Gavop's guide to buying homeowners insurance in Orchard Mesa, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$172 | $647 |
| 30 year old | +$12 | $831 |
| 40 year old | +$21 | $840 |
| 50 year old | +$31 | $850 |
| Above 50 year old | +$39 | $858 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $754 |
| Home and Two Car | -$139 | $680 |
| Home and Three Car | -$188 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mesa County | $1,500 | $1,147 | $2,647 | $833 | $2,333 | $313 |
| Orchard Mesa, CO | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Grand Junction, CO | $100 | $1,123 | $1,223 | $816 | $916 | $307 |
| Fruitvale, CO | $1,000 | $838 | $1,838 | $609 | $1,609 | $229 |
| Clifton, CO | $200 | $798 | $998 | $580 | $780 | $218 |
| Palisade, CO | $2,000 | $1,169 | $3,169 | $849 | $2,849 | $319 |
| Whitewater-Kannah Creek, CO | $300 | $1,419 | $1,719 | $1,031 | $1,331 | $388 |
| Glade Park-Gateway, CO | $1,500 | $1,569 | $3,069 | $1,140 | $2,640 | $429 |
| De Beque, CO | $100 | $1,164 | $1,264 | $846 | $946 | $318 |
| Delta, CO | $700 | $818 | $1,518 | $594 | $1,294 | $223 |
| Orchard City, CO | $200 | $1,195 | $1,395 | $869 | $1,069 | $327 |
| West Garfield, CO | $2,500 | $1,184 | $3,684 | $860 | $3,360 | $323 |
| Home Insurance Company Orchard Mesa, CO | Homeowners Insurance Agency Orchard Mesa, CO | Address | Popularity Score | Distance from Orchard Mesa (miles) |
|---|---|---|---|---|
| Farmers | Joshua Dewitt | 327 N 7th St Ste 2, Grand Junction, CO, 81501 | 3.1 | |
| Farmers | Michael Baker | 436 Independent Ave, Grand Junction, CO, 81505 | 4.2 | |
| State Farm | Steve Kendrick | 640 Rood Avenue, Grand Junction, CO, 81501 | 3.1 | |
| State Farm | Jerry Reiher | 540 Main St Ste 102, Delta, CO, 81416-1834 | 31.8 | |
| Travelers | Beckner Power Insurance Inc | 2415 Patterson Rd B, Grand Junction, CO, 81505 | 5.5 | |
| Allstate | Robin Dujay | 1119 N 1st St Ste G, Grand Junction, CO, 81501 | 3.9 | |
| Allstate | Kyle Turley | 1910 N 12th St Ste A, Grand Junction, CO, 81501 | 3.7 | |
| State Farm | Kevin Parks | 126 E 5th St, Delta, CO, 81416-1903 | 31.8 | |
| State Farm | Eric Lusby | 2584 Patterson Road, Grand Junction, CO, 81505-1445 | 4.7 | |
| Liberty Mutual Independent | Moody-Valley Insurance Agency | 760 Horizon Dr Ste 302, Grand Junction, CO, 81506 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Mesa County, CO | $207,900 | $1,161 | $810 | $1,520 | $710 |
| Orchard Mesa, CO | $171,300 | $819 | $570 | $1,070 | $500 |
| Grand Junction, CO | $197,600 | $1,136 | $800 | $1,490 | $690 |
| Fruitvale, CO | $186,500 | $848 | $590 | $1,110 | $520 |
| Clifton, CO | $166,000 | $808 | $570 | $1,060 | $490 |
| Palisade, CO | $182,800 | $1,183 | $830 | $1,550 | $720 |
| Whitewater-Kannah Creek, CO | $286,000 | $1,436 | $1,010 | $1,880 | $870 |
| Glade Park-Gateway, CO | $340,100 | $1,588 | $1,110 | $2,080 | $970 |
| De Beque, CO | $181,000 | $1,178 | $820 | $1,540 | $720 |
| Delta, CO | $175,900 | $828 | $580 | $1,080 | $500 |
| Orchard City, CO | $192,900 | $1,210 | $850 | $1,590 | $740 |
| West Garfield, CO | $188,400 | $1,198 | $840 | $1,570 | $730 |