Gavop's guide to buying homeowners insurance in Northwestern, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Northwestern, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Teah Park Rd, Summitt Rd, Ravens Nest Branch Rd, Curve St, Rimmer St, Clearview Rd, Bland St, Cape Rd, Archie St, Moonlight Dr | $105,000 | $90,000 | $75,000-$100,000 | $103,500 | $90,000 | $75,000-$100,000 |
| Cliff St, Midsummer Ln, Grace St, Lake Park Dr, N Maple Ln, Sawmill Hollow, Lavender Ln, Davis St, Johnson Ave, Tornado Aly | $141,000 | $130,000 | $125,000-$150,000 | $53,500 | $40,000 | $25,000-$50,000 |
| Bearwallow Rd, Pepper Loop St, Cedar Crest Dr, Farmer Ave, Deel Rd, Jeanne St, Oak Leaf St, Valley Pointe, Purcell Rd, Miller Rd | $121,000 | $110,000 | $100,000-$125,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Mayflower Ln, Grayson Ave, Thru St, State Rte 615, Indian Creek Rd, Link St, Strouth Rd, Maple Ln, Scarlett Rd, Oakview Rd | $113,500 | $90,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Norman Ln, Marina Ct, Perks Peak Rd, Jewell St, State Rte 806, Maid St, Mall Church Rd, River St, Williams Rd, Jackson St | $148,000 | $120,000 | $125,000-$150,000 | $138,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $751 |
| Superior Protection Discount | -$83 | $844 |
| Fire & Security Discount | -$65 | $863 |
| Hail Resistant Roof Discount | -$28 | $900 |
| Newly Constructed Home Discount | -$223 | $705 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tazewell County | $2,500 | $1,006 | $3,506 | $731 | $3,231 | $275 |
| Northwestern, VA | $1,500 | $916 | $2,416 | $666 | $2,166 | $250 |
| Park, VA | $400 | $909 | $1,309 | $660 | $1,060 | $248 |
| Rock Lick, VA | $2,500 | $376 | $2,876 | $274 | $2,774 | $103 |
| Willis, VA | $200 | $429 | $629 | $312 | $512 | $117 |
| Riverview, VA | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Glen Fork, WV | $400 | $612 | $1,012 | $444 | $844 | $167 |
| Man, WV | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Horse Creek, NC | $500 | $658 | $1,158 | $478 | $978 | $180 |
| Wise County, VA | $2,000 | $1,015 | $3,015 | $737 | $2,737 | $277 |
| McConnell, WV | $200 | $636 | $836 | $462 | $662 | $174 |
| Home Insurance Company Northwestern, VA | Homeowners Insurance Agency Northwestern, VA | Address | Popularity Score | Distance from Northwestern (miles) |
|---|---|---|---|---|
| Travelers | Trustpoint Insurance | 2195 Euclid Ave, Suite 8, Bristol, VA, 24201 | 42.4 | |
| Erie | Mccoy Insurance Services Inc. | 310 Main Street, Lebanon, VA, 24266 | 20.9 | |
| Allstate | Kim Stanley | 451 Gate City Hwy, Bristol, VA, 24201 | 42.4 | |
| Allstate | Cbi Insurance | 18608 Lee Highway, Abingdon, VA, 24210 | 32.5 | |
| Farmers | Leah Huffman-Chase | 665 E Main St, Wytheville, VA, 24382 | 42.6 | |
| Nationwide | Mullins Insurance Agency Inc. | 538 Park Ave Sw, Norton, VA, 24273-0379 | 46.6 | |
| Allstate | Leslie Shannon Lambert | 11082 Governor G C Peery Hwy, Cedar Bluff, VA, 24609 | 4.8 | |
| Travelers | Mcfaddin & Associates Inc | 4633 Redbud Hwy, Honaker, VA, 24260 | 10.8 | |
| Erie | Coaches Insurance | 1122 N Main Street, Marion, VA, 24354 | 26.1 | |
| Nationwide | David Martin Insurance Agency Inc | 114 Shaker Ln, Saltville, VA, 24370 | 17.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Tazewell County, VA | $96,500 | $1,018 | $740 | $1,390 | $650 |
| Northwestern, VA | $78,000 | $928 | $630 | $1,310 | $680 |
| Park, VA | $94,200 | $920 | $630 | $1,310 | $680 |
| Rock Lick, VA | $69,200 | $381 | $270 | $540 | $270 |
| Willis, VA | $77,900 | $434 | $310 | $610 | $300 |
| Riverview, VA | $137,500 | $709 | $510 | $1,010 | $500 |
| Glen Fork, WV | $81,900 | $619 | $450 | $880 | $430 |
| Man, WV | $100,000 | $684 | $460 | $980 | $520 |
| Horse Creek, NC | $108,300 | $666 | $450 | $950 | $500 |
| Wise County, VA | $84,500 | $1,027 | $730 | $1,420 | $690 |
| McConnell, WV | $88,600 | $644 | $440 | $890 | $450 |