Gavop's guide to buying homeowners insurance in Duval County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $97,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $177,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $150,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $751 |
| Superior Protection Discount | -$79 | $795 |
| Fire & Security Discount | -$87 | $786 |
| Hail Resistant Roof Discount | -$26 | $847 |
| Newly Constructed Home Discount | -$192 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Duval County | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Duval County, TX | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Jim Wells County, TX | $2,000 | $1,232 | $3,232 | $896 | $2,896 | $337 |
| Orange Grove-Sandia, TX | $500 | $1,430 | $1,930 | $1,039 | $1,539 | $391 |
| Orange Grove, TX | $2,500 | $1,480 | $3,980 | $1,076 | $3,576 | $404 |
| Sandia, TX | $300 | $1,330 | $1,630 | $966 | $1,266 | $363 |
| Tierra Verde, TX | $1,500 | $1,333 | $2,833 | $969 | $2,469 | $364 |
| McMullen County, TX | $300 | $977 | $1,277 | $710 | $1,010 | $267 |
| Tilden, TX | $2,000 | $1,374 | $3,374 | $999 | $2,999 | $376 |
| Lakeshore Gardens-Hidden Acres, TX | $100 | $1,522 | $1,622 | $1,106 | $1,206 | $416 |
| Home Insurance Company Duval County, TX | Homeowners Insurance Agency Duval County, TX | Address | Popularity Score | Distance from Duval County (miles) |
|---|---|---|---|---|
| Farmers | Adam Martinez | 203 S 10th St, Kingsville, TX, 78363 | 40.6 | |
| State Farm | Mark Copeland | 725 S 14th St, Kingsville, TX, 78363-6415 | 41.1 | |
| Liberty Mutual Independent | Carlisle Insurance | 1810 E Main St, Alice, TX, 78332 | 27.9 | |
| State Farm | Joe Read | 515 S 14th St, Kingsville, TX, 78363-5844 | 41.0 | |
| Farmers | Angie Trejo | 119 N Front St, Mathis, TX, 78368 | 49.9 | |
| Allstate | Ella Alvarez | 2041 E Main St Ste 200, Alice, TX, 78332 | 28.0 | |
| Liberty Mutual Independent | Carlisle Insurance | 1810 E Main St, Alice, TX, 78332 | 27.9 | |
| Farmers | Norma Trevino | 300 E Main St, Alice, TX, 78332 | 26.4 | |
| State Farm | Robert Molina | 1715 E Main St, Alice, TX, 78332-4047 | 27.8 | |
| Farmers | Horacio Villarreal | 701 S Saint Marys St, Falfurrias, TX, 78355 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Duval County, TX | $48,500 | $873 | $580 | $1,340 | $760 |
| Duval County, TX | $48,500 | $873 | $580 | $1,340 | $760 |
| Jim Wells County, TX | $73,800 | $1,247 | $820 | $1,920 | $1,100 |
| Orange Grove-Sandia, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Orange Grove, TX | $95,500 | $1,498 | $990 | $2,310 | $1,320 |
| Sandia, TX | $66,900 | $1,346 | $890 | $2,070 | $1,180 |
| Tierra Verde, TX | $67,400 | $1,349 | $890 | $2,080 | $1,190 |
| McMullen County, TX | $74,700 | $989 | $650 | $1,520 | $870 |
| Tilden, TX | $74,700 | $1,391 | $920 | $2,140 | $1,220 |
| Lakeshore Gardens-Hidden Acres, TX | $104,700 | $1,540 | $1,020 | $2,370 | $1,350 |