Gavop tells you how to get the best homeowners insurance in Stoughton, WI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $250,000 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $364,000 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $318,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $574 |
| Superior Protection Discount | -$67 | $601 |
| Fire & Security Discount | -$73 | $594 |
| Hail Resistant Roof Discount | -$20 | $648 |
| Newly Constructed Home Discount | -$180 | $487 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Stoughton, WI | Homeowners Insurance Agency Stoughton, WI | Address | Popularity Score | Distance from Stoughton (miles) |
|---|---|---|---|---|
| State Farm | Jaysen Jorgensen | 1327 N Wright Rd Ste 6a, Janesville, WI, 53546-1399 | 19.8 | |
| Travelers | John Wickhem Agency | 1504 N Randall Ave, Janesville, WI, 53545 | 18.8 | |
| State Farm | Brandi Wein | 2114 Silvernail Rd, Pewaukee, WI, 53072-5526 | 49.3 | |
| Erie | Bryan Holder Insurance Agency Llc | 2316 Mineral Point Avenue Suite 104, Janesville, WI, 53548 | 18.6 | |
| Travelers | Associated Insurance Agency Inc | 4851 Larson Beach Rd, Mcfarland, WI, 53558 | 7.6 | |
| Allstate | Michelle Wenzel | 713 S Janesville St, Milton, WI, 53563 | 17.9 | |
| State Farm | Tom Matoska | S30w24670 Sunset Dr, Waukesha, WI, 53189-7027 | 49.9 | |
| Farmers | William Bixby | 23 S Wisconsin St, Elkhorn, WI, 53121 | 38.6 | |
| State Farm | Don Gerharz | 305 S Main St, Janesville, WI, 53545-3911 | 19.7 | |
| State Farm | Marlene Conroy | 7273 Highway 50, Lake Geneva, WI, 53147-4517 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $940 | $470 |
| Dane County, WI | $242,700 | $754 | $540 | $1,030 | $490 |
| Stoughton, WI | $191,200 | $668 | $480 | $920 | $440 |
| Lake Ripley, WI | $252,800 | $787 | $540 | $1,090 | $550 |
| Madison, WI | $223,300 | $734 | $530 | $1,040 | $510 |
| Verona, WI | $285,100 | $689 | $460 | $970 | $510 |
| Exeter, WI | $283,600 | $818 | $580 | $1,120 | $540 |
| Whitewater, WI | $164,400 | $630 | $450 | $880 | $430 |
| Mount Horeb, WI | $236,000 | $647 | $440 | $920 | $480 |
| Perry, WI | $342,500 | $895 | $640 | $1,260 | $620 |
| Bluffview, WI | $23,200 | $187 | $130 | $260 | $130 |
| Waukesha County, WI | $262,700 | $773 | $530 | $1,070 | $540 |
| Erin, WI | $344,400 | $898 | $660 | $1,250 | $590 |