saint Clair St, Black Ct, Katie Dr, Howland Rd, Talbot Dr, Kings Ct, Stone St, Almont Rd | $143,500 | $140,000 | $100,000-$125,000 | $378,500 | $360,000 | $400,000-$500,000 |
| Cochrane Rd, Howland Rd, Kidder Rd, Wood Point Dr, S Bristol St, Thornbury Ln, Juliet St, Jackie Ct, Allison Dr, Whitney Erin Ct | $130,500 | $120,000 | $100,000-$125,000 | $221,000 | $190,000 | $200,000-$250,000 |
| Woodpointe Dr, Spring St, Cheryl Dr, Bristol St N, Surrey Dr, Glover Rd, Day St, Shoemaker Rd, Allison Dr N, Co Hwy 4 | $204,000 | $170,000 | $200,000-$250,000 | $335,000 | $280,000 | $350,000-$400,000 |
| S Blacks Corners Rd, Kay Ct, June Dr, Fairfax Ln, Drakeshire Dr, Tubspring Rd, Justin Dr, Amherst Ln, Bordman Rd, Bella Villa | $201,000 | $160,000 | $200,000-$250,000 | $425,000 | $360,000 | $500,000-$600,000 |
| Elmdale Ln, Water St, Sullivan St, Hayfield Ln, Quail Run, Muir Rd, Ascot Cir, Squirrel Run, E Washington St, Webster Rd | $204,500 | $180,000 | $175,000-$200,000 | $169,000 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $590 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$75 | $611 |
| Hail Resistant Roof Discount | -$21 | $666 |
| Newly Constructed Home Discount | -$151 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lapeer County | $1,500 | $763 | $2,263 | $554 | $2,054 | $208 |
| Almont, MI | $1,500 | $678 | $2,178 | $493 | $1,993 | $185 |
| Hadley, MI | $300 | $880 | $1,180 | $640 | $940 | $241 |
| Chesterfield, MI | $2,500 | $791 | $3,291 | $575 | $3,075 | $216 |
| Harrison charter, MI | $100 | $673 | $773 | $489 | $589 | $184 |
| Bingham Farms, MI | $2,000 | $1,330 | $3,330 | $966 | $2,966 | $363 |
| Genesee charter, MI | $300 | $615 | $915 | $447 | $747 | $168 |
| Linden, MI | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Tuscola, MI | $200 | $741 | $941 | $539 | $739 | $203 |
| Lennon, MI | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Wayne County, MI | $300 | $679 | $979 | $493 | $793 | $185 |
| Cass City, MI | $2,000 | $669 | $2,669 | $486 | $2,486 | $183 |
| Home Insurance Company Almont, MI | Homeowners Insurance Agency Almont, MI | Address | Popularity Score | Distance from Almont (miles) |
|---|---|---|---|---|
| Nationwide | Sheila Hughes Agency Inc | 32740 Grand River, Farmington, MI, 48336 | 36.5 | |
| State Farm | Jordan Tracey | 1723 W 14 Mile Rd, Royal Oak, MI, 48073-1728 | 28.3 | |
| Allstate | Steven Fedenis | 21908 23 Mile Rd, Macomb, MI, 48042 | 19.5 | |
| Allstate | Sam Sweiss | 11465 26 Mile Rd, Washington, MI, 48094 | 15.2 | |
| Allstate | Shauna Johnson | 19562 Grand River Ave, Detroit, MI, 48223 | 37.6 | |
| Allstate | Craig Borowsky | 2061 25 Mile Rd, Shelby Township, MI, 48316 | 16.5 | |
| Travelers | American Express | 4 Parklane Blvd Ste 414, Dearborn, MI, 48126 | 42.9 | |
| State Farm | Jeff Garlick | 415 W University Dr, Rochester, MI, 48307-1943 | 18.0 | |
| Farmers | Melissa Kelly | 1721 Crooks Rd Ste 106, Troy, MI, 48084 | 27.3 | |
| State Farm | Ryan Rosario | 28300 Gratiot Ave, Roseville, MI, 48066-4208 | 30.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,070 | $540 |
| Lapeer County, MI | $151,400 | $772 | $520 | $1,100 | $580 |
| Almont, MI | $167,500 | $686 | $490 | $950 | $460 |
| Hadley, MI | $222,100 | $891 | $650 | $1,270 | $620 |
| Chesterfield, MI | $173,700 | $800 | $540 | $1,130 | $590 |
| Harrison charter, MI | $163,400 | $681 | $500 | $970 | $470 |
| Bingham Farms, MI | $390,200 | $1,346 | $920 | $1,920 | $1,000 |
| Genesee charter, MI | $71,100 | $622 | $420 | $850 | $430 |
| Linden, MI | $143,800 | $785 | $540 | $1,110 | $570 |
| Tuscola, MI | $118,400 | $750 | $530 | $1,040 | $510 |
| Lennon, MI | $83,300 | $692 | $470 | $980 | $510 |
| Wayne County, MI | $92,400 | $687 | $470 | $970 | $500 |
| Cass City, MI | $75,600 | $677 | $460 | $930 | $470 |