How Can I Make My Newport News, VA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Newport News, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Newport News, VA Home Insurance Coverage Levels | Back to Top
| Newport News, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| April Ln, Yarmouth Cir, Brandsby Ct, Harrell Ct, Rockcrest Ct, St Andrews Ln, Quarter Trl, Michael Irvin Dr, Elmhurst St, Whitebrook Ln | $274,000 | $230,000 | $250,000-$300,000 | $166,500 | $150,000 | $150,000-$175,000 |
| Robbs Ct, Tuckaway Ct, Middle Ground Blvd, Allison Rd, Boxley Blvd, Hanover Way, Tanbark Dr, Rugby Rd, Gate St, Henry Clay Rd | $174,000 | $150,000 | $150,000-$175,000 | $128,500 | $110,000 | $100,000-$125,000 |
| Normandy Ln, 45th St, Gallop Pl, Merlyn Walk Pl, Cromwell Ct, Picketts Ln, Madison Ln N, Kelly Pl, Gainsborough Pl, Dana Cir | $319,000 | $280,000 | $350,000-$400,000 | $204,500 | $190,000 | $200,000-$250,000 |
| Coral Key Pl, Happiness Pl, Brandywine Dr, Beech Dr, Shawn Cir, Verline Ct, Normandy Ln, Linda Dr, Chandler Pl, Holland Ct | $159,000 | $130,000 | $125,000-$150,000 | $122,500 | $110,000 | $125,000-$150,000 |
| Knollwood Dr, Brody Pl, Thimbleby Dr, Robin Dr, Atkinson Way, Kendall Dr, Tipton Rd, Salters St, Truxtun Ct, Baxter la | $214,500 | $170,000 | $250,000-$300,000 | $145,000 | $120,000 | $150,000-$175,000 |
| Laramie Ct, Gena Ct, Highland Ct, Paula Dr, Canterbury Run, Rhoda Dr, Woods Rd, Briarfield Rd, Lipton Dr, Whaler Dr | $245,000 | $210,000 | $200,000-$250,000 | $119,000 | $100,000 | $100,000-$125,000 |
| Monica Dr, Huntgate Cir, Lafayette Dr, Ward Ct, 35th St, Garland Dr, Leslie Dr, Savage Dr, Oakwood Pl, Garden State Dr | $357,000 | $320,000 | $350,000-$400,000 | $178,000 | $160,000 | $200,000-$250,000 |
| Phillips Ln, Nantucket Pl, 21st St, River Rock Way, Stony Dr, Douglas Dr, Hadley Pl, Wolftrap Ct, Putney Ln, Twin Lake Cir | $245,000 | $230,000 | $250,000-$300,000 | $142,500 | $130,000 | $150,000-$175,000 |
| Parker Ave, Stag Ter, S Cedar Ct, Hudson Ter, St Michaels Way, Victory Blvd, Judy Dr, Middlesex Rd, 74th St, S Moores Ln | $151,000 | $130,000 | $125,000-$150,000 | $170,500 | $140,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Newport News, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $667 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$58 | $766 |
| Hail Resistant Roof Discount | -$16 | $807 |
| Newly Constructed Home Discount | -$198 | $626 |
Choose the Right Deductible for your Newport News, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardy | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Newport News, VA | $1,500 | $814 | $2,314 | $591 | $2,091 | $222 |
| York, VA | $400 | $770 | $1,170 | $560 | $960 | $210 |
| Scotland, VA | $700 | $1,640 | $2,340 | $1,192 | $1,892 | $448 |
| Carrsville, VA | $100 | $725 | $825 | $527 | $627 | $198 |
| Stonehouse, VA | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Suffolk, VA | $400 | $882 | $1,282 | $641 | $1,041 | $241 |
| South Mills, NC | $2,000 | $1,075 | $3,075 | $781 | $2,781 | $294 |
| Kilmarnock, VA | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| King and Queen County, VA | $2,000 | $668 | $2,668 | $486 | $2,486 | $183 |
| Henrico County, VA | $400 | $863 | $1,263 | $627 | $1,027 | $236 |
Identify Top Home Insurance Agents near Newport News, VA | Back to Top
| Home Insurance Company Newport News, VA | Homeowners Insurance Agency Newport News, VA | Address | Popularity Score | Distance from Newport News (miles) |
|---|---|---|---|---|
| Nationwide | Denbigh Insurance Agency Inc | 566-A Denbigh Blvd, Newport News, VA, 23608-3758 | 4.3 | |
| Farmers | Ariel Martin | 2140 William Styron Sq S, Newport News, VA, 23606 | 2.0 | |
| State Farm | Shelton Lucas | 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571 | 9.5 | |
| Allstate | Todd Rose | 1801 S Church St Ste 1, Smithfield, VA, 23430 | 9.0 | |
| Allstate | John Fagan | 2703 W Mercury Blvd, Hampton, VA, 23666 | 6.7 | |
| State Farm | Brian Gillespie | 702 City Center Blvd Suite D, Newport News, VA, 23606-3096 | 2.5 | |
| Nationwide | Villanueva Agency Ltd | 11024 Warwick Blvd, Newport News, VA, 23601-3229 | 3.4 | |
| Travelers | Langley Financial Insurance Agency | 11742 Jefferson Ave Ste 100, Newport News, VA, 23606 | 2.4 | |
| State Farm | Patty Heath | 12600 Jefferson Ave Ste B, Newport News, VA, 23602-4371 | 3.9 | |
| Liberty Mutual Independent | Lindberg & Associates Insurance Llc | 233 Wythe Creek Rd Ste 202, Poquoson, VA, 23662 | 7.5 |
Compare Rates for Newport News, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Hardy, VA | $176,400 | $690 | $480 | $970 | $490 |
| Newport News, VA | $189,300 | $824 | $580 | $1,140 | $560 |
| York, VA | $236,800 | $780 | $520 | $1,070 | $550 |
| Scotland, VA | $512,500 | $1,660 | $1,200 | $2,340 | $1,140 |
| Carrsville, VA | $201,400 | $733 | $540 | $1,050 | $510 |
| Stonehouse, VA | $299,700 | $843 | $620 | $1,150 | $530 |
| Suffolk, VA | $238,200 | $893 | $640 | $1,240 | $600 |
| South Mills, NC | $219,800 | $1,088 | $740 | $1,540 | $800 |
| Kilmarnock, VA | $183,700 | $837 | $580 | $1,180 | $600 |
| King and Queen County, VA | $170,000 | $676 | $490 | $930 | $440 |
| Henrico County, VA | $223,900 | $874 | $630 | $1,230 | $600 |
Research Home Insurance Companies Reviews in Newport News, VA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I would have preferred it to be cheaper considering that I only filed one claim years ago. Although replacing my windshield was a bit expensive because the events surrounding it were not covered.
