Gavop shows you how to buy homeowners insurance in Red Hook, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Red Hook, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sycamore Dr, Echo Valley Rd, Starbarrack Rd, Vosburgh Rd, Co Rd 80, Hoffman Woods Rd, Freeborn Ln, Migliorelli Ln, Old Rte 199, Princeton St | $240,000 | $210,000 | $250,000-$300,000 | $307,500 | $250,000 | $250,000-$300,000 |
| River Dr, Scism Rd, Lasher Rd, Diana St, Rose Hill Farm, Rathbun Rd, Tower St, Jefferson Rd, Tobacco Ln, Friendship St | $317,000 | $260,000 | $300,000-$350,000 | $544,500 | $510,000 | $400,000-$500,000 |
| Deer Run, Co Rd 78, Kristen Ln, Madison Ln, Locust Hill Dr, Harvard St, Old Rte 199, Memorial Dr, Firehouse Ln, Tremblay Ln | $219,000 | $190,000 | $200,000-$250,000 | $308,000 | $250,000 | $350,000-$400,000 |
| W View Ln, Boyd Hill Ln, Rhinebeck-Hudson Rd, Meadow Dr, Knox Rd, Kidd Ln, Baxter Rd, Sunset Ter, Phillips St, Sengstack Ln | $326,000 | $260,000 | $300,000-$350,000 | $409,000 | $350,000 | $400,000-$500,000 |
| Rocky Rd, Dock Lndg, Walters Rd, Elizabeth St, W Kerley Corners Rd, Co Rd 55, Thayer Ln, Co Rd 80, N Broadway, Cabin Way | $327,500 | $280,000 | $300,000-$350,000 | $320,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $790 |
| Superior Protection Discount | -$92 | $826 |
| Fire & Security Discount | -$101 | $817 |
| Hail Resistant Roof Discount | -$18 | $900 |
| Newly Constructed Home Discount | -$266 | $652 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dutchess County | $1,500 | $987 | $2,487 | $717 | $2,217 | $270 |
| Red Hook, NY | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| West Stockbridge, MA | $400 | $1,364 | $1,764 | $992 | $1,392 | $373 |
| Canaan, NY | $2,500 | $1,229 | $3,729 | $893 | $3,393 | $336 |
| New Lebanon, NY | $200 | $767 | $967 | $557 | $757 | $210 |
| Voorheesville, NY | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Tolland, MA | $400 | $1,140 | $1,540 | $829 | $1,229 | $312 |
| Hancock, MA | $1,000 | $1,056 | $2,056 | $768 | $1,768 | $289 |
| North Greenbush, NY | $500 | $678 | $1,178 | $493 | $993 | $185 |
| Middleburgh, NY | $2,000 | $592 | $2,592 | $430 | $2,430 | $162 |
| Shrub Oak, NY | $100 | $1,430 | $1,530 | $1,039 | $1,139 | $391 |
| Thompson, NY | $2,500 | $579 | $3,079 | $421 | $2,921 | $158 |
| Home Insurance Company Red Hook, NY | Homeowners Insurance Agency Red Hook, NY | Address | Popularity Score | Distance from Red Hook (miles) |
|---|---|---|---|---|
| Travelers | Bryan Insurance Agency Llc | 287 Windsor Hwy Ste 350, New Windsor, NY, 12553 | 38.9 | |
| Travelers | Miscedra & Associates Inc | 84 Patrick Lane Ste 107, Poughkeepsie, NY, 12603 | 23.3 | |
| Travelers | John J Arbolino | 295 N Plank Rd, Newburgh, NY, 12550 | 33.5 | |
| Allstate | Roger Dwyer | 357 Windsor Hwy, New Windsor, NY, 12553 | 39.3 | |
| Allstate | Shari Zimmerman | 559 Route 6n Ste 4, Mahopac, NY, 10541 | 44.8 | |
| Allstate | Karen Merritt | 268 Route 202, Somers, NY, 10589 | 48.7 | |
| State Farm | Becky Ianniello | 4 Executive Park Dr Ste 2, Albany, NY, 12203-3717 | 46.2 | |
| State Farm | Dean Gleeson | 246 Route 211 E, Middletown, NY, 10940-3117 | 47.0 | |
| Allstate | Robert Meyer | 701 Albany Ave, Kingston, NY, 12401 | 8.3 | |
| State Farm | Bill Gaffney | 24 State Route 17k, Newburgh, NY, 12550-3911 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,590 | $740 |
| Dutchess County, NY | $275,200 | $999 | $730 | $1,380 | $650 |
| Red Hook, NY | $279,100 | $918 | $620 | $1,270 | $650 |
| West Stockbridge, MA | $345,500 | $1,381 | $940 | $1,890 | $950 |
| Canaan, NY | $308,000 | $1,244 | $900 | $1,750 | $850 |
| New Lebanon, NY | $202,200 | $776 | $530 | $1,110 | $580 |
| Voorheesville, NY | $230,100 | $875 | $590 | $1,250 | $660 |
| Tolland, MA | $279,400 | $1,154 | $800 | $1,580 | $780 |
| Hancock, MA | $248,700 | $1,069 | $740 | $1,480 | $740 |
| North Greenbush, NY | $214,400 | $686 | $470 | $950 | $480 |
| Middleburgh, NY | $114,800 | $599 | $410 | $830 | $420 |
| Shrub Oak, NY | $343,000 | $1,447 | $1,040 | $2,040 | $1,000 |
| Thompson, NY | $141,600 | $586 | $420 | $830 | $410 |