Gavop shows you how to buy homeowners insurance in West University Place, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $227,000 | $210,000 | $200,000-$250,000 |
| 2 Bedroom | $471,500 | $440,000 | $400,000-$500,000 |
| 3 Bedroom | $849,500 | $780,000 | $900,000-$1,000,000 |
| 4 Bedroom | $1,076,500 | $870,000 | More than 10,000,000 |
| 5 Bedroom | $1,620,000 | $1,530,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $826 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$67 | $893 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$221 | $739 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $2,000 | $1,374 | $3,374 | $999 | $2,999 | $376 |
| West University Place, TX | $1,000 | $949 | $1,949 | $689 | $1,689 | $259 |
| Manvel, TX | $500 | $964 | $1,464 | $700 | $1,200 | $263 |
| Channelview, TX | $1,000 | $1,376 | $2,376 | $1,000 | $2,000 | $376 |
| Sheldon, TX | $200 | $1,333 | $1,533 | $969 | $1,169 | $364 |
| Humble, TX | $1,500 | $974 | $2,474 | $708 | $2,208 | $266 |
| Sandy Point, TX | $300 | $1,547 | $1,847 | $1,124 | $1,424 | $423 |
| Nassau Bay, TX | $1,500 | $1,864 | $3,364 | $1,355 | $2,855 | $509 |
| Oak Ridge North, TX | $400 | $1,794 | $2,194 | $1,304 | $1,704 | $490 |
| Shenandoah, TX | $1,500 | $1,926 | $3,426 | $1,399 | $2,899 | $526 |
| Cleveland, TX | $500 | $1,030 | $1,530 | $749 | $1,249 | $282 |
| Brazosport, TX | $2,500 | $991 | $3,491 | $720 | $3,220 | $271 |
| Home Insurance Company West University Place, TX | Homeowners Insurance Agency West University Place, TX | Address | Popularity Score | Distance from West University Place (miles) |
|---|---|---|---|---|
| Allstate | Kathy Huynh | 5151 Katy Fwy Ste 302, Houston, TX, 77007 | 4.4 | |
| State Farm | Reggie Mhoon | 3100 Timmons Ln Ste 585, Houston, TX, 77027-5952 | 1.5 | |
| Nationwide | The May Group Llc | 3902 N Shepherd Dr, Houston, TX, 77018 | 7.5 | |
| Travelers | Benchmark Insurance Group Of Texas | 1111 North Loop West Ste 730, Houston, TX, 77008 | 6.7 | |
| State Farm | Kyle Sherburne | 635 Rayford Rd Ste B, Spring, TX, 77386-2797 | 28.4 | |
| Nationwide | Victory Agency Inc | 8000 S Gessner Dr Ste 800, Houston, TX, 77036-7446 | 6.4 | |
| State Farm | Andrew Perez | 6606 Lawndale St Ste 400, Houston, TX, 77023-2440 | 7.3 | |
| State Farm | Madeline Myloan Nguyen | 3414 Highway 6, Sugar Land, TX, 77478-4408 | 13.3 | |
| State Farm | Courtney Clay | 9235 Katy Fwy Ste 340, Houston, TX, 77024-1534 | 7.1 | |
| State Farm | Wilbert Sumuel | 3453 Kirby Dr, Houston, TX, 77098-3210 | 1.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| West University Place, TX | $987,400 | $960 | $630 | $1,480 | $850 |
| Manvel, TX | $181,400 | $976 | $640 | $1,500 | $860 |
| Channelview, TX | $106,600 | $1,393 | $920 | $2,150 | $1,230 |
| Sheldon, TX | $67,400 | $1,349 | $890 | $2,080 | $1,190 |
| Humble, TX | $113,000 | $986 | $650 | $1,520 | $870 |
| Sandy Point, TX | $110,900 | $1,566 | $1,030 | $2,410 | $1,380 |
| Nassau Bay, TX | $224,100 | $1,887 | $1,250 | $2,910 | $1,660 |
| Oak Ridge North, TX | $192,200 | $1,816 | $1,200 | $2,800 | $1,600 |
| Shenandoah, TX | $251,600 | $1,949 | $1,290 | $3,000 | $1,710 |
| Cleveland, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |
| Brazosport, TX | $119,700 | $1,003 | $660 | $1,540 | $880 |