How Can I Make My Lake Forest, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Lake Forest, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Lake Forest, CA Home Insurance Coverage Levels | Back to Top
| Lake Forest, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Peacock St, Da Vinci, Grovewood, Aspenwood, Via Roble, Manalastas Dr, Pandora St, Rivendell Dr, Via Floresta, Lake Center Dr | $305,000 | $260,000 | $300,000-$350,000 | $292,500 | $240,000 | $300,000-$350,000 |
| Limerick Ln, Malaga Way, Howe Dr, Spectrum Pointe Dr, Via Tequila, Kirkwall Ln, Montbury Dr, Willow Wood St, Morningstar Rd, Owens Lake Cir | $772,500 | $630,000 | $700,000-$800,000 | $515,000 | $420,000 | $600,000-$700,000 |
| Downland Rd, Whisler Dr, Eucalyptus Ln, Pso Abeto, Summit Hill Dr, Perimeter Rd, Iwo Jima Dr, Cll Alondra, Rochelle Ln, Canyon Vista Dr | $339,000 | $310,000 | $350,000-$400,000 | $355,000 | $280,000 | $400,000-$500,000 |
| Blueridge Rd, Wake Ave, Cll Balsa, Lake Vista Dr, Goldrush, Northcrest, Silver Dollar, Cobalt, Annette Ave, Bridger Rd | $415,500 | $390,000 | $350,000-$400,000 | $437,000 | $380,000 | $400,000-$500,000 |
| Wagar St, Heidi Ave, Whatney, Anthony Dr, Richford Dr, Silver Spring, Torrey Pine Ln, Jeronimo Ln, Big Springs Rd, E St | $495,000 | $430,000 | $400,000-$500,000 | $299,000 | $260,000 | $350,000-$400,000 |
| Northwood Ln, Massier Ln, Tessera Ave, Mae Cir, Aspan St, Lacebark Ln, Monserrat Pl, Westover Cir, Danby Way, la Perla | $383,000 | $360,000 | $300,000-$350,000 | $438,500 | $400,000 | $400,000-$500,000 |
| Bywater Rd, Embassy Pl, N St, Ave Veraneo, Alta Loma, Via Viajante, Hedgemont Way, Vanderbilt, Timberland Way, Red Bluff Dr | $348,000 | $320,000 | $400,000-$500,000 | $378,500 | $310,000 | $400,000-$500,000 |
| Valleymont Rd, Serrano Creek Rd, Terrace View Cir, Cll Recreo, Gondor Dr, Belquest Dr, Maryvine St, Millwood Rd, Woodspring Cir, Towne Centre Dr | $530,500 | $500,000 | $400,000-$500,000 | $231,000 | $210,000 | $200,000-$250,000 |
| Montecilo, Mina Ct, Cam Papal, Sitio Verano, Dartmouth Cir, Rancho Pkwy, Laurel Wood St, Shadowfax Dr, Donna Ln, Baroque Way | $309,500 | $260,000 | $300,000-$350,000 | $277,500 | $240,000 | $300,000-$350,000 |
| Verona Ln, Starbuck Rd, Torino Dr, Canyon Tree Dr, Pso Verdura, Oak Creek Ln, Romera Pl, Jasper Lake Ln, Hampden Ter, Ticonderoga Ln | $731,500 | $600,000 | $600,000-$700,000 | $328,500 | $280,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Lake Forest, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$193 | $1,188 |
| Superior Protection Discount | -$124 | $1,257 |
| Fire & Security Discount | -$124 | $1,257 |
| Hail Resistant Roof Discount | -$28 | $1,354 |
| Newly Constructed Home Discount | -$345 | $1,036 |
Choose your Lake Forest, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Lake Forest, CA | Back to Top
| Home Insurance Company Lake Forest, CA | Homeowners Insurance Agency Lake Forest, CA | Address | Popularity Score | Distance from Lake Forest (miles) |
|---|---|---|---|---|
| Travelers | Ric Insurance General Agency Inc | 2492 Walnut Ave Ste 250, Tustin, CA, 92780 | 8.8 | |
| Farmers | Fariba Boghraty | 9891 Irvine Center Dr Ste 160, Irvine, CA, 92618 | 4.3 | |
| State Farm | Tom Gorski | 95 Argonaut Ste 120, Aliso Viejo, CA, 92656-4136 | 6.0 | |
| Liberty Mutual Independent | Premier One Insurance Services | 100 Pacifica Ste 480, Irvine, CA, 92618 | 5.0 | |
| State Farm | Chase Douglas | 23101 Moulton Pkwy Ste 103, Laguna Hills, CA, 92653-1234 | 4.5 | |
| Farmers | Maryam Rezvani | 27281 Las Ramblas Ste 100, Mission Viejo, CA, 92691 | 6.9 | |
| State Farm | Sean Kim | 2727 W Olym Blvd Ste 102, Los Angeles, CA, 90006-2641 | 46.1 | |
| State Farm | Perry Mossembekker | 1598 W Katella Ave, Anaheim, CA, 92802-2717 | 18.1 | |
| State Farm | Reina Mendoza | 143 E Compton Blvd, Compton, CA, 90220-2410 | 35.6 | |
| State Farm | Bill Rosalino | 28321 Marguerite Pkwy Ste 203, Mission Viejo, CA, 92692-3724 | 8.0 |
Compare Rates for Lake Forest, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Lake Forest, CA | $585,100 | $1,382 | $1,020 | $1,880 | $860 |
| Anaheim, CA | $491,400 | $1,425 | $1,050 | $1,940 | $890 |
| Los Alamitos, CA | $741,100 | $1,118 | $830 | $1,520 | $690 |
| Downey-Norwalk, CA | $437,900 | $1,263 | $930 | $1,720 | $790 |
| Covina, CA | $441,100 | $1,189 | $880 | $1,620 | $740 |
| La Verne, CA | $535,900 | $1,432 | $1,060 | $1,950 | $890 |
| Lakeview, CA | $262,300 | $738 | $550 | $1,000 | $450 |
| Bonsall, CA | $635,700 | $1,822 | $1,350 | $2,480 | $1,130 |
| Highland, CA | $288,500 | $759 | $560 | $1,030 | $470 |
| Manhattan Beach, CA | $1,694,900 | $1,229 | $910 | $1,670 | $760 |
| Valle Vista, CA | $137,300 | $1,056 | $780 | $1,440 | $660 |
Research Home Insurance Companies Reviews in Lake Forest, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have never had issues with my service with them. they are always polite, honest, and friendly when I deal with them.
Date: September 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
this home insurance company policy offerings compared to other insurance providers is more benefits
Liberty Mutual Home Insurance Reviews
Date: October 16, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
I saved a lot of money by switching to Liberty Mutual for my homeowners insurance. I was paying a lot more for the premium with a higher deductible with my former insurance company which I had been with for many years.