Gavop shows you how to buy homeowners insurance in Bayport, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bayport, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Bay Ct, Gracie Ct, Folger St, Charney Ln, Edgewater Ave, Bogel Rd, Co Rd 85, Barton Ln, Kent Ct, McConnell Ave | $576,000 | $500,000 | $600,000-$700,000 | $361,500 | $300,000 | $300,000-$350,000 |
| Saltmeadow Ln, Greenview Ct, Cinque Ln, Bernice Dr, Littlewood Ln, Kaywood Ct, Purick St, S Fairview Ave, S Ocean Ave, Paulanna Ave | $360,500 | $320,000 | $350,000-$400,000 | $237,500 | $220,000 | $200,000-$250,000 |
| Vitamin Dr, Lotus Rd, Monica Ct, Cypress St, John Ave, Midwood Ct, Kensington Ave, E Park Ln, Homestead Rd, Damaris Ct | $307,500 | $270,000 | $300,000-$350,000 | $269,000 | $250,000 | $200,000-$250,000 |
| Baygrove Ct, Renee Dr, Glenmore Ln, Academy St, Jenney Rd, Browns River Rd 2, Bayport Ave, Grady St, Stephen Rd, Lorie Ln | $472,000 | $450,000 | $500,000-$600,000 | $263,000 | $220,000 | $300,000-$350,000 |
| Bayport Ave, The Lane, Matilda Ct, Ridgewood Ct, Rajon Rd, Harriet Rd, Verka Ct, Circle Pl, Suydam Ln, Baywood Ln | $664,500 | $570,000 | $500,000-$600,000 | $342,500 | $310,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $1,013 |
| Home and Two Car | -$187 | $914 |
| Home and Three Car | -$264 | $837 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $700 | $1,491 | $2,191 | $1,084 | $1,784 | $408 |
| Bayport, NY | $700 | $1,088 | $1,788 | $791 | $1,491 | $297 |
| Patchogue, NY | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Massapequa Park, NY | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Lloyd Harbor, NY | $500 | $1,163 | $1,663 | $845 | $1,345 | $318 |
| Jericho, NY | $700 | $852 | $1,552 | $619 | $1,319 | $233 |
| Westbury, NY | $300 | $1,120 | $1,420 | $814 | $1,114 | $306 |
| Lido Beach, NY | $1,500 | $2,905 | $4,405 | $2,111 | $3,611 | $794 |
| University Gardens, NY | $300 | $2,813 | $3,113 | $2,044 | $2,344 | $769 |
| New Haven, CT | $1,000 | $844 | $1,844 | $613 | $1,613 | $231 |
| Lewisboro, NY | $400 | $835 | $1,235 | $607 | $1,007 | $228 |
| Closter, NJ | $2,500 | $1,077 | $3,577 | $783 | $3,283 | $294 |
| Home Insurance Company Bayport, NY | Homeowners Insurance Agency Bayport, NY | Address | Popularity Score | Distance from Bayport (miles) |
|---|---|---|---|---|
| Allstate | Howard Levy | 4702 16th Ave, Brooklyn, NY, 11204 | 49.4 | |
| State Farm | Chris D'Amico | 1213 Montauk Highway, Oakdale, NY, 11769-1434 | 3.8 | |
| Travelers | Ackerly Agency Inc | 174 West Main Street , East Islip, NY, 11730 | 7.5 | |
| State Farm | Nestor Valdes | 324 S Wellwood Ave, Lindenhurst, NY, 11757-4905 | 17.0 | |
| State Farm | Ralph Marciante | 1820 Middle Cntry Rd Ste 102, Centereach, NY, 11720-3675 | 7.9 | |
| Travelers | Brownstone Agency Inc | 32 Old Slip, New York, NY, 10005 | 50.1 | |
| Allstate | Donald Molloy | 267 Smithtown Blvd Ste 1, Nesconset, NY, 11767 | 7.5 | |
| Allstate | Christopher Brauer | 1229 Montauk Hwy, Oakdale, NY, 11769 | 3.8 | |
| State Farm | John Garfinkel | 203 Nassau Ave # A, Brooklyn, NY, 11222-3509 | 46.7 | |
| State Farm | Allan Haas | 34 West Ave, Patchogue, NY, 11772-3567 | 2.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,640 | $840 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,140 | $1,070 |
| Bayport, NY | $429,500 | $1,101 | $790 | $1,580 | $790 |
| Patchogue, NY | $300,100 | $854 | $610 | $1,210 | $600 |
| Massapequa Park, NY | $448,500 | $1,108 | $790 | $1,560 | $770 |
| Lloyd Harbor, NY | $1,403,900 | $1,178 | $850 | $1,680 | $830 |
| Jericho, NY | $732,100 | $862 | $580 | $1,180 | $600 |
| Westbury, NY | $437,900 | $1,134 | $780 | $1,570 | $790 |
| Lido Beach, NY | $666,900 | $2,940 | $2,150 | $4,170 | $2,020 |
| University Gardens, NY | $641,000 | $2,847 | $2,080 | $4,070 | $1,990 |
| New Haven, CT | $189,400 | $854 | $610 | $1,200 | $590 |
| Lewisboro, NY | $648,100 | $845 | $620 | $1,200 | $580 |
| Closter, NJ | $625,700 | $1,090 | $770 | $1,550 | $780 |