How Can I Make My Punta Gorda, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Punta Gorda, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Punta Gorda, FL Home Insurance Coverage Levels | Back to Top
| Punta Gorda, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ordinance Dr, Santa Brigida Ct, San Ciprian Rd, Sandrala Dr, Livingston Dr, E Grace St, Slash Pine Cir, Maltese Dr, Saffron Dr, Quince St | $158,500 | $130,000 | $150,000-$175,000 | $167,000 | $140,000 | $125,000-$150,000 |
| Madrid Ct, Ortega Dr, Tarpon Trl, Burland St, Morningside Dr, Tam O Shanter Ln, Oakview Ln, Redbird Ct, la Sila Ct, State Hwy 35 | $171,000 | $160,000 | $150,000-$175,000 | $124,000 | $110,000 | $100,000-$125,000 |
| Melinda Ave, 8th Ave, Bal Harbor Blvd, Venetia Dr, Duncan Rd, Almar Dr, Don Juan Ct, Beech Ave, E McKenzie St, E Charlotte Ave | $200,000 | $170,000 | $175,000-$200,000 | $109,000 | $100,000 | $125,000-$150,000 |
| Coronado Dr, Utilities Rd, Agabedis Ave, Acline Rd, S Crete Dr, Perico Way, Norma Ct, Peace Island Dr, Eaverson Rd, Mango St | $133,000 | $120,000 | $125,000-$150,000 | $123,500 | $110,000 | $100,000-$125,000 |
| Richard Rd, Tampico Ln, Pinewood Ln, Gurnsey Dr, Persay Dr, Taralane Dr, Turtle Dove Ln, Berry St, Malarky Ln, Navarro Ct | $129,000 | $110,000 | $125,000-$150,000 | $88,500 | $80,000 | $75,000-$100,000 |
| San Rocco Dr, Orange St, Curacau Ct, Senator Dr, Fourth Ave, Tuckers Grade, Camellia Ter, Airpark Dr, Remington Ct, Oresto Ct | $204,000 | $180,000 | $200,000-$250,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Mooney Ave, Mondovi Ct, Burnt Store Rd, Clara Dr, River Ranch Ct, Jones Loop Rd, Vanilla Cir, Third St, Tamayo Dr, Columbian Dr | $201,000 | $170,000 | $200,000-$250,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Bronco Rd, Peace St, Drumm Ave, Lewis Cir, Summerset Dr, Happy Hollow Rd, Vinca Rosea, Airport Rd, Drantes Dr, Ames St | $140,500 | $120,000 | $125,000-$150,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Alligator Ave, Durrance St, Rotterdam, Terin Ct, Lemonade Dr, Oakdale St, Portofino Dr, W Grace St, Richlawn Ave, Cypress | $136,000 | $120,000 | $150,000-$175,000 | $159,000 | $130,000 | $150,000-$175,000 |
| Turtle Dove Blvd, Finwick Dr, St Girons Dr, Drury Ln, Lucas Way, Cognac Dr, Sabalwood Dr, Genoa Ct, Deer Run Rd, Red Pine Rd | $147,000 | $120,000 | $150,000-$175,000 | $148,000 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Punta Gorda, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$212 | $1,034 |
| Superior Protection Discount | -$112 | $1,133 |
| Fire & Security Discount | -$125 | $1,121 |
| Hail Resistant Roof Discount | -$37 | $1,208 |
| Newly Constructed Home Discount | -$311 | $934 |
Choose your Punta Gorda, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Punta Gorda, FL | Back to Top
| Home Insurance Company Punta Gorda, FL | Homeowners Insurance Agency Punta Gorda, FL | Address | Popularity Score | Distance from Punta Gorda (miles) |
|---|---|---|---|---|
| State Farm | Brian Glaeser | 3765 Airport Rd N Ste 101, Naples, FL, 34105-4517 | 47.2 | |
| Travelers | Abc Insurance Group | 2605 Tamiami Trail Unit 7, Port Charlotte, FL, 33952 | 18.9 | |
| State Farm | Christy Michalec | 1242 Sw Pine Isl Rd Ste 46, Cape Coral, FL, 33991-2126 | 19.1 | |
| State Farm | Michele Losapio | 7950 Dani Drive, Fort Myers, FL, 33966-8015 | 18.8 | |
| Travelers | Cape Insurance Agency Inc | 1624 Del Prado Blvd S Ste B Cape Coral, Cape Coral, FL, 33904 | 14.7 | |
| Allstate | Tyler Ezzi | 21202 Olean Blvd Ste E3, Port Charlotte, FL, 33952 | 18.0 | |
| Allstate | Renee Moisan | 7935 Airport Pulling Rd N # 2, Naples, FL, 34109 | 43.9 | |
| Liberty Mutual Independent | Charlotte Insurance Agency Inc | 4061 Tamiami Trail , Port Charlotte, FL, 33952 | 16.6 | |
| Allstate | Kevin G. Lewis | 1430 Royal Palm Square Blvd Ste 102, Fort Myers, FL, 33919 | 19.7 | |
| Travelers | John Burchianti Insurance | 41180 Horesehoe Rd, Punta Gorda, FL, 33982 | 13.5 |
Compare Rates for Punta Gorda, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Charlotte County, FL | $165,200 | $1,364 | $1,060 | $1,830 | $770 |
| Punta Gorda, FL | $215,400 | $1,245 | $970 | $1,670 | $700 |
| Suncoast Estates, FL | $45,200 | $703 | $550 | $940 | $390 |
| Gateway, FL | $289,800 | $1,187 | $930 | $1,590 | $660 |
| Pineland, FL | $278,100 | $2,242 | $1,750 | $3,000 | $1,250 |
| Sanibel Island, FL | $703,600 | $940 | $730 | $1,260 | $530 |
| Sanibel, FL | $705,900 | $938 | $730 | $1,260 | $530 |
| Venice, FL | $192,000 | $1,524 | $1,190 | $2,040 | $850 |
| Naples Park, FL | $292,700 | $2,331 | $1,820 | $3,120 | $1,300 |
| Highlands County, FL | $87,900 | $954 | $740 | $1,280 | $540 |
| Montura, FL | $43,600 | $692 | $540 | $930 | $390 |
Research Home Insurance Companies Reviews in Punta Gorda, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 16, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My premium is lower than most insurance companies on the market for comparable coverage. My deductible is normal for most insurance companies.
Date: September 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium is relatively low and the deductibles are not high either. I know that the mortgage lender was surprised that her recommended agency could not compete with USAA.
Date: July 25, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I am very satisfied with usaa and their rates. I have never looked at other insurance company's rates or policies.
Assurant Specialty Property Home Insurance Reviews
Date: October 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I feel my premium and my deductible are comparable to other insurance companies. In the event of a claim, I feel I would be well covered.
Allstate Home Insurance Reviews
Date: July 03, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
State Farm was the cheapest premium quote that I received. Geico wanted double the deductible for double the amount monthly.
Progressive Home Insurance Reviews
Date: December 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I would give Progressive 4 in Customer Service. They were very easy to deal with. Every rep I have spoken to has been knowledgeable and friendly. Also, the rates were very fair.
State Farm Home Insurance Reviews
Date: May 26, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
When we had a hail storm back in 2016 they were really big help. And they approved to fix my roof less than 10 days.