Gavop shows you how to buy homeowners insurance in Pasco County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Pasco County, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| James Dr, Boulder Crest Pl, Wren Rd, Arthur Ave, Kempton Woods Cir, Cocowood Dr, Woodfern Ave, Falling Leaves Way, Candlestick Ct, Cullen St | $76,000 | $70,000 | $50,000-$75,000 | $69,500 | $70,000 | $50,000-$75,000 |
| Red Snapper Ct, Paloma Ln, Henna St, Paloverde Dr, Bingham Dr, Eveningwood Ct, Angler Ln, Castle Rock Cir, Wild Pine Ct, Corey St | $108,000 | $90,000 | $100,000-$125,000 | $181,500 | $160,000 | $175,000-$200,000 |
| Ogalala St, Timberset Ct, Cedar Grove St, Woodridge Dr, Ohio St, Erie Dr, Poole St, Bird House Dr, Charles St, East Dr | $90,000 | $80,000 | $75,000-$100,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Kepner Dr, Alva St, Ambersweet Pl, Country Place Blvd, Baillie Dr, Penzance Ln, Altamont Ln, Warwick Ln, Scott Dr, Terralyn Ln | $167,500 | $140,000 | $125,000-$150,000 | $302,000 | $280,000 | $250,000-$300,000 |
| Pruitt Aly, Milbank Dr, Coharie Loop, Duley Ave, Sonnet Glen Dr, Ray Dr, Passaic Dr, Keating Way, Waterloo Rd, Handel Loop | $82,000 | $70,000 | $75,000-$100,000 | $74,000 | $70,000 | $50,000-$75,000 |
| Timberwyck Ct, Sand Shore Ln, Lomand Ave, Wooten Dr, Wellington Dr, Damen Ln, Juneberry Dr, Rockledge Ave, Endless Summer Ct, Sanger Ct | $115,000 | $100,000 | $100,000-$125,000 | $270,000 | $250,000 | $200,000-$250,000 |
| Palamino Lake Dr, Carpenters Run Blvd, Sutorus Rd, Lakeside Woodlands Dr, Edward St, Willow Lakes Dr, Flotilla Dr, Macoso Ct, Grove Dr, Wadsworth Dr | $142,000 | $130,000 | $100,000-$125,000 | $181,500 | $160,000 | $200,000-$250,000 |
| Cactus Dr, Tessera Trce, Hanbury Dr, Wellington Dr, Hone St, Montana Ave, Nature Trl, E Providence, Hilltop Dr, Wood Pointe Dr | $83,000 | $80,000 | $50,000-$75,000 | $147,000 | $130,000 | $125,000-$150,000 |
| Cornwall Dr, King Palm Ln, Palamino Dr, College Ave, Alyalez Ln, Recreation Loop, Gage Loop, Garson Loop, Coral Ct, Aetna Ln | $79,000 | $70,000 | $50,000-$75,000 | $179,500 | $170,000 | $200,000-$250,000 |
| Pinelake Rd, Ashley Lakes Dr, Steeplechase Rd, Calash Dr, Downy Pl, Redcoat Dr, Larry Rd, Henley Rd, Lake Heron Dr, Gulfshore Ct | $206,500 | $200,000 | $200,000-$250,000 | $151,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$183 | $1,035 |
| Superior Protection Discount | -$122 | $1,096 |
| Fire & Security Discount | -$110 | $1,108 |
| Hail Resistant Roof Discount | -$37 | $1,181 |
| Newly Constructed Home Discount | -$243 | $974 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pasco County | $2,000 | $1,203 | $3,203 | $874 | $2,874 | $329 |
| Pasco County, FL | $1,500 | $1,203 | $2,703 | $874 | $2,374 | $329 |
| Moon Lake, FL | $300 | $754 | $1,054 | $548 | $848 | $206 |
| New Port Richey, FL | $1,500 | $1,193 | $2,693 | $867 | $2,367 | $326 |
| New Port Richey East, FL | $400 | $945 | $1,345 | $686 | $1,086 | $258 |
| Citrus Park, FL | $1,500 | $948 | $2,448 | $689 | $2,189 | $259 |
| Lake Panasoffkee, FL | $100 | $920 | $1,020 | $668 | $768 | $251 |
| Inverness Highlands North, FL | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
| Fuller Heights, FL | $100 | $974 | $1,074 | $708 | $808 | $266 |
| Black Diamond, FL | $2,000 | $2,266 | $4,266 | $1,647 | $3,647 | $619 |
| Howey-in-the-Hills-Okahumpka, FL | $300 | $1,402 | $1,702 | $1,019 | $1,319 | $383 |
| Home Insurance Company Pasco County, FL | Homeowners Insurance Agency Pasco County, FL | Address | Popularity Score | Distance from Pasco County (miles) |
|---|---|---|---|---|
| Allstate | Bill Grodman | 9622 W Linebaugh Ave, Tampa, FL, 33626 | 19.8 | |
| Allstate | Ronald Hilton | 17210 Camelot Ct Unit 101, Land O Lakes, FL, 34638 | 8.8 | |
| Travelers | Poppell Insurance Inc | 503 W Mlk Blvd, Plant City, FL, 33563 | 28.9 | |
| State Farm | Jeff Ralph | 11014 N Dale Mbry Hwy Ste 501, Tampa, FL, 33618-3800 | 17.9 | |
| Allstate | Craig Arndt | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 10.9 | |
| Travelers | All Insurance Underwriters | 2600 Sumerian Dr Ste 101, Land O Lakes, FL, 34638 | 8.7 | |
| State Farm | Jerry Mccarthy | 1531 Dale Mabry Hwy Ste 101, Lutz, FL, 33548-3051 | 8.8 | |
| Allstate | Lynette Coley Agency Inc. | 4326 Park Blvd N Ste F, Pinellas Park, FL, 33781 | 35.1 | |
| Allstate | Helen Wade | 3209 30th Ave S, Saint Petersburg, FL, 33712 | 41.1 | |
| Allstate | Ryan Toombs | 4551 Gunn Hwy, Tampa, FL, 33624 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| Moon Lake, FL | $54,100 | $763 | $600 | $1,020 | $420 |
| New Port Richey, FL | $132,700 | $1,207 | $940 | $1,620 | $680 |
| New Port Richey East, FL | $82,300 | $956 | $750 | $1,280 | $530 |
| Citrus Park, FL | $190,300 | $959 | $750 | $1,290 | $540 |
| Lake Panasoffkee, FL | $78,600 | $931 | $730 | $1,250 | $520 |
| Inverness Highlands North, FL | $85,800 | $980 | $760 | $1,310 | $550 |
| Fuller Heights, FL | $145,900 | $986 | $770 | $1,320 | $550 |
| Black Diamond, FL | $286,600 | $2,294 | $1,790 | $3,070 | $1,280 |
| Howey-in-the-Hills-Okahumpka, FL | $150,700 | $1,419 | $1,110 | $1,900 | $790 |