Gavop's guide to buying homeowners insurance in Escanaba, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Escanaba, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wintergreen Cir, Alyssa 17.04 St, Park Ave, S Lincoln Rd, County 426 21st Rd, Ave C, Co Rd 186, 16th St N, S 8th St, S 13th St | $97,000 | $90,000 | $75,000-$100,000 | $133,500 | $120,000 | $150,000-$175,000 |
| Jim 23.6 Ln, 28th St S, 4 25/100 Rd, Pinewood Dr, 24th Ave S, 3rd Ave W, S 9th St, State Hwy 69, Old State Rd, N 11th St | $104,500 | $80,000 | $100,000-$125,000 | $135,500 | $120,000 | $125,000-$150,000 |
| 0.65 Rd, K Ln, Stagecoach Q 5, 75th L Rd, 9th Delta 17 Dr, 29th St S, County 416 J Rd, 7th Pl, 6th Ave N, 85th 18 Ln | $83,000 | $70,000 | $75,000-$100,000 | $95,500 | $90,000 | $100,000-$125,000 |
| 17.4 Rd, Cleveland St, 5th S Lake Bluff 0 Dr, 5th Ave, Oak Park 0, 8th Ave W, P Rd, K 5 Rd, 15th Ave N, 4th Carolyn L Dr | $123,500 | $110,000 | $100,000-$125,000 | $138,500 | $120,000 | $150,000-$175,000 |
| 27.5 Rd, S 9th, Co 420 21st Rd, S Pederson Circle 17.75 Dr, Main St, M Ln, 26th St S, Meadow 24th Ln, 13th Ave N, 6th Ave N | $64,000 | $50,000 | $50,000-$75,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $520 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$71 | $571 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$186 | $456 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delta County | $1,000 | $700 | $1,700 | $508 | $1,508 | $191 |
| Escanaba, MI | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Wells, MI | $300 | $773 | $1,073 | $561 | $861 | $211 |
| Cornell, MI | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Gourley, MI | $400 | $742 | $1,142 | $539 | $939 | $203 |
| Menominee County, MI | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Nadeau, MI | $500 | $694 | $1,194 | $504 | $1,004 | $190 |
| Breen, MI | $1,000 | $707 | $1,707 | $514 | $1,514 | $193 |
| Thompson, MI | $400 | $795 | $1,195 | $578 | $978 | $217 |
| Ephraim, WI | $1,000 | $1,035 | $2,035 | $752 | $1,752 | $283 |
| Gwinn, MI | $200 | $672 | $872 | $488 | $688 | $184 |
| Baileys Harbor, WI | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Home Insurance Company Escanaba, MI | Homeowners Insurance Agency Escanaba, MI | Address | Popularity Score | Distance from Escanaba (miles) |
|---|---|---|---|---|
| State Farm | Jon Lasater | 333 Carpenter Avenue, Kingsford, MI, 49802 | 47.9 | |
| State Farm | Tony Furton | 3840 10th St, Menominee, MI, 49858-1304 | 49.5 | |
| State Farm | Chris Hanley | 521 S Stephenson Ave, Iron Mountain, MI, 49801-3424 | 47.7 | |
| Farmers | Michael Pietila | 500 S Stephenson Ave Ste 100, Iron Mountain, MI, 49801 | 47.7 | |
| State Farm | Mike Sands | 331 N 30th St, Escanaba, MI, 49829-1381 | 0.3 | |
| Liberty Mutual Independent | Upper Peninsula Insurance Agency | 100 S Carpenter Ave, Kingsford, MI, 49802 | 47.8 | |
| Allstate | A Plus Ins Services | 2510 1st Ave N, Escanaba, MI, 49829 | 0.1 | |
| Liberty Mutual Independent | Upper Peninsula Insurance Agency | 100 S Carpenter Ave Kingsford, Iron Mountain, MI, 49802 | 47.8 | |
| State Farm | Dennis Olson | 2717 N Lincoln Rd, Escanaba, MI, 49829-9569 | 2.0 | |
| Travelers | Dzik Thomas Assoc Inc | 710 Main St, Norway, MI, 49870 | 39.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Delta County, MI | $105,900 | $708 | $470 | $1,010 | $540 |
| Escanaba, MI | $82,500 | $642 | $460 | $910 | $450 |
| Wells, MI | $141,500 | $782 | $560 | $1,120 | $560 |
| Cornell, MI | $123,900 | $758 | $550 | $1,050 | $500 |
| Gourley, MI | $119,200 | $751 | $500 | $1,030 | $530 |
| Menominee County, MI | $95,900 | $664 | $470 | $920 | $450 |
| Nadeau, MI | $88,800 | $702 | $470 | $990 | $520 |
| Breen, MI | $96,900 | $716 | $480 | $980 | $500 |
| Thompson, MI | $158,600 | $805 | $560 | $1,120 | $560 |
| Ephraim, WI | $409,100 | $1,048 | $750 | $1,440 | $690 |
| Gwinn, MI | $77,100 | $680 | $460 | $940 | $480 |
| Baileys Harbor, WI | $276,200 | $811 | $590 | $1,150 | $560 |