Date: March 16, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance policy offers many things such as bundling and also lets me know what I don't have covered and lists what choices I have if I want to add such as personal property.
Date: March 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible was very competitive with other companies I spoke with while inquiring about home insurance. They beat all of the prices with about the same premium and deductible.
Date: December 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Both my premium and deductible were lower than State Farm and Liberty Mutual. Allstate offered more coverage for a lower price. Other insurance companies didn't offer the full amount of coverage I wanted for peace of mind at the price I was looking to spend.
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
A decent website that provides basic information with all around decent UI. Coverage is clearly explained and I have no difficulty using their site.
Date: July 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The coverage was pretty comparable to other options in my area, and more importantly was very affordable. Other homeowners near me rated them well too.
Date: May 07, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
So far their customer service has been helpful, and I've had no real issues with them so far. They've always helped out when I've had questions.
Date: January 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
Overall I find it easy to communicate with my insurance provider. I've had no real issues, they're very responsive, and usually, my issues or questions can be sorted out quickly.
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Home insurance covers personal property, liability protection, guest medical coverage, support for other structures separate from the home, and covers hotel stays in the event the home becomes temporarily uninhabitable.
State Farm Home Insurance Reviews
Date: January 06, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I am satisfied with the offerings of my home owner's insurance policy. It meets all of my needs and is good value for the cost.
Date: July 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have never had a problem with my renter's insurance. They have always replaced anything covered or cut me a check after inspecting the damage.
Date: April 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The coverage options that State Farm offers are pretty much the same as those offered by all insurance companies. They offered a variety of levels of coverage with a range of deductables.
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I don't like that they never follow up with you to ensure you're happy. Instead, they randomly send out brochures and pamphlets asking you to get life insurance. That's annoying.
Date: August 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I think State Farm has good customer service. I've never had any issues dealing with them as far as service goes.
Date: May 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I think I could potentially find a better deal someplace else. The problem is, it's a huge hassle to shop around and then you are bombarded with spam and phone calls from various agencies trying to get your business.
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
I have not actually used the mobile website. I generally go to the website from my laptop to access my policy and statements.
Progressive Home Insurance Reviews
Date: August 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I would rate Progressive a 4 with the deductible part of my policy. I like that you get a bonus towards the deductible when you go so long without a claim.
Date: April 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Home insurance company is very useful for customers.Examples are Medical Treatment, Accident treatment, Housing loan has very advantage for home insurance company.
Date: March 18, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
This is a very new policy and I haven't really had experience with their customer service. However, the sign up process was very easy and the policy offers great options at a very competive rate.
Date: December 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
my insurance customer service is most decent and valuable response from anyone. i like this way as a service keep it up.
Date: December 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My premiums and deductibles for my home insurance have been comparable to that of other companies, however the level of coverage that I have received are generally greater than what I could find at comparable prices elsewhere. I am very satisfied with the level of coverage I have received.
Liberty Mutual Home Insurance Reviews
Date: December 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I haven't had coverage with them long enough to truly rate customer service, but it was easy to get a quote and a good price.
Date: April 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I would say that my experience with my home insurance company. liberty mutual, is average compared to other insurance providers.
Farmer's Insurance Home Insurance Reviews
Date: April 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
This company offers protection for fire damage or lightning and theft. What some companies do not offer, your insurance in these cases, while others.
Date: April 07, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
Farmer's Insurance seems to be as good as any other insurance company and we haven't really looked into the offerings of other insurance companies.
MetLife Home Insurance Reviews
Date: March 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Metlife is approximately 300 cheaper a year. We received quotes from other companies and they seemed to be much higher than what Metlife had to offer.
Utica National Insurance Home Insurance Reviews
Date: March 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Honestly, the offerings aren't a whole lot different than other insurance providers. We receive the same services and products as others but for a better price.
Erie Insurance Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I can't give exact numbers of how our insurance policy compares to policies of other companies, but I do know that when we did our research a few years ago, our company gave us the best price.
GEICO Home Insurance Reviews
Date: February 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
the offerings of geico is great. i would choose them all over again if i need to and would recommend geico to family and friends.
Homesite Insurance Home Insurance Reviews
Date: November 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
To my knowledge there is no mobile app that I can use. This would have been nice and helpful when it came to submitting and tracking my claim earlier this year.