Gavop shows you how to buy homeowners insurance in Decatur County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Decatur County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Perry Goodman Rd, Nickletown Rd, Bob McClure Rd, Youal Gibson Rd, N Florida Ave Exd, Brodies Landing Rd, Miller St, Stills Ln, Mayo Cir, Marshall Town St | $74,500 | $60,000 | $50,000-$75,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Leeburn Harris Rd, Yarobro Lndg, Smith Chapel Rd, New Hope Rd, Grooms Rd, Chestnut Ridge Dr, Clarence White Ln, Luna St, Robert Gurley Rd, Madison Cir | $102,000 | $90,000 | $100,000-$125,000 | $76,000 | $70,000 | $50,000-$75,000 |
| Henry Kelly Loop, E Highland Rd, Yarbro Landing Ln, Mary Alice Ln, Doe Cr Rd, Largo Meadows Ln, Nells Knob Cove, Rivers Edge Cir, Jimmy Evans Rd, Bear Creek Acc | $124,500 | $110,000 | $125,000-$150,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Austin Ln, Mack Johnson Ln, Bear Creek Rd, N Riverview Dr, Pleasant St, Pugh Rd, Wade Hampton Rd, Self Hollow Ln, Cooley St, Tom Knight Rd | $92,000 | $80,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| E 3rd St, Uncle Dr, Howell Wilkins Rd, Sally Baker Rd, Scenic Ln, McGee Rd, E White Oak St, S East St, State Rte 202, McMurray Rd | $99,500 | $90,000 | $75,000-$100,000 | $74,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $598 |
| Superior Protection Discount | -$63 | $640 |
| Fire & Security Discount | -$70 | $633 |
| Hail Resistant Roof Discount | -$14 | $689 |
| Newly Constructed Home Discount | -$204 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Decatur County | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Decatur County, TN | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Parsons, TN | $500 | $774 | $1,274 | $562 | $1,062 | $211 |
| Chester County, TN | $1,000 | $766 | $1,766 | $557 | $1,557 | $209 |
| Eva, TN | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Henderson, TN | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Collinwood, TN | $300 | $790 | $1,090 | $574 | $874 | $216 |
| McNairy County, TN | $1,500 | $679 | $2,179 | $493 | $1,993 | $186 |
| Atwood, TN | $400 | $732 | $1,132 | $532 | $932 | $200 |
| Milan, TN | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Big Sandy, TN | $200 | $683 | $883 | $496 | $696 | $187 |
| Waterloo, AL | $2,000 | $965 | $2,965 | $701 | $2,701 | $264 |
| Home Insurance Company Decatur County, TN | Homeowners Insurance Agency Decatur County, TN | Address | Popularity Score | Distance from Decatur County (miles) |
|---|---|---|---|---|
| Allstate | Tina Clark | 231 Oil Well Rd Apt A, Jackson, TN, 38305 | 42.4 | |
| State Farm | Tasha Johnson | 38 S Main St, Lexington, TN, 38351-2104 | 16.4 | |
| Liberty Mutual Independent | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 37.5 | |
| State Farm | Darrell Kimbel | 1856 S Highland Ave, Jackson, TN, 38301-1701 | 39.9 | |
| Erie | John Cooper Insurance | 984 Wayne Road Suite D, Savannah, TN, 38372 | 26.9 | |
| Travelers | Joe Cooper Insurance Agency | 38 Old Hickory Cv Ste A100, Jackson, TN, 38305 | 42.0 | |
| Farmers | Shanna Tabor | 133 W University Pkwy Ste 108, Jackson, TN, 38305 | 41.4 | |
| State Farm | Howard Bond | 620 Old Hickory Blvd Ste 209, Jackson, TN, 38305-2977 | 42.0 | |
| State Farm | Gary Mcclain | 84 Tennessee Ave S, Parsons, TN, 38363-2401 | 3.3 | |
| Allstate | Angie Hooten-Hughes | 250 Carriage House Dr, Jackson, TN, 38305 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,470 | $720 |
| Decatur County, TN | $91,800 | $703 | $470 | $960 | $490 |
| Decatur County, TN | $91,800 | $703 | $510 | $1,010 | $500 |
| Parsons, TN | $79,900 | $783 | $540 | $1,110 | $570 |
| Chester County, TN | $113,800 | $775 | $560 | $1,060 | $500 |
| Eva, TN | $112,500 | $919 | $620 | $1,300 | $680 |
| Henderson, TN | $119,700 | $793 | $570 | $1,130 | $560 |
| Collinwood, TN | $83,500 | $800 | $580 | $1,100 | $520 |
| McNairy County, TN | $87,500 | $687 | $490 | $940 | $450 |
| Atwood, TN | $71,100 | $741 | $540 | $1,020 | $480 |
| Milan, TN | $101,900 | $738 | $510 | $1,010 | $500 |
| Big Sandy, TN | $61,500 | $691 | $490 | $950 | $460 |
| Waterloo, AL | $98,100 | $977 | $690 | $1,400 | $710 |