Gavop's guide to buying homeowners insurance in Hillcrest Heights, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$188 | $507 |
| 30 year old | +$10 | $705 |
| 40 year old | +$18 | $713 |
| 50 year old | +$26 | $721 |
| Above 50 year old | +$33 | $728 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $570 |
| Superior Protection Discount | -$69 | $625 |
| Fire & Security Discount | -$49 | $646 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$201 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $700 | $905 | $1,605 | $658 | $1,358 | $247 |
| Hillcrest Heights, MD | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Bailey's Crossroads, VA | $200 | $891 | $1,091 | $647 | $847 | $243 |
| Lake Barcroft, VA | $2,000 | $1,047 | $3,047 | $761 | $2,761 | $286 |
| Bensville, MD | $400 | $809 | $1,209 | $588 | $988 | $221 |
| Galesville, MD | $1,000 | $1,947 | $2,947 | $1,415 | $2,415 | $532 |
| Fort Meade, MD | $200 | $700 | $900 | $508 | $708 | $191 |
| Franklin Farm, VA | $1,500 | $1,013 | $2,513 | $736 | $2,236 | $277 |
| Carney, MD | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Edesville, MD | $300 | $742 | $1,042 | $539 | $839 | $203 |
| Timonium, MD | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Home Insurance Company Hillcrest Heights, MD | Homeowners Insurance Agency Hillcrest Heights, MD | Address | Popularity Score | Distance from Hillcrest Heights (miles) |
|---|---|---|---|---|
| Nationwide | Massabni Insurance & Financial Inc. | 3311 Toledo Terr Ste B 204, Hyattsville, MD, 20782 | 9.1 | |
| Allstate | Porter & Brooks Insurance Group | 10903 Indian Head Hwy Ste 305, Fort Washington, MD, 20744 | 6.6 | |
| State Farm | Reggie Harris | 6432 Bock Rd, Oxon Hill, MD, 20745-3001 | 2.5 | |
| Travelers | The Pennoyer Group | 2135 Defense Hwy, Crofton, MD, 21114 | 18.3 | |
| Allstate | Ryan Hamill | 9618 Deereco Rd, Timonium, MD, 21093 | 46.1 | |
| Allstate | Thomas Sperli | 8039 Ritchie Hwy Ste B, Pasadena, MD, 21122 | 28.7 | |
| Erie | Community Insurance Services Of Md Llc | 308 Second Street, Laurel, MD, 20707 | 19.5 | |
| State Farm | John C Bugg Iii | 6711 Belair Rd Ste A, Baltimore, MD, 21206-1151 | 43.0 | |
| State Farm | Mike Johnson | 8600 Central Ave, Landover, MD, 20785-4819 | 7.1 | |
| State Farm | Patrick Starleper | 5009 Honeygo Center Dr Ste 201, Perry Hall, MD, 21128-9842 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Hillcrest Heights, MD | $209,200 | $695 | $550 | $880 | $330 |
| Bailey's Crossroads, VA | $348,000 | $901 | $640 | $1,290 | $650 |
| Lake Barcroft, VA | $639,800 | $1,059 | $760 | $1,510 | $750 |
| Bensville, MD | $348,900 | $819 | $650 | $1,030 | $380 |
| Galesville, MD | $598,500 | $1,971 | $1,560 | $2,480 | $920 |
| Fort Meade, MD | $218,000 | $708 | $560 | $890 | $330 |
| Franklin Farm, VA | $610,200 | $1,025 | $690 | $1,410 | $720 |
| Carney, MD | $244,400 | $751 | $590 | $950 | $360 |
| Edesville, MD | $166,100 | $751 | $590 | $950 | $360 |
| Timonium, MD | $360,900 | $845 | $670 | $1,070 | $400 |