Gavop tells you how to get the best homeowners insurance in Northfield, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $173,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $333,500 | $310,000 | $250,000-$300,000 |
| 5 Bedroom | $216,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $598 |
| Superior Protection Discount | -$63 | $640 |
| Fire & Security Discount | -$56 | $647 |
| Hail Resistant Roof Discount | -$14 | $689 |
| Newly Constructed Home Discount | -$169 | $534 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washtenaw County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Northfield, MI | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Milford charter, MI | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Sylvan, MI | $2,500 | $913 | $3,413 | $663 | $3,163 | $249 |
| Ridgeway, MI | $300 | $737 | $1,037 | $536 | $836 | $201 |
| Southgate, MI | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Franklin, MI | $500 | $833 | $1,333 | $605 | $1,105 | $228 |
| Summit, MI | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Onondaga, MI | $200 | $772 | $972 | $561 | $761 | $211 |
| Clinton charter, MI | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Temperance, MI | $300 | $676 | $976 | $491 | $791 | $185 |
| Eaton Rapids, MI | $2,500 | $668 | $3,168 | $485 | $2,985 | $183 |
| Home Insurance Company Northfield, MI | Homeowners Insurance Agency Northfield, MI | Address | Popularity Score | Distance from Northfield (miles) |
|---|---|---|---|---|
| State Farm | Michael Lantzy | 27100 Woodward Ave, Royal Oak, MI, 48067-0925 | 29.9 | |
| Nationwide | Sheila Hughes Agency Inc | 32740 Grand River, Farmington, MI, 48336 | 18.9 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 19.1 | |
| Liberty Mutual Independent | Bergstrom Insurance Agency | 30701 W 10 Mile Rd Ste 400, Farmington Hills, MI, 48336 | 20.0 | |
| State Farm | Chuck Tourangeau | 43656 Schoenherr, Sterling Heights, MI, 48313-1115 | 40.6 | |
| Liberty Mutual Independent | Select Underwriters Inc | 100 N Williams Lake Rd Ste A, Waterford, MI, 48327 | 22.8 | |
| State Farm | Martin Wilder | 13740 Merriman Rd Ste 1, Livonia, MI, 48150-1841 | 19.2 | |
| State Farm | David Deluca | 11756 Newburgh Rd, Livonia, MI, 48150-1061 | 16.3 | |
| State Farm | Clay Nissan | 1645 S Wayne Rd, Westland, MI, 48186-5621 | 18.6 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $520 | $1,110 | $590 |
| Washtenaw County, MI | $231,500 | $869 | $590 | $1,230 | $640 |
| Northfield, MI | $183,000 | $703 | $470 | $1,000 | $530 |
| Milford charter, MI | $265,500 | $809 | $580 | $1,160 | $580 |
| Sylvan, MI | $243,700 | $924 | $640 | $1,310 | $670 |
| Ridgeway, MI | $116,200 | $746 | $500 | $1,060 | $560 |
| Southgate, MI | $95,400 | $663 | $480 | $950 | $470 |
| Franklin, MI | $187,700 | $843 | $570 | $1,160 | $590 |
| Summit, MI | $121,600 | $701 | $480 | $970 | $490 |
| Onondaga, MI | $140,900 | $781 | $550 | $1,100 | $550 |
| Clinton charter, MI | $139,700 | $655 | $440 | $940 | $500 |
| Temperance, MI | $165,300 | $684 | $490 | $940 | $450 |
| Eaton Rapids, MI | $104,000 | $676 | $490 | $930 | $440 |