Gavop tells you how to get the best homeowners insurance in Buchanan, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,500 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $187,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $222,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $129,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $563 |
| Superior Protection Discount | -$60 | $602 |
| Fire & Security Discount | -$60 | $602 |
| Hail Resistant Roof Discount | -$13 | $649 |
| Newly Constructed Home Discount | -$172 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Botetourt County | $700 | $857 | $1,557 | $623 | $1,323 | $234 |
| Buchanan, VA | $2,000 | $654 | $2,654 | $475 | $2,475 | $179 |
| Montvale, VA | $200 | $453 | $653 | $329 | $529 | $124 |
| Low Moor, VA | $1,000 | $441 | $1,441 | $320 | $1,320 | $120 |
| Catawba, VA | $500 | $700 | $1,200 | $509 | $1,009 | $191 |
| Glenvar, VA | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Boones Mill, VA | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Concord, VA | $1,500 | $670 | $2,170 | $487 | $1,987 | $183 |
| Motley, VA | $300 | $479 | $779 | $348 | $648 | $131 |
| Franklin County, VA | $1,000 | $788 | $1,788 | $572 | $1,572 | $215 |
| Nelson County, VA | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Falling River, VA | $700 | $840 | $1,540 | $610 | $1,310 | $230 |
| Home Insurance Company Buchanan, VA | Homeowners Insurance Agency Buchanan, VA | Address | Popularity Score | Distance from Buchanan (miles) |
|---|---|---|---|---|
| Travelers | Blue Ridge Insurance Services | 111-B Hexham Dr, Lynchburg, VA, 24502 | 28.3 | |
| State Farm | Kim Bergsten | 1550 Roanoke Rd, Daleville, VA, 24083-2918 | 15.1 | |
| State Farm | Andy Young | 1119 Oakley Ave, Lynchburg, VA, 24501-3753 | 30.9 | |
| Travelers | Derek Wiley Agency Inc | 1616 Roanoke Rd Ste 100, Daleville, VA, 24083 | 15.1 | |
| Allstate | Chris Owen | 7335 Timberlake Rd Ste C, Lynchburg, VA, 24502 | 29.5 | |
| State Farm | Brent Hershey | 3178 Roanoke Rd, Daleville, VA, 24083-3151 | 13.8 | |
| Travelers | Benefit Solutions Insurance Agency Inc | 752 Burks Hill Rd, Bedford, VA, 24523 | 17.7 | |
| Nationwide | Huffman Insurance Agencies Inc | 209 S Main St, Lexington, VA, 24450-2317 | 21.6 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 48.0 | |
| Allstate | Carrie Mattox | 3622 Old Forest Rd Ste A, Lynchburg, VA, 24501 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Botetourt County, VA | $220,000 | $868 | $620 | $1,220 | $600 |
| Buchanan, VA | $163,200 | $662 | $480 | $940 | $460 |
| Montvale, VA | $82,100 | $458 | $330 | $630 | $300 |
| Low Moor, VA | $80,000 | $446 | $320 | $620 | $300 |
| Catawba, VA | $186,700 | $709 | $520 | $1,000 | $480 |
| Glenvar, VA | $163,800 | $789 | $530 | $1,100 | $570 |
| Boones Mill, VA | $157,800 | $773 | $550 | $1,110 | $560 |
| Concord, VA | $143,500 | $678 | $460 | $940 | $480 |
| Motley, VA | $86,800 | $485 | $350 | $690 | $340 |
| Franklin County, VA | $176,900 | $797 | $540 | $1,090 | $550 |
| Nelson County, VA | $231,400 | $773 | $550 | $1,100 | $550 |
| Falling River, VA | $189,800 | $850 | $620 | $1,200 | $580 |