Gavop's guide to buying homeowners insurance in Lodi, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $206,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $244,500 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $396,500 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $237,000 | $190,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $721 |
| Home and Two Car | -$135 | $657 |
| Home and Three Car | -$190 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washtenaw County | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| Lodi, MI | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Sylvan, MI | $100 | $913 | $1,013 | $663 | $763 | $249 |
| Hamburg, MI | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Sumpter, MI | $300 | $668 | $968 | $486 | $786 | $183 |
| Rives, MI | $1,500 | $764 | $2,264 | $555 | $2,055 | $209 |
| Melvindale, MI | $100 | $594 | $694 | $431 | $531 | $162 |
| Webberville, MI | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| Estral Beach, MI | $300 | $786 | $1,086 | $572 | $872 | $215 |
| Tompkins, MI | $2,500 | $765 | $3,265 | $556 | $3,056 | $209 |
| Waterville, OH | $100 | $695 | $795 | $505 | $605 | $190 |
| Williston, OH | $1,500 | $604 | $2,104 | $439 | $1,939 | $165 |
| Home Insurance Company Lodi, MI | Homeowners Insurance Agency Lodi, MI | Address | Popularity Score | Distance from Lodi (miles) |
|---|---|---|---|---|
| State Farm | Jordan Tracey | 1723 W 14 Mile Rd, Royal Oak, MI, 48073-1728 | 41.2 | |
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 24.3 | |
| State Farm | Susan Rosales | 2888 Washtenaw Rd, Ypsilanti, MI, 48197-1507 | 10.2 | |
| State Farm | Martin Wilder | 13740 Merriman Rd Ste 1, Livonia, MI, 48150-1841 | 27.9 | |
| State Farm | Debra Herndon | 15192 E 13 Mile Rd, Warren, MI, 48088-3395 | 49.8 | |
| State Farm | Dana Rowry | 2512 Carpenter Rd Ste 101a, Ann Arbor, MI, 48108-1193 | 9.0 | |
| Allstate | Shafik Khalil | 3150 Packard Rd, Ypsilanti, MI, 48197 | 10.0 | |
| State Farm | Meg Spinale | 16231 W 14 Mile Rd, Beverly Hills, MI, 48025-3323 | 39.2 | |
| Allstate | Bruce Martin | 3331 W Big Beaver Rd Ste 110, Troy, MI, 48084 | 41.1 | |
| Allstate | Dennis J Hendren | 1890 Crooks Rd Ste 120, Troy, MI, 48084 | 41.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,100 | $570 |
| Washtenaw County, MI | $231,500 | $869 | $590 | $1,200 | $610 |
| Lodi, MI | $328,300 | $792 | $570 | $1,130 | $560 |
| Sylvan, MI | $243,700 | $924 | $620 | $1,300 | $680 |
| Hamburg, MI | $235,900 | $766 | $550 | $1,060 | $510 |
| Sumpter, MI | $158,700 | $676 | $450 | $970 | $520 |
| Rives, MI | $134,700 | $773 | $530 | $1,110 | $580 |
| Melvindale, MI | $60,100 | $601 | $410 | $850 | $440 |
| Webberville, MI | $101,600 | $723 | $480 | $1,030 | $550 |
| Estral Beach, MI | $151,400 | $796 | $530 | $1,110 | $580 |
| Tompkins, MI | $135,500 | $774 | $530 | $1,090 | $560 |
| Waterville, OH | $202,800 | $703 | $510 | $960 | $450 |
| Williston, OH | $95,500 | $611 | $430 | $860 | $430 |