Gavop tells you how to get the best homeowners insurance in Cranford, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cranford, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brookside Ct, Centennial Ave, Miln St, Blake Ave, Dorchester Ave, Sylvester St, Brown Ter, Pawnee Rd, Munsee Dr, South Ave E | $365,500 | $340,000 | $400,000-$500,000 | $331,000 | $290,000 | $300,000-$350,000 |
| Middlebury Ln, Iroquois Rd, Edgebrook Pl, Burnside Ave, Chester Lang Pl, Rutgers Rd, Greaves Pl, Shawnee Rd, North Ave W, Edgar Ave | $321,000 | $290,000 | $250,000-$300,000 | $459,500 | $380,000 | $500,000-$600,000 |
| Collins St, Seneca Rd, S Lenhome Dr, Venetia Ave, Balmiere Pkwy, N Balmiere Rd, Elise St, Hazel St, Cherokee Rd, Wilshire Dr | $369,000 | $350,000 | $350,000-$400,000 | $637,500 | $600,000 | $600,000-$700,000 |
| W Holly St, Doering Way, S Union Ave, Yarmouth Rd, Lambert St, Crescent Pl, S Union Ave, Edward St, Albany Ave, Hickory St | $440,500 | $400,000 | $500,000-$600,000 | $700,500 | $610,000 | $700,000-$800,000 |
| Richmond Ave, Sailer St, Makatom Dr, Mohican Pl, County Park Dr, Macarthur St, Veronica Ave, Meeker Ave, Woodlawn Ave, W Holly St | $516,500 | $490,000 | $500,000-$600,000 | $766,000 | $630,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $840 |
| Superior Protection Discount | -$88 | $889 |
| Fire & Security Discount | -$107 | $869 |
| Hail Resistant Roof Discount | -$20 | $957 |
| Newly Constructed Home Discount | -$215 | $762 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Cranford, NJ | Homeowners Insurance Agency Cranford, NJ | Address | Popularity Score | Distance from Cranford (miles) |
|---|---|---|---|---|
| Allstate | Neil H. Greco | 25 W Northfield Rd, Livingston, NJ, 7039 | 8.3 | |
| State Farm | John Klein | 505 Boulevard, Kenilworth, NJ, 07033-1603 | 1.5 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 8.3 | |
| Farmers | Peter Forde | 661 Shunpike Rd, Green Village, NJ, 7935 | 9.2 | |
| Travelers | Fraser Brothers Group Llc | 811 Amboy Avenue, Edison, NJ, 8837 | 8.7 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 9.3 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 8.3 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 4.7 | |
| Allstate | Robert T. Knox | 537 Inman Ave Ste B, Colonia, NJ, 7067 | 4.1 | |
| Travelers | Aloha Agency Inc | 331 Shaler Blvd, Ridgefield, NJ, 7657 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,480 | $690 |
| Union County, NJ | $351,800 | $1,070 | $730 | $1,520 | $790 |
| Cranford, NJ | $463,800 | $977 | $650 | $1,400 | $750 |
| West Orange, NJ | $370,200 | $1,116 | $760 | $1,600 | $840 |
| Edgewater, NJ | $560,000 | $1,846 | $1,260 | $2,600 | $1,340 |
| Englewood Cliffs, NJ | $995,300 | $925 | $660 | $1,280 | $620 |
| Blawenburg, NJ | $1,033,300 | $2,790 | $1,980 | $3,990 | $2,010 |
| West Milford, NJ | $283,100 | $846 | $570 | $1,180 | $610 |
| South Floral Park, NY | $395,400 | $1,784 | $1,230 | $2,530 | $1,300 |
| Sea Cliff, NY | $658,000 | $847 | $570 | $1,170 | $600 |
| Spring Lake Heights, NJ | $478,000 | $1,636 | $1,190 | $2,240 | $1,050 |
| Old Brookville, NY | $1,972,700 | $1,049 | $770 | $1,440 | $670 |