Gavop tells you how to get the best homeowners insurance in Big Sandy-Duncanville, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $186,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $229,000 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $362,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $724 |
| Superior Protection Discount | -$89 | $805 |
| Fire & Security Discount | -$89 | $805 |
| Hail Resistant Roof Discount | -$27 | $868 |
| Newly Constructed Home Discount | -$179 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tuscaloosa County | $1,000 | $1,198 | $2,198 | $871 | $1,871 | $327 |
| Duncanville, AL | $1,000 | $884 | $1,884 | $642 | $1,642 | $241 |
| Tuscaloosa, AL | $300 | $1,188 | $1,488 | $863 | $1,163 | $325 |
| Greensboro, AL | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| North Johns, AL | $300 | $874 | $1,174 | $635 | $935 | $239 |
| Mantua-West Greene, AL | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Pickens County, AL | $300 | $778 | $1,078 | $565 | $865 | $213 |
| Uniontown, AL | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Oakman, AL | $300 | $831 | $1,131 | $604 | $904 | $227 |
| McDonald Chapel, AL | $2,000 | $660 | $2,660 | $480 | $2,480 | $180 |
| Epes, AL | $200 | $735 | $935 | $534 | $734 | $201 |
| Memphis, AL | $700 | $939 | $1,639 | $682 | $1,382 | $257 |
| Home Insurance Company Duncanville, AL | Homeowners Insurance Agency Duncanville, AL | Address | Popularity Score | Distance from Duncanville (miles) |
|---|---|---|---|---|
| State Farm | Myles Adair | 205 1st St S, Reform, AL, 35481-8017 | 38.2 | |
| State Farm | Mandy Pilgreen | 1960 Braddock Dr Ste 104, Hoover, AL, 35226-3605 | 45.5 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 46.9 | |
| State Farm | Gary Rath | 1241 Mcfarland Blvd E Ste 3, Tuscaloosa, AL, 35404-5854 | 10.3 | |
| State Farm | Tracey Sova | 4151 University Blvd E, Tuscaloosa, AL, 35404-4459 | 9.8 | |
| Farmers | Sam Gannaway | 1957 Hoover Ct Ste 105, Hoover, AL, 35226 | 45.5 | |
| Allstate | Edwards Financial Group Llc | 1400 3rd Ave N, Birmingham, AL, 35203 | 49.6 | |
| State Farm | A J Mccampbell | 1327 Hwy 80 West, Demopolis, AL, 36732 | 44.7 | |
| State Farm | Bobby Jones | 2112 Rocky Ridge Road, Hoover, AL, 35216-5138 | 45.8 | |
| Farmers | John Pradat | 1427 22nd Ave, Tuscaloosa, AL, 35401 | 11.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,620 | $790 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $860 | $1,710 | $850 |
| Duncanville, AL | $151,100 | $894 | $620 | $1,230 | $610 |
| Tuscaloosa, AL | $169,400 | $1,202 | $810 | $1,660 | $850 |
| Greensboro, AL | $55,100 | $672 | $490 | $950 | $460 |
| North Johns, AL | $110,900 | $885 | $590 | $1,250 | $660 |
| Mantua-West Greene, AL | $69,800 | $785 | $530 | $1,090 | $560 |
| Pickens County, AL | $91,800 | $787 | $570 | $1,110 | $540 |
| Uniontown, AL | $50,300 | $633 | $460 | $900 | $440 |
| Oakman, AL | $77,500 | $841 | $610 | $1,170 | $560 |
| McDonald Chapel, AL | $54,600 | $668 | $470 | $920 | $450 |
| Epes, AL | $64,300 | $744 | $540 | $1,030 | $490 |
| Memphis, AL | $93,800 | $950 | $690 | $1,350 | $660 |