Gavop's guide to buying homeowners insurance in Nottoway County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $189,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $329,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $533 |
| Superior Protection Discount | -$65 | $585 |
| Fire & Security Discount | -$52 | $598 |
| Hail Resistant Roof Discount | -$20 | $631 |
| Newly Constructed Home Discount | -$163 | $488 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nottoway County | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Nottoway County, VA | $1,000 | $642 | $1,642 | $467 | $1,467 | $176 |
| Amelia County, VA | $500 | $698 | $1,198 | $507 | $1,007 | $191 |
| Amelia Court House, VA | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Totaro, VA | $500 | $599 | $1,099 | $435 | $935 | $164 |
| Brandermill, VA | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Chesterfield County, VA | $100 | $863 | $963 | $627 | $727 | $236 |
| Bensley, VA | $1,500 | $631 | $2,131 | $459 | $1,959 | $173 |
| Ebony, VA | $400 | $484 | $884 | $352 | $752 | $132 |
| Midway, VA | $2,000 | $600 | $2,600 | $436 | $2,436 | $164 |
| Clarksville, VA | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Townsville, NC | $2,500 | $641 | $3,141 | $466 | $2,966 | $175 |
| Home Insurance Company Nottoway County, VA | Homeowners Insurance Agency Nottoway County, VA | Address | Popularity Score | Distance from Nottoway County (miles) |
|---|---|---|---|---|
| Travelers | Floyd Mays Insurance Agency Inc | 5400 Whiteside Rd, Sandston, VA, 23150 | 49.2 | |
| Travelers | All American Insurers | 10175 Hull Street Rd, Midlothian, VA, 23112 | 33.0 | |
| State Farm | Cindy Shumaker | 6061 Harbour Park Drive, Midlothian, VA, 23112-2160 | 29.1 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 2800 Parham Rd, Richmond, VA, 23255 | 48.6 | |
| Erie | Pearce & Company Insurance Services Inc. | 110 Norfolk Avenue Suite A, Colonial Heights, VA, 23834 | 36.2 | |
| Allstate | Ryan Hickey | 3411 Cox Rd, Henrico, VA, 23233 | 42.7 | |
| State Farm | Chris Smith | 4946 Millridge Pkwy E, Midlothian, VA, 23112-4859 | 29.9 | |
| Travelers | Winters Oliver Insurance Agency, Inc. | 8022 Mechanicsville Pike, Mechanicsville, VA, 23111 | 49.1 | |
| State Farm | Scott Reid | 5400 Glenside Dr Ste C, Richmond, VA, 23228-3996 | 43.7 | |
| State Farm | Wayne Benninghove | 9601 Gayton Rd Ste 200, Richmond, VA, 23238-4963 | 40.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Nottoway County, VA | $134,800 | $650 | $440 | $900 | $460 |
| Nottoway County, VA | $134,800 | $650 | $470 | $900 | $430 |
| Amelia County, VA | $185,100 | $706 | $500 | $1,000 | $500 |
| Amelia Court House, VA | $167,900 | $800 | $540 | $1,100 | $560 |
| Totaro, VA | $111,400 | $606 | $420 | $840 | $420 |
| Brandermill, VA | $236,400 | $779 | $570 | $1,070 | $500 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,210 | $590 |
| Bensley, VA | $131,300 | $639 | $430 | $910 | $480 |
| Ebony, VA | $87,700 | $490 | $330 | $700 | $370 |
| Midway, VA | $111,600 | $607 | $430 | $830 | $400 |
| Clarksville, VA | $163,700 | $789 | $530 | $1,130 | $600 |
| Townsville, NC | $104,900 | $649 | $440 | $920 | $480 |