How Can I Make My San Antonio Central, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in San Antonio Central, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your San Antonio Central, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $33,000 $30,000 $25,000-$50,000
2 Bedroom $71,000 $60,000 $50,000-$75,000
3 Bedroom $118,000 $110,000 $75,000-$100,000
4 Bedroom $139,000 $130,000 $100,000-$125,000
5 Bedroom $276,500 $250,000 $250,000-$300,000

Choose the Best San Antonio Central, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $150
Unemployed 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $410
Freelancer 500-549 Credit Score $25 to 50,000 No Pets, Non-Smoker $520

Choose the Right Deductible for your San Antonio Central, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $500 $720 $1,220 $590 $1,090 $130
Bexar County, TX $2,500 $470 $970 $400 $2,900 $-1,930
San Antonio Central, TX $2,000 $370 $870 $310 $2,310 $-1,440
San Antonio, TX $300 $450 $750 $380 $680 $70
China Grove, TX $2,000 $960 $1,460 $810 $2,810 $-1,350
Lytle, TX $100 $330 $430 $270 $370 $60
Natalia, TX $2,000 $350 $850 $290 $2,290 $-1,440
La Vernia, TX $500 $540 $1,040 $450 $950 $90
Southwest Guadalupe, TX $1,500 $620 $1,120 $510 $2,010 $-890
Northeast Guadalupe, TX $400 $470 $870 $390 $790 $80
Nixon, TX $2,500 $390 $890 $320 $2,820 $-1,930
D'Hanis, TX $300 $590 $890 $480 $780 $110
North Pearsall, TX $700 $290 $790 $250 $950 $-160

Identify Top Home Insurance Agents near San Antonio Central, TX | Back to Top

Home Insurance Company San Antonio Central, TX Homeowners Insurance Agency San Antonio Central, TX Address Popularity Score Distance from San Antonio Central (miles)
Nationwide Pat Pantusa 2130 Sw Military Dr Ste 203, San Antonio, TX, 78224
4.1
Farmers Ida Benavides 114 N Ellison Dr Ste 118, San Antonio, TX, 78251
10.6
State Farm Jaime Luna Ste 103 9719 Poteet Jourdanton Fwy, San Antonio, TX, 78211-4573
6.7
State Farm Norma Lopez Petre 3227 Sw Military Dr Ste 103, San Antonio, TX, 78211-3881
4.6
Travelers Insurance Network 7551 Callaghan Rd Ste 350, San Antonio, TX, 78229
6.8
State Farm Joe Meza Jr 2154 Jackson Keller Rd, San Antonio, TX, 78213-2723
7.0
State Farm Jacqui Lugar 1248 Austin Highway, San Antonio, TX, 78209
6.5
State Farm Trent Rosenkranz 1840 S Gen Mcmulln Dr Ste 109, San Antonio, TX, 78226-1182
3.1
State Farm David Galvan 2399 Nw Military Hwy, San Antonio, TX, 78231-2502
9.0
Farmers Miguel Baylon 4506 San Pedro Ave, San Antonio, TX, 78212
4.2

Compare Rates for San Antonio Central, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $550 $360 $850 $490
Bexar County, TX $122,600 $720 $480 $1,110 $630
San Antonio Central, TX $80,100 $460 $300 $710 $410
San Antonio, TX $113,100 $480 $320 $740 $420
China Grove, TX $179,700 $790 $520 $1,220 $700
Lytle, TX $87,200 $410 $270 $630 $360
Natalia, TX $71,000 $330 $220 $510 $290
La Vernia, TX $132,100 $590 $390 $910 $520
Southwest Guadalupe, TX $121,700 $650 $430 $1,000 $570
Northeast Guadalupe, TX $95,700 $440 $290 $680 $390
Nixon, TX $71,300 $360 $240 $550 $310
D'Hanis, TX $124,100 $690 $460 $1,060 $600
North Pearsall, TX $65,800 $280 $180 $430 $250

Research Home Insurance Companies Reviews in San Antonio Central, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: October 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home policy covers the structure and major appliances such as stove refrigerator washer and dryer. I am protected from fire and flood damage.


Date: October 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
In comparison with the other insurance companies and their websites, mine is very different and better than the others because it offers details on your page that others do not have, it is very informative and orderly

Date: September 18, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website and app of my insurance company is very complete, offers quality on its platform, navigates quickly and safely and has detailed information on all services.

