Gavop tells you how to get the best homeowners insurance in Pismo Beach, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Pismo Beach, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shell Beach Rd, San Luis Street Pkwy, N 3rd St, Santa Fe Ave, N 9th St, Miramar Ln, Skyline Dr, Hacienda Ave, Aberdeen Ct, Lupine Canyon Rd | $636,000 | $590,000 | $500,000-$600,000 | $684,000 | $620,000 | $800,000-$900,000 |
| Laurel St, Harloe Ave, Tamarisk Way, Balm Ridge Rd, Hudson Dr, Brass Button Ct, Rancho Oak Dr, Frady Ln, Holly Way, Frances Way | $442,000 | $420,000 | $400,000-$500,000 | $585,000 | $480,000 | $600,000-$700,000 |
| Serpa Ranch Rd, Hidden Spring Rd, Fire House Canyon Rd, Pippin Ln, Longview Ave, Shamrock Ln, Windward Ave, Bay Laurel Pl, Surf St, Monte Rd | $611,000 | $530,000 | $400,000-$500,000 | $785,500 | $670,000 | $700,000-$800,000 |
| Shoreline Dr, Fern Canyon Rd, Wadsworth Ave, Oak Park Rd, Bard Ct, Seabright Ave, Venado Trl, Terrace Ave, Avila Beach Dr, Bluff Dr | $574,000 | $480,000 | $500,000-$600,000 | $999,000 | $840,000 | More than 10,000,000 |
| Ocean Blvd, Riverview Dr, Calvin Ct, Village Crest Dr, Anneford Cir, Griffin St, S 8th St, Mar Vista Pl, Nice Ave, Effie Way | $386,000 | $360,000 | $350,000-$400,000 | $362,500 | $340,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $930 |
| Home and Two Car | -$164 | $859 |
| Home and Three Car | -$235 | $787 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Luis Obispo County | $700 | $1,460 | $2,160 | $1,061 | $1,761 | $399 |
| Pismo Beach, CA | $2,500 | $1,010 | $3,510 | $734 | $3,234 | $276 |
| Grover Beach, CA | $100 | $920 | $1,020 | $669 | $769 | $251 |
| Callender, CA | $2,500 | $1,851 | $4,351 | $1,345 | $3,845 | $506 |
| Blacklake, CA | $400 | $1,804 | $2,204 | $1,311 | $1,711 | $493 |
| Los Osos, CA | $1,000 | $976 | $1,976 | $710 | $1,710 | $267 |
| Arroyo Grande, CA | $500 | $1,399 | $1,899 | $1,016 | $1,516 | $382 |
| Santa Margarita, CA | $2,000 | $1,145 | $3,145 | $832 | $2,832 | $313 |
| San Luis Obispo County, CA | $100 | $1,460 | $1,560 | $1,061 | $1,161 | $399 |
| Whitley Gardens, CA | $2,500 | $1,305 | $3,805 | $948 | $3,448 | $357 |
| Lompoc, CA | $100 | $762 | $862 | $554 | $654 | $208 |
| Buellton, CA | $2,000 | $1,359 | $3,359 | $987 | $2,987 | $371 |
| Home Insurance Company Pismo Beach, CA | Homeowners Insurance Agency Pismo Beach, CA | Address | Popularity Score | Distance from Pismo Beach (miles) |
|---|---|---|---|---|
| Farmers | Rebecca Stouppe | 115 E College Ave Ste 3, Lompoc, CA, 93436 | 37.0 | |
| Travelers | E C Loomis & Son Insurance Assoc | 220 Traffic Way Arroyo Grande, Arroyo Grande, CA, 93420 | 5.9 | |
| Allstate | Michelle Horenberger | 1975 S Broadway Ste H, Santa Maria, CA, 93454 | 20.8 | |
| State Farm | Steve Weber | 526 Spring St, Paso Robles, CA, 93446-3170 | 32.2 | |
| State Farm | Rob Railsback | 340 James Way Ste 230, Pismo Beach, CA, 93449-2880 | 2.9 | |
| Farmers | Joy Swann | 1228 Broad St, San Luis Obispo, CA, 93401 | 8.6 | |
| Allstate | Cindy Longstreth | 800 S Broadway Ste 101, Santa Maria, CA, 93454 | 19.7 | |
| Allstate | Andrew Cox | 11555 Los Osos Vly Rd Ste 110, San Luis Obispo, CA, 93405 | 7.3 | |
| Allstate | Russell Riemer | 650 Alamo Pintado Rd Ste 103, Solvang, CA, 93463 | 49.1 | |
| State Farm | Ed Kertis | 722 E Main St Ste 111, Santa Maria, CA, 93454-4597 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Pismo Beach, CA | $660,000 | $1,022 | $760 | $1,390 | $630 |
| Grover Beach, CA | $446,800 | $931 | $690 | $1,270 | $580 |
| Callender, CA | $658,500 | $1,873 | $1,390 | $2,550 | $1,160 |
| Blacklake, CA | $637,400 | $1,826 | $1,350 | $2,480 | $1,130 |
| Los Osos, CA | $461,100 | $988 | $730 | $1,340 | $610 |
| Arroyo Grande, CA | $528,300 | $1,416 | $1,050 | $1,930 | $880 |
| Santa Margarita, CA | $416,000 | $1,159 | $860 | $1,580 | $720 |
| San Luis Obispo County, CA | $499,800 | $1,478 | $1,090 | $2,010 | $920 |
| Whitley Gardens, CA | $449,000 | $1,321 | $980 | $1,800 | $820 |
| Lompoc, CA | $295,200 | $771 | $570 | $1,050 | $480 |
| Buellton, CA | $458,600 | $1,375 | $1,020 | $1,870 | $850 |