How Can I Make My Goshen, IN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Goshen, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Goshen, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $110,000 | $150,000-$175,000 |
| 3 Bedroom | $135,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $189,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $415,000 | $360,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Goshen, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $627 |
| Superior Protection Discount | -$76 | $688 |
| Fire & Security Discount | -$54 | $711 |
| Hail Resistant Roof Discount | -$15 | $749 |
| Newly Constructed Home Discount | -$161 | $604 |
Choose the Right Deductible for your Goshen, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elkhart County | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Goshen, IN | $2,000 | $755 | $2,755 | $549 | $2,549 | $206 |
| Porter, MI | $500 | $836 | $1,336 | $607 | $1,107 | $228 |
| Plain, IN | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Centre, IN | $300 | $704 | $1,004 | $511 | $811 | $192 |
| Noble County, IN | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Swan, IN | $200 | $953 | $1,153 | $693 | $893 | $261 |
| Lawton, MI | $1,000 | $709 | $1,709 | $516 | $1,516 | $194 |
| Aubbeenaubbee, IN | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Galena, IN | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Sherwood, MI | $300 | $675 | $975 | $490 | $790 | $184 |
| Kinderhook, MI | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
Identify Top Home Insurance Agents near Goshen, IN | Back to Top
| Home Insurance Company Goshen, IN | Homeowners Insurance Agency Goshen, IN | Address | Popularity Score | Distance from Goshen (miles) |
|---|---|---|---|---|
| State Farm | Lisa Yoder | 23809 Us Highway 33, Elkhart, IN, 46517-3509 | 6.5 | |
| State Farm | Ben Baier | 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345 | 7.3 | |
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 6.6 | |
| Travelers | Dac Insurance | 29620 County Rd 20, Elkhart, IN, 46517 | 12.0 | |
| Allstate | Janet K. Ballowe | 23585 Us Highway 33, Elkhart, IN, 46517 | 6.1 | |
| State Farm | Kelli Southern | 265 N Duesenberg Rd, Auburn, IN, 46706-3664 | 43.6 | |
| Allstate | Patti Geisler Hoffman | 3524 Mishawaka Ave, South Bend, IN, 46615 | 20.0 | |
| State Farm | Beth Harrison | 930 N Detroit St, Warsaw, IN, 46580-2913 | 22.6 | |
| State Farm | Lisa Rzepnicki | 14887 State Road 23, Granger, IN, 46530-5628 | 20.1 | |
| Allstate | Timothy Doud | 1501 Lincolnway E, Goshen, IN, 46526 | 1.2 |
Compare Rates for Goshen, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,190 | $610 |
| Elkhart County, IN | $130,800 | $824 | $600 | $1,140 | $540 |
| Goshen, IN | $111,000 | $764 | $560 | $1,080 | $520 |
| Porter, MI | $190,100 | $846 | $570 | $1,180 | $610 |
| Plain, IN | $136,500 | $727 | $500 | $1,040 | $540 |
| Centre, IN | $130,500 | $712 | $480 | $1,010 | $530 |
| Noble County, IN | $114,500 | $775 | $520 | $1,090 | $570 |
| Swan, IN | $178,000 | $965 | $650 | $1,380 | $730 |
| Lawton, MI | $98,100 | $718 | $500 | $1,010 | $510 |
| Aubbeenaubbee, IN | $86,900 | $700 | $500 | $990 | $490 |
| Galena, IN | $194,900 | $999 | $670 | $1,420 | $750 |
| Sherwood, MI | $78,800 | $683 | $490 | $940 | $450 |
| Kinderhook, MI | $161,900 | $809 | $560 | $1,160 | $600 |
Research Home Insurance Companies Reviews in Goshen, IN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I am pretty satisfied with my insurance company. I got a good deal and so far the line of communication has been great.
Date: March 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
We have State Farm for our home insurance. The customer service is good, they are very responsive and are always willing to help with any questions/concerns that we have
Date: November 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
So far my experience with home insurance from State farm customer service has been great and smooth they seem to very knowledgeable. .
Liberty Mutual Home Insurance Reviews
Date: June 09, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
The premium was less than others for home owner's insurance. They have a lower deductible. They do raise prices though every 6 months for the premium cost.
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I like the interaction of my insurance company because they are fast and reliable
Farm Bureau Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium is a bit lower than some others, about $950 per year. It was higher, but I called and got a lower rate.
Allstate Home Insurance Reviews
Date: January 17, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
The premium I pay is lower than others. My deductible is reasonable. I had many choices for rates and deductibles, and I chose the company which gave decent coverage at the lowest cost.
Erie Insurance Home Insurance Reviews
Date: August 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
Their customer service is awesome and they work with you to find the plans and EXPLAIN THEM! So far only complaint was an issue someone else had with their coverage but not me.
AAA Home Insurance Reviews
Date: July 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have only positive things to say about AAA for my home insurance. Their customer service is good. I have no complaints.
Farmer's Insurance Home Insurance Reviews
Date: September 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have been satisfied with the premiums that I am paying with this insurance company. THey are better than other premium offerings.