Gavop's guide to buying homeowners insurance in French Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| French Valley, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wisteria Loop, Ravenna St, Via Elena, Crecy Dr, Gatehouse Ct, Corte Los Flores, Jeremiah Rd, Hermosa Ct, Old Trail Cir, Paloma Rd | $480,500 | $400,000 | $500,000-$600,000 | $220,000 | $190,000 | $200,000-$250,000 |
| Browning St, Ave Chapala, Summit Rock Ln, Cll Angosta, Cibola Cir, la Ray Ln, Orchard Crest Ct, Maroux Ct, Lambeth St, Wintergrove Way | $748,500 | $690,000 | $700,000-$800,000 | $551,500 | $500,000 | $500,000-$600,000 |
| Lawghlin Rd, Remuda Dr, Fennel Pl, Avior Ct, Black Mountain Rd, Ave Abril, Rancho Christina Rd, Breck Rd, Sevilla St, Kiel Ct | $462,000 | $400,000 | $400,000-$500,000 | $570,000 | $490,000 | $500,000-$600,000 |
| Via Luisa, Stratton Rd, Bronco Cir, Via Carlotta, E Benton Rd, Bruning St, Cassia Ct, Circinus St, Ridge Berry Dr, Ave Bogota | $469,500 | $420,000 | $400,000-$500,000 | $299,500 | $240,000 | $250,000-$300,000 |
| Kenyon Ln, Castillo Rd, Dorothy Ct, Ave Chica, Dash for Cash Cir, Hazel Glen Rd, Field View Rd, Cll Jojoba, Wandering Ln, Cll Poco | $534,000 | $500,000 | $500,000-$600,000 | $454,500 | $420,000 | $400,000-$500,000 |
| Cll Arnaz, Stage Rd, Ave de Laura, Glasgow St, Peach Tree Ct, Shannon Ln, Singing Falls Dr, Amsterdam Rd, Tree Puppy Dr, Rounder Rd | $620,000 | $510,000 | $700,000-$800,000 | $310,000 | $280,000 | $300,000-$350,000 |
| Black Cherry St, Hanover Ln, Sicily Ln, Ivel Rd, Vans Vision Rd, Rancho Kiel Rd, Pitman Ln, Cantrell Rd, Rips Way, Ranch House St | $837,500 | $710,000 | $600,000-$700,000 | $486,000 | $440,000 | $350,000-$400,000 |
| Terrain St, Obsidian Ct, Pinion Pine Cir, Glenoaks Rd, Granville Dr, Perdue Ln, Ariel St, Summerglen Ave, Perigord Rd, Driftwood St | $435,500 | $350,000 | $400,000-$500,000 | $330,500 | $280,000 | $350,000-$400,000 |
| Van Ruysdael Ln, Mason Ave, Rope Rd, Quiet Trail Dr, Breitner Way, Manford Dr, Mark Trl, Dandelion Way, Sycamore Ridge Rd, Cll Puerta Bonita | $633,500 | $600,000 | $700,000-$800,000 | $371,000 | $320,000 | $400,000-$500,000 |
| Via el Pais Bonita, Rock Creek Cir, Mapleton Ave, Sinha Rd, Husband Cove, Turf Ln, Michael Ln, Indus Pl, Christine St, Vista Lago Rd | $551,000 | $470,000 | $600,000-$700,000 | $489,500 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $721 |
| Superior Protection Discount | -$76 | $772 |
| Fire & Security Discount | -$68 | $781 |
| Hail Resistant Roof Discount | -$25 | $823 |
| Newly Constructed Home Discount | -$221 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| French Valley, CA | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Hemet-San Jacinto, CA | $500 | $1,043 | $1,543 | $758 | $1,258 | $285 |
| Lakeland Village, CA | $1,000 | $633 | $1,633 | $460 | $1,460 | $173 |
| Valle Vista, CA | $300 | $1,043 | $1,343 | $758 | $1,058 | $285 |
| Laguna Niguel, CA | $1,500 | $1,363 | $2,863 | $991 | $2,491 | $373 |
| Rancho Mirage, CA | $500 | $1,049 | $1,549 | $762 | $1,262 | $287 |
| Cathedral City-Palm Desert, CA | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Ramona, CA | $400 | $1,213 | $1,613 | $881 | $1,281 | $331 |
| Desert Edge, CA | $2,500 | $518 | $3,018 | $376 | $2,876 | $141 |
| Crestline, CA | $200 | $615 | $815 | $447 | $647 | $168 |
| Julian, CA | $1,000 | $882 | $1,882 | $641 | $1,641 | $241 |
| Home Insurance Company French Valley, CA | Homeowners Insurance Agency French Valley, CA | Address | Popularity Score | Distance from French Valley (miles) |
|---|---|---|---|---|
| State Farm | Kristin Francy | 9888 Carmel Mountain Rd Ste A, San Diego, CA, 92129-2807 | 44.1 | |
| State Farm | Scott Koth | 39540 Mur Ht Spgs Rd Ste 229, Murrieta, CA, 92563-7719 | 3.2 | |
| Farmers | Kevin Peterson | 1104 S El Camino Real Ste A, San Clemente, CA, 92672 | 31.5 | |
| Travelers | Hayward Tilton & Rolapp Insurance Associates Inc. | 888 S Disneyland Dr, Ste 400, Anaheim, CA, 92802 | 49.4 | |
| Farmers | Rosa Maria Salazar | 155 W Hospitality Ln Ste 200, San Bernardino, CA, 92408 | 33.8 | |
| State Farm | Shahin Chear | 1518 Newport Blvd, Costa Mesa, CA, 92627-3715 | 47.2 | |
| Liberty Mutual Independent | Garrett/Mosier Insurance Services Inc. | 12 Truman, Irvine, CA, 92620 | 38.7 | |
| Liberty Mutual Independent | Navion Insurance Associates Inc | 130 S Chaparral Ct Ste 235, Anaheim, CA, 92808 | 41.1 | |
| Farmers | Devin Wozencraft | 17321 Irvine Blvd Ste 201, Tustin, CA, 92780 | 42.9 | |
| Travelers | Mills Insurance Services | 44751 Village Court Ste 100, Palm Desert, CA, 92260 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| French Valley, CA | $377,900 | $848 | $630 | $1,150 | $520 |
| Hemet-San Jacinto, CA | $163,400 | $1,056 | $780 | $1,440 | $660 |
| Lakeland Village, CA | $229,000 | $641 | $470 | $870 | $400 |
| Valle Vista, CA | $137,300 | $1,056 | $780 | $1,440 | $660 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| Rancho Mirage, CA | $483,100 | $1,061 | $790 | $1,440 | $650 |
| Cathedral City-Palm Desert, CA | $325,600 | $722 | $530 | $980 | $450 |
| Ramona, CA | $448,800 | $1,228 | $910 | $1,670 | $760 |
| Desert Edge, CA | $37,200 | $524 | $390 | $710 | $320 |
| Crestline, CA | $213,500 | $622 | $460 | $850 | $390 |
| Julian, CA | $338,900 | $893 | $660 | $1,210 | $550 |