Gavop shows you how to buy homeowners insurance in Lake County, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lake County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sunkist Village Ln, Lake St, Tipton St, Harrell St, Lauren Ln, Harbor Cv, N Main St, State Rte 79, McBride St, State Rte 78 S | $109,000 | $100,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| North St, Elm St, Headden Dr, Levee Phillippy Rd, State Hwy 78 N, Frierson Rd, Poplar St, Lake Dr, Tulip St, Church St | $114,500 | $100,000 | $125,000-$150,000 | $95,500 | $80,000 | $100,000-$125,000 |
| Eddlemon Rd, Sunkist Beach Rd, Siegel St, Madie St, Yates St, King St, Faubus St, Hickman St, Owl Hoot Rd, Parnell St | $102,000 | $90,000 | $75,000-$100,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Martin Dr, 1st St, Cates Landing Cir, Sheep Ridge Rd, Joe Schenk Rd, Magnolia Ln, Riley Rd Exd, Moss St, Tippitt Ln, State Rte 212 | $87,500 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Kings Aly, Markham St, Wyatt St, State Rte 21, Free Bridge Rd, Monk Argo Rd, Edgewater Loop, Madie Thompson Rd, Wynnburg Blueburg Rd, Rudale Hale Loop | $99,500 | $90,000 | $75,000-$100,000 | $44,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $543 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$58 | $582 |
| Hail Resistant Roof Discount | -$19 | $620 |
| Newly Constructed Home Discount | -$185 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $632 | $2,632 | $459 | $2,459 | $173 |
| Lake County, TN | $1,500 | $632 | $2,132 | $459 | $1,959 | $173 |
| Marston, MO | $400 | $678 | $1,078 | $493 | $893 | $185 |
| Canalou, MO | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
| Halls, TN | $200 | $753 | $953 | $547 | $747 | $206 |
| Dyer, TN | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Bernie, MO | $100 | $787 | $887 | $572 | $672 | $215 |
| Blytheville, AR | $2,000 | $731 | $2,731 | $531 | $2,531 | $200 |
| Burdette, AR | $200 | $803 | $1,003 | $584 | $784 | $220 |
| Pollard, AR | $1,500 | $753 | $2,253 | $547 | $2,047 | $206 |
| Henning, TN | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Fancy Farm, KY | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Home Insurance Company Lake County, TN | Homeowners Insurance Agency Lake County, TN | Address | Popularity Score | Distance from Lake County (miles) |
|---|---|---|---|---|
| Erie | Brundige & Moore Insurance | 208 Main Street, Martin, TN, 38237 | 35.5 | |
| Liberty Mutual Independent | Siler Thornton Agency | 334 S Main St, Dyer, TN, 38330 | 33.3 | |
| State Farm | Diana Longman | 151 Heritage Dr, Dresden, TN, 38225-4374 | 43.3 | |
| Travelers | Hinson Insurance | 470 Mall Blvd Suite B, Dyersburg, TN, 38024 | 19.4 | |
| Liberty Mutual Independent | Tigrett & Pennington Inc | 300 Jere Ford Memorial Hwy , Dyersburg, TN, 38024 | 20.1 | |
| Allstate | Tigrett & Pennington | 300 Jereford Mem Hwy, Dyersburg, TN, 38025 | 20.0 | |
| Liberty Mutual Independent | Tigrett & Pennington Inc | 300 Us Highway 51 Byp N, Dyersburg, TN, 38024 | 20.8 | |
| State Farm | Chad Hart | 620 Us Hwy 51 Byp E, Dyersburg, TN, 38024-2153 | 20.1 | |
| State Farm | Mike Jinkins | 2076 S 1st St, Milan, TN, 38358-2752 | 49.9 | |
| Travelers | Ama Insurance Group Llc | 210 Main St, Gleason, TN, 38229 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,430 | $710 |
| Lake County, TN | $75,100 | $639 | $470 | $880 | $410 |
| Lake County, TN | $75,100 | $639 | $440 | $910 | $470 |
| Marston, MO | $39,000 | $686 | $470 | $970 | $500 |
| Canalou, MO | $35,800 | $669 | $450 | $940 | $490 |
| Halls, TN | $75,400 | $762 | $510 | $1,060 | $550 |
| Dyer, TN | $71,200 | $741 | $510 | $1,030 | $520 |
| Bernie, MO | $62,200 | $797 | $570 | $1,110 | $540 |
| Blytheville, AR | $76,200 | $740 | $530 | $1,020 | $490 |
| Burdette, AR | $63,200 | $813 | $590 | $1,120 | $530 |
| Pollard, AR | $53,800 | $762 | $520 | $1,070 | $550 |
| Henning, TN | $62,600 | $697 | $490 | $960 | $470 |
| Fancy Farm, KY | $95,700 | $768 | $550 | $1,100 | $550 |