Gavop tells you how to get the best homeowners insurance in Hickman County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Hickman County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dixon Rd, Cheathem St, Burcham Rd, Padgett St, Binford Rd, State Hwy 703, Hopkins Dr, Conner Rd, Mayfield Rd, Mullins Rd | $138,500 | $110,000 | $150,000-$175,000 | $72,500 | $60,000 | $75,000-$100,000 |
| Black Rd, Backman Rd, Mills St, State Hwy 1826, State Hwy 1301, St Dennis Rd, Dean Rd, Roggers St, Moore St, W Jackson St | $112,000 | $100,000 | $75,000-$100,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Springhill Rd, Holden Rd, Pharis Ln, State Hwy 1529 W, Beard Rd, Hodge Rd, Powell Rd, State Hwy 944, State Hwy 1540, Jones Rd | $119,500 | $100,000 | $100,000-$125,000 | $47,000 | $40,000 | $25,000-$50,000 |
| E Clay St, North St, Resin Rd, Lock Rd, Bowden St, Ray Gibson, State Hwy 1070, Hickman Rd, Stroud Rd, Bostick Rd | $100,500 | $80,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| 1127, Watts Rd, Pruitt Rd, Bone Rd, Lake Rd, US Hwy 51 S, Martin Rd, State Hwy 1529, Stone Rd, Elm St | $111,500 | $100,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$48 | $557 |
| Home and Two Car | -$97 | $509 |
| Home and Three Car | -$145 | $460 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hickman County | $2,000 | $598 | $2,598 | $435 | $2,435 | $163 |
| Hickman County, KY | $2,500 | $598 | $3,098 | $435 | $2,935 | $163 |
| Wingo-Water Valley, KY | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Hickory-Lowes, KY | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Troy, TN | $400 | $805 | $1,205 | $585 | $985 | $220 |
| Kirksey, KY | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Cottage Grove, TN | $400 | $590 | $990 | $429 | $829 | $161 |
| Mounds, IL | $1,000 | $428 | $1,428 | $311 | $1,311 | $117 |
| Ledbetter, KY | $200 | $741 | $941 | $539 | $739 | $203 |
| Hillerman, IL | $700 | $535 | $1,235 | $388 | $1,088 | $146 |
| Pulaski, IL | $100 | $423 | $523 | $307 | $407 | $116 |
| Ridgely, TN | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Home Insurance Company Hickman County, KY | Homeowners Insurance Agency Hickman County, KY | Address | Popularity Score | Distance from Hickman County (miles) |
|---|---|---|---|---|
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 35.0 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 36.7 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 36.7 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 36.7 | |
| State Farm | Phillip Azar | 916 Broadway St, Paducah, KY, 42001-6810 | 34.7 | |
| State Farm | Jim Mcpeake | 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772 | 29.7 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 13.0 | |
| State Farm | Don Nowlin | 324 S 6th St, Mayfield, KY, 42066-2310 | 19.2 | |
| State Farm | Sam Miller | 211 Nolan Ave, Fulton, KY, 42041-8201 | 12.0 | |
| State Farm | Shannon Brotherton | 3560 Park Plaza Rd, Paducah, KY, 42001-5946 | 32.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Hickman County, KY | $70,200 | $605 | $410 | $850 | $440 |
| Hickman County, KY | $70,200 | $605 | $410 | $870 | $460 |
| Wingo-Water Valley, KY | $75,100 | $675 | $480 | $940 | $460 |
| Hickory-Lowes, KY | $94,400 | $763 | $510 | $1,080 | $570 |
| Troy, TN | $86,900 | $815 | $550 | $1,130 | $580 |
| Kirksey, KY | $116,300 | $849 | $610 | $1,210 | $600 |
| Cottage Grove, TN | $45,000 | $597 | $410 | $850 | $440 |
| Mounds, IL | $47,400 | $433 | $310 | $600 | $290 |
| Ledbetter, KY | $91,400 | $750 | $510 | $1,040 | $530 |
| Hillerman, IL | $70,900 | $541 | $370 | $740 | $370 |
| Pulaski, IL | $46,300 | $428 | $290 | $590 | $300 |
| Ridgely, TN | $69,100 | $731 | $500 | $1,040 | $540 |