Date: August 31, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
The coverage of my home insurance is very complete it covers almost all the needs of my home with enough money coverage to meet the needs


Date: August 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I can say that I like everything from my insurance company, it is totally adapted to me and it does not have points against that make me dislike your service, it is very complete and it helps me a lot

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I like the communication of my company and how it expresses with all its clients, they give you detailed information and they give you security. They express everything the client should know I am very proud of it

GEICO Home Insurance Reviews

Date: December 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Cheaper price compared to other offerings. Also the option to combine auto home for a discounted price. A good deal.


Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Basically, what it boils down to is that everything in my home is covered for water damage (from the ceiling not the ground), and anything that is stolen is also under the umbrella policy.


Date: August 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I like that they allow different types of communication, which really fits into my overall lifestyle. For example, I can chat with them online if I am on the computer, or simply send an email if I'm in a rush.

Date: August 06, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I typically don't mind waiting for customer service, since I know they're are busy, but it seems like my home insurance company takes a little too long (like 20-30 minutes on hold). When I get to them, I usually have my issue figured out, but it can be frustrating waiting.

Date: July 28, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Website/App
The mobile app is helpful, but it could use some work. It doesn't always save my password, and I often forget it so I have so many apps these days. On top of that, I usually just end up chatting with a customer service agent instead of searching for the answer.

Date: May 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think my premium is relatively comparable (might be slightly higher) than other insurance companies because I just got the basic rate. I wish I did a little more shopping around when purchasing, but I haven't had any major issues so far.

State Farm Home Insurance Reviews

Date: January 01, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
The premium and deductible options seem the same as other companies and the methods of payments appear to be the same as other insurance companies.

Date: December 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I like the deductible program but they could have better options that would meet my needs more.

Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
When looking for affordable home insurance it is important to request quotes from many insurance providers. Those who shop around for their home insurance tend to find the best deals available for their home insurance market. Home insurance costs depend largely on the location of the home

Date: August 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Anytime I have an issue or a question I can call our local agency and talk to the lady who set up our policy. I feel secure knowing they are always within reach and they return calls the same day we call.

Date: August 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
in my point of view, the insurance company has a better consistency. and their responsibility to the client is so casual and respect.

Date: May 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
my home policy offer the damage to my house and to structures attached to my house. This includes damage to fixtures, such as plumbing, electrical wiring, heating and permanently installed air-conditioning systems.


MetLife Home Insurance Reviews

Date: October 03, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Communication
Metlife communicates both in standard mail and also by an email. I have been updated on every change and policy change well in advance of the actual change.

Date: September 16, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The house and all contents plus outdoor structures and liability. Also, have sinkhole and sewer backup coverage plus riders for art and jewelry and coverage for our college student away at school.


Date: September 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Metlife has a very easy to use website and all of our policy details and documents are easily labeled. I can print ID cards and proof of insurance in a second. I can also compare the coverage and rates over the past year or two.

Date: August 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Our agent has been wonderful to work with. He has taken a great deal of time to go over every option and savings that we have available and he is always just a phone call away.

Date: January 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Our premium is much lower than most insurance companies in our area. We left State Farm when the policy premium tripled in 4 years and we save a huge amount over that old policy with this one.

Nationwide Home Insurance Reviews

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The companies website is easy to use and navigate in order to make monthly payments, get plan documents, print ID cards or start/stop auto payments

Date: September 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I've rarely had to use customer service, however the service we receive from our local agent is exemplary! They even call to wish us well on our birthdays and conduct an annual review to see if there are any savings we might be missing. (state above)

Date: August 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Nationwide has premiums fairly in line with other local companies. We have the added benefit of having our insurance bundled with our car insurance as well. We have been longtime customers (20+ years) of Nationwide and we do get applicable discournts

Date: July 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I've rarely had to use customer service, however the service we receive from our local agent is exemplary! They even call to wish us well on our birthdays and conduct an annual review to see if there are any savings we might be missing.

Date: November 29, 2017    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
Dwelling Other Structures Personal Property Loss of Use Personal Liability for Property Damage or Bodily Injury Medical payments to others Biological Deterioration/Damage Clean Up Fire Department Service Charge Credit card forgery Water Backup


Esurance Home Insurance Reviews

Date: November 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The coverage offerings are similar to competitors; however, what keeps them affordable is being web based. No commercials so my monthly rate doesn't reflect paying for advertisements.


Farmer's Insurance Home Insurance Reviews

Date: February 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Limits, premiums and deductibles have different meanings, but they work .If you have an insurance policy, you've likely heard of premiums, deductibles and limits.Each of these concepts helps determine how much you'll pay for your insurance