How Can I Make My Penfield, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Penfield, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Penfield, NY Home Insurance Coverage Levels | Back to Top
| Penfield, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mount Eagle Dr, Denonville Pl, Carob Ct, Pennicott Cir, Edenfield Rd, Miami Dr, Watson Hulbert Rd, Sawmill Dr, Black Forest Dr, Savannah Ct | $231,000 | $200,000 | $250,000-$300,000 | $313,000 | $250,000 | $350,000-$400,000 |
| Grouse Pt, Red Rose Cir, Embury Rd, Splendor Wood Dr, Burningtree Ln, Cassidy Ct, Braunston Dr, Dovehill Cir, Creek St, Leedale Dr | $135,500 | $130,000 | $100,000-$125,000 | $191,000 | $170,000 | $200,000-$250,000 |
| Helmsford Way, Stablegate Dr, Crossbow Dr, Harwood Cir, Valley View Dr, Willowbend Dr, Sunleaf Dr, Goldenchain Ct, Keystone Dr, Sanfilippo Cir | $169,500 | $140,000 | $150,000-$175,000 | $181,500 | $150,000 | $150,000-$175,000 |
| Easy St, Lazy Trl, Taramina Ct, Co Rd 30, Monroe-Wayne County Line Rd, Ludlow Way, Rutherfield Ln, Motts Ln, Tolewood Dr, Saldo Ln | $189,000 | $170,000 | $200,000-$250,000 | $178,500 | $150,000 | $150,000-$175,000 |
| Spinet Dr, Woodline Dr, Sanders Farm Dr, Monroe Wayne County Line Rd, Hickory Ridge Rd, Pineview Dr, Hillside Rd, Co Rd 28, Peregrine Way, Live Oak Ct | $138,500 | $130,000 | $150,000-$175,000 | $290,000 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Penfield, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $597 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$73 | $655 |
| Hail Resistant Roof Discount | -$22 | $706 |
| Newly Constructed Home Discount | -$189 | $538 |
Choose your Penfield, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,759 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Penfield, NY | Back to Top
| Home Insurance Company Penfield, NY | Homeowners Insurance Agency Penfield, NY | Address | Popularity Score | Distance from Penfield (miles) |
|---|---|---|---|---|
| Allstate | Gregory Lewis | 647 Pittsford Victor Rd, Pittsford, NY, 14534 | 6.4 | |
| State Farm | Nick Mieney | 4 South Ave, Hilton, NY, 14468-1308 | 19.9 | |
| State Farm | Jerry Christopher | 1778 Empire Blvd, Webster, NY, 14580-2183 | 4.0 | |
| State Farm | Chris Ross | 790 Ridge Rd, Webster, NY, 14580-2449 | 4.0 | |
| Allstate | John Cassetta | 1880 E Ridge Rd Suite 5 Lower Level, Rochester, NY, 14622 | 7.1 | |
| State Farm | Lino Reale | 98 W Main St, Victor, NY, 14564-1146 | 11.7 | |
| State Farm | Mike Callan | 1555 E Henrietta Rd, Rochester, NY, 14623-3115 | 9.4 | |
| Liberty Mutual Independent | Strowe Agency Inc | 305 Packetts Landing, Fairport, NY, 14450 | 3.5 | |
| Travelers | Eastern Shore Associates | 1109 English Rd Ste D, Rochester, NY, 14616 | 13.3 | |
| Erie | Leighton Insurance Agency Inc. | 1 Grove Street Suite 122b, Pittsford, NY, 14534 | 5.3 |
Compare Rates for Penfield, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Monroe County, NY | $142,300 | $612 | $410 | $840 | $430 |
| Penfield, NY | $193,800 | $728 | $490 | $1,010 | $520 |
| Pultneyville, NY | $155,600 | $654 | $480 | $940 | $460 |
| Churchville, NY | $132,000 | $616 | $440 | $860 | $420 |
| Hamlin, NY | $113,000 | $960 | $690 | $1,320 | $630 |
| Geneva, NY | $93,700 | $952 | $660 | $1,340 | $680 |
| Livingston County, NY | $125,000 | $1,205 | $820 | $1,720 | $900 |
| Savannah, NY | $84,500 | $591 | $430 | $850 | $420 |
| Sterling, NY | $99,000 | $591 | $420 | $830 | $410 |
| Shelby, NY | $82,600 | $943 | $690 | $1,290 | $600 |
| Yates, NY | $96,400 | $590 | $430 | $820 | $390 |
Research Home Insurance Companies Reviews in Penfield, NY Before Buying | Back to Top
Share a review on your home insurance company
Esurance Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Our insurance premium is $887 (yearly) with a deductible of $500. I believe this a very competitive rate for Michigan, where we live. We have paid much higher premiums and a higher deductible in the past.
State Farm Home Insurance Reviews
Date: July 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
This is the only type of home insurance I have ever had so I am in no position to make a comparison to other insurance providers.