Gavop shows you how to buy homeowners insurance in Fleming Island, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $211,500 | $200,000 | $150,000-$175,000 |
| 5 Bedroom | $512,500 | $430,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $1,013 |
| Home and Two Car | -$176 | $925 |
| Home and Three Car | -$253 | $848 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $2,000 | $1,348 | $3,348 | $980 | $2,980 | $368 |
| Fleming Island, FL | $700 | $1,088 | $1,788 | $790 | $1,490 | $297 |
| Penney Farms, FL | $400 | $957 | $1,357 | $696 | $1,096 | $262 |
| Nocatee, FL | $1,500 | $2,682 | $4,182 | $1,949 | $3,449 | $733 |
| Hastings, FL | $400 | $817 | $1,217 | $594 | $994 | $223 |
| Hampton, FL | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Raiford, FL | $500 | $986 | $1,486 | $717 | $1,217 | $269 |
| St. Augustine Beach, FL | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
| Callahan, FL | $500 | $1,379 | $1,879 | $1,002 | $1,502 | $377 |
| Interlachen-Florahome, FL | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Yulee, FL | $100 | $967 | $1,067 | $703 | $803 | $264 |
| La Crosse, FL | $2,500 | $1,147 | $3,647 | $834 | $3,334 | $313 |
| Home Insurance Company Fleming Island, FL | Homeowners Insurance Agency Fleming Island, FL | Address | Popularity Score | Distance from Fleming Island (miles) |
|---|---|---|---|---|
| Liberty Mutual | Melanie Markham | 11112 San Jose Boulevard Suite 32, Jacksonville, FL, 32223 | 7.2 | |
| Allstate | Mandy Bowers | 11018 Old Saint Augustine Rd Ste 112, Jacksonville, FL, 32257 | 8.3 | |
| Allstate | Felisha Foote | 2640 Blanding Blvd Ste 206, Middleburg, FL, 32068 | 9.9 | |
| Travelers | Hardin Insurance Inc | 3305 Atlantic Blvd Ste A, Jacksonville, FL, 32207 | 15.0 | |
| Travelers | Brightway Insurance | 5000-19 Us Hwy 17, Fleming Island, FL, 32003 | 0.6 | |
| State Farm | Connie Doyle | 14158 Marsh Woods Ct, Jacksonville, FL, 32224-3220 | 19.7 | |
| State Farm | David Beam | 10400 San Jose Blvd Ste 2, Jacksonville, FL, 32257-6360 | 8.1 | |
| Travelers | A Newton & Young Insurance Llc | 1635-2 Wells Road, Orange Park, FL, 32073 | 6.2 | |
| Allstate | Jade Albrecht | 1790-1 State Rd 13, Jacksonville, FL, 32259 | 4.5 | |
| Allstate | Richard Oconnor | 9965-54 San Jose Blvd, Jacksonville, FL, 32257 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Clay County, FL | $165,300 | $1,364 | $1,060 | $1,830 | $770 |
| Fleming Island, FL | $242,700 | $1,101 | $860 | $1,480 | $620 |
| Penney Farms, FL | $170,100 | $969 | $760 | $1,300 | $540 |
| Nocatee, FL | $358,600 | $2,715 | $2,120 | $3,640 | $1,520 |
| Hastings, FL | $112,800 | $827 | $640 | $1,110 | $470 |
| Hampton, FL | $125,600 | $889 | $690 | $1,190 | $500 |
| Raiford, FL | $88,500 | $998 | $780 | $1,340 | $560 |
| St. Augustine Beach, FL | $371,700 | $940 | $730 | $1,260 | $530 |
| Callahan, FL | $147,300 | $1,396 | $1,090 | $1,870 | $780 |
| Interlachen-Florahome, FL | $77,000 | $773 | $600 | $1,040 | $440 |
| Yulee, FL | $195,700 | $979 | $760 | $1,310 | $550 |
| La Crosse, FL | $112,500 | $1,161 | $910 | $1,560 | $650 |