Gavop's guide to buying homeowners insurance in Martin County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $103,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $353,500 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $269,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $1,137 |
| Superior Protection Discount | -$132 | $1,190 |
| Fire & Security Discount | -$132 | $1,190 |
| Hail Resistant Roof Discount | -$26 | $1,296 |
| Newly Constructed Home Discount | -$291 | $1,031 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Martin County | $1,000 | $1,306 | $2,306 | $949 | $1,949 | $357 |
| Martin County, FL | $2,000 | $1,306 | $3,306 | $949 | $2,949 | $357 |
| Indiantown, FL | $300 | $760 | $1,060 | $552 | $852 | $208 |
| North River Shores, FL | $2,000 | $1,622 | $3,622 | $1,179 | $3,179 | $443 |
| Hutchinson Island, FL | $200 | $1,081 | $1,281 | $786 | $986 | $295 |
| St. Lucie County, FL | $2,500 | $1,262 | $3,762 | $917 | $3,417 | $345 |
| Palm Beach County, FL | $400 | $1,346 | $1,746 | $979 | $1,379 | $368 |
| Lakewood Park, FL | $1,000 | $910 | $1,910 | $661 | $1,661 | $249 |
| Palm Beach, FL | $300 | $924 | $1,224 | $672 | $972 | $253 |
| Golf, FL | $1,000 | $617 | $1,617 | $448 | $1,448 | $169 |
| Wabasso Beach, FL | $2,000 | $750 | $2,750 | $545 | $2,545 | $205 |
| Home Insurance Company Martin County, FL | Homeowners Insurance Agency Martin County, FL | Address | Popularity Score | Distance from Martin County (miles) |
|---|---|---|---|---|
| Allstate | Ted Todd | 14859 Lyons Rd Ste 126, Delray Beach, FL, 33446 | 44.9 | |
| Allstate | Howard Greenberg | 5030 Champion Blvd Ste F8, Boca Raton, FL, 33496 | 49.0 | |
| Travelers | Anchor Insurance Inc | 6181 Se Federal Hwy, Stuart, FL, 34997 | 12.6 | |
| Travelers | Insurance Offices Of The Palm Beaches | 11211 Prosperity Farms Rd Ste B106, Palm Beach Gardens, FL, 33410 | 26.0 | |
| State Farm | Jessica Corns | 801 Maplewood Dr Ste 9, Jupiter, FL, 33458-8800 | 19.9 | |
| Allstate | Barbara Herbach | 4209 Sw High Meadows Ave, Palm City, FL, 34990 | 8.2 | |
| Travelers | Livings Insurance | 2646 Sw Mapp Rd Ste 101 , Palm City, FL, 34990 | 10.2 | |
| Travelers | The Mccall Agency Inc | 1120 20th Place Vero Beach, Vero Beach, FL, 32960 | 38.5 | |
| Allstate | Michael Searle | 2658 Sw Reilley Ave, Palm City, FL, 34990 | 10.3 | |
| Allstate | Jim Haugk Insurance Agency | 820 Se Indian St, Stuart, FL, 34997 | 11.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Martin County, FL | $233,000 | $1,322 | $1,030 | $1,770 | $740 |
| Martin County, FL | $233,000 | $1,322 | $1,030 | $1,770 | $740 |
| Indiantown, FL | $76,400 | $769 | $600 | $1,030 | $430 |
| North River Shores, FL | $184,300 | $1,642 | $1,280 | $2,200 | $920 |
| Hutchinson Island, FL | $240,800 | $1,094 | $850 | $1,470 | $620 |
| St. Lucie County, FL | $150,700 | $1,277 | $1,000 | $1,710 | $710 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| Lakewood Park, FL | $102,900 | $921 | $720 | $1,230 | $510 |
| Palm Beach, FL | $986,200 | $936 | $730 | $1,250 | $520 |
| Golf, FL | $988,600 | $624 | $490 | $840 | $350 |
| Wabasso Beach, FL | $434,000 | $759 | $590 | $1,020 | $430 |