Gavop's guide to buying homeowners insurance in Emery County, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Emery County, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lawrence Main, S 60 E, A St, S 1200E E, W 500 N, N 200 W, E 1st N, Ferron Circle Dr, Elgin Ave, Grover Ln | $134,000 | $110,000 | $125,000-$150,000 | $92,500 | $80,000 | $100,000-$125,000 |
| N 500 W, S 1300 E, W Adams Ln, 6th Ave, 1st E, 100 South St, McMullin Ln, N Center St, S 800 West St, River Rd | $121,500 | $110,000 | $100,000-$125,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Bench Rd, W 200 S, Cherry View Ln, S Main St, E 750 N, S 500 E, 9th Ave, Orange Ave, State St, E 100 N | $210,500 | $190,000 | $175,000-$200,000 | $115,500 | $110,000 | $125,000-$150,000 |
| E Ctr, E 200 N, Cottonwood Vw, N Center St, 200 N, N 75 E, W 500 S, N Main St, N Main St, San Rafel Ct | $151,500 | $130,000 | $125,000-$150,000 | $98,000 | $80,000 | $75,000-$100,000 |
| E 200 S, W Mission Ln, W 100 S, Cemetery Rd, Tucker Ln, Lawrence County Rd, Airport Rd, Silliman Ln, Cottonwood Ln, N Center St | $172,500 | $150,000 | $125,000-$150,000 | $143,500 | $140,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $538 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$47 | $618 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$193 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Emery County | $2,500 | $657 | $3,157 | $477 | $2,977 | $179 |
| Emery County, UT | $2,500 | $657 | $3,157 | $477 | $2,977 | $179 |
| Clawson, UT | $100 | $554 | $654 | $403 | $503 | $151 |
| Orangeville, UT | $2,000 | $501 | $2,501 | $364 | $2,364 | $137 |
| Cleveland, UT | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Elmo, UT | $1,500 | $455 | $1,955 | $331 | $1,831 | $124 |
| Emery, UT | $200 | $426 | $626 | $309 | $509 | $116 |
| Price, UT | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Spring Glen, UT | $200 | $521 | $721 | $378 | $578 | $142 |
| Kenilworth, UT | $2,000 | $413 | $2,413 | $300 | $2,300 | $113 |
| Hanksville, UT | $200 | $492 | $692 | $358 | $558 | $134 |
| Home Insurance Company Emery County, UT | Homeowners Insurance Agency Emery County, UT | Address | Popularity Score | Distance from Emery County (miles) |
|---|---|---|---|---|
| Travelers | Carbon Emery Insurance | 285 S Main St, Huntington, UT, 84528 | 25.2 | |
| Travelers | Carbon Emery Insurance | 105 N Main, Huntington, UT, 84528 | 25.6 | |
| Allstate | Dawn Manzanares | 161 E 100 N, Price, UT, 84501 | 41.1 | |
| State Farm | Billie Sampinos | 190 N Carbon Ave, Price, UT, 84501-2474 | 41.2 | |
| Travelers | Banasky Insurance Inc | 6 West Main St, Price, UT, 84501 | 41.0 | |
| Travelers | Tatton & Mellor Insurance Llc | 453 East Main Street #200, Price, UT, 84501 | 41.0 | |
| Travelers | Tatton & Mellor Insurance Llc | 453 East Main St Ste 200, Price, UT, 84501 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $850 | $410 |
| Emery County, UT | $136,200 | $665 | $450 | $920 | $470 |
| Emery County, UT | $136,200 | $665 | $460 | $940 | $480 |
| Clawson, UT | $176,000 | $561 | $400 | $770 | $370 |
| Orangeville, UT | $130,500 | $507 | $370 | $700 | $330 |
| Cleveland, UT | $165,600 | $550 | $400 | $760 | $360 |
| Elmo, UT | $102,900 | $461 | $310 | $650 | $340 |
| Emery, UT | $88,400 | $431 | $310 | $610 | $300 |
| Price, UT | $144,200 | $659 | $450 | $940 | $490 |
| Spring Glen, UT | $145,500 | $527 | $380 | $750 | $370 |
| Kenilworth, UT | $82,700 | $418 | $280 | $590 | $310 |
| Hanksville, UT | $125,000 | $498 | $340 | $700 | $360 |