How Can I Make My Elkhart, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Elkhart, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Elkhart, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $28,000 $20,000 $25,000-$50,000
2 Bedroom $88,500 $80,000 $75,000-$100,000
3 Bedroom $71,000 $60,000 $50,000-$75,000
4 Bedroom $105,000 $90,000 $75,000-$100,000
5 Bedroom $192,500 $160,000 $200,000-$250,000

Choose the Best Elkhart, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $100 to $150,000 2 Pets, Non-Smoker $880
Freelancer 700-749 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $460
Retired 550-599 Credit Score <$25,000 No Pets, Non-Smoker $110

Choose the Right Deductible for your Elkhart, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $510 $910 $420 $820 $90
Anderson County, TX $1,500 $390 $890 $320 $1,820 $-930
Elkhart, TX $1,500 $350 $850 $290 $1,790 $-940
Frankston, TX $100 $390 $490 $320 $420 $70
Cayuga, TX $2,500 $370 $870 $320 $2,820 $-1,950
Reklaw, TX $300 $310 $610 $260 $560 $50
New Summerfield, TX $1,500 $370 $870 $300 $1,800 $-930
Jewett, TX $300 $180 $480 $150 $450 $30
Cushing, TX $2,000 $340 $840 $290 $2,290 $-1,450
Teague, TX $200 $310 $510 $260 $460 $50
Groveton, TX $2,500 $390 $890 $310 $2,810 $-1,920
Kirvin, TX $500 $330 $830 $280 $780 $50
Redland, TX $2,500 $260 $760 $220 $2,720 $-1,960

Identify Top Home Insurance Agents near Elkhart, TX | Back to Top

Home Insurance Company Elkhart, TX Homeowners Insurance Agency Elkhart, TX Address Popularity Score Distance from Elkhart (miles)
State Farm Brett Weisenburn 2908 W Oak St, Palestine, TX, 75801-5404
11.8
Farmers Alice Alvey 2000 S Loop 256 Ste 34, Palestine, TX, 75801
9.6
Farmers Debra Mccann 105 Acr 145, Palestine, TX, 75801
8.6
Farmers Stephanie Burns 942s Highway 84 W, Teague, TX, 75860
45.7
Allstate Jeremy Millar 514 E Corsicana St Ste B, Athens, TX, 75751
44.7
Travelers Huffman Insurance Agency 1105 North 8th Ave, Teague, TX, 75860
45.1
State Farm David Barnard 501 East Murchison, Palestine, TX, 75801
12.0
Allstate John L. Trent 605 S Palestine St, Athens, TX, 75751
44.3
Travelers Malakoff Insurance 102 S Terry Street, Malakoff, TX, 75148
47.8
Farmers Steve Irvin 3200 Troup Hwy Ste 242, Tyler, TX, 75701
49.6

Compare Rates for Elkhart, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $670 $440 $1,030 $590
Anderson County, TX $80,600 $440 $290 $680 $390
Elkhart, TX $63,000 $300 $200 $460 $260
Frankston, TX $81,400 $470 $310 $720 $410
Cayuga, TX $91,900 $400 $260 $620 $360
Reklaw, TX $69,700 $380 $250 $590 $340
New Summerfield, TX $70,700 $280 $180 $430 $250
Jewett, TX $46,500 $230 $150 $350 $200
Cushing, TX $67,800 $290 $190 $450 $260
Teague, TX $74,000 $420 $280 $650 $370
Groveton, TX $101,100 $570 $380 $880 $500
Kirvin, TX $83,300 $420 $280 $650 $370
Redland, TX $49,000 $230 $150 $350 $200