Gavop shows you how to buy homeowners insurance in Champaign County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Champaign County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Walnut St, Harmon Ave, Twp Hwy 224, Co Hwy 166, Park St, Central St, Glenn Ave, W Court St, E Kingscreek Rd, Grand Ave | $177,000 | $150,000 | $200,000-$250,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Middleburg Plain City Rd, S Locust St, Co Hwy 17, Twp Hwy 100, W Dallas Rd, Co Hwy 182, Talbot Rd, Church Rd, Nettlecreek Rd, Twp Hwy 139 | $119,000 | $110,000 | $100,000-$125,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Co Hwy 148, W East St, Co Hwy 184, School St, Co Hwy 453, Twp Hwy 127, Michael Dr, Madison Ave, N Edgewood Ave, Ault Rd | $191,000 | $170,000 | $175,000-$200,000 | $142,000 | $120,000 | $125,000-$150,000 |
| N Jefferson Ave, McColley Rd, Twp Hwy 89, Prospect St, County Line Rd W, Blue Rd, Millerstown Rd, Mingo-Lewisburg Rd, Hill St, State Rte 560 | $169,000 | $160,000 | $125,000-$150,000 | $99,500 | $80,000 | $75,000-$100,000 |
| Chatfield Rd, Heck Rd, S Sycamore St, Virts Rd, Baker Rd, Fairview St, Twp Hwy 196, Twp Hwy 65, Huffman Dr, Twp Hwy 51 | $125,500 | $120,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Benson Rd, Flynn St, Old Troy Pike, Twp Hwy 159, N Russell St, Co Hwy 157, Fillmore St, Catawba-Mechanicsburg Rd, Finch St, Loveless Rd | $125,500 | $100,000 | $125,000-$150,000 | $113,500 | $100,000 | $125,000-$150,000 |
| Co Hwy 31, Patrick Ave, W Kingscreek Rd, Zimmerman Rd, Twp Hwy 20, Twp Hwy 183, Co Hwy 67, Bloomfield Ave, Twp Hwy 179, Twp Hwy 154 | $133,000 | $120,000 | $100,000-$125,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Twp Hwy 132, Co Hwy 92, Dogleg Rd, Hill St, Twp Hwy 123, Twp Hwy 103, Stone Quarry Rd, Co Hwy 234, Back Urbana Rd, N Mutual Union Rd | $142,000 | $110,000 | $100,000-$125,000 | $75,500 | $60,000 | $75,000-$100,000 |
| Carriage Ln, Twp Hwy 61, Wiseman Rd, Terrace Cir, Storms Creek Rd, Co Hwy 44, McCarty Rd, Co Hwy 75, Oak Dr, Game Farm Rd | $226,000 | $180,000 | $200,000-$250,000 | $148,000 | $130,000 | $125,000-$150,000 |
| Twp Hwy 210, Concord Pike, Yocom Rd, Sloan Rd, Twp Hwy 142, Everett Rd, Yankee Hill Rd, Elm St, S Parkview Rd, W Dallas Rd | $132,000 | $120,000 | $125,000-$150,000 | $97,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $571 |
| Superior Protection Discount | -$67 | $605 |
| Fire & Security Discount | -$60 | $612 |
| Hail Resistant Roof Discount | -$20 | $652 |
| Newly Constructed Home Discount | -$148 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Champaign County | $1,000 | $664 | $1,664 | $483 | $1,483 | $181 |
| Champaign County, OH | $2,000 | $664 | $2,664 | $483 | $2,483 | $181 |
| Tremont City, OH | $200 | $584 | $784 | $424 | $624 | $160 |
| Mad River, OH | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Bath, OH | $200 | $636 | $836 | $462 | $662 | $174 |
| Cedarville, OH | $2,000 | $696 | $2,696 | $506 | $2,506 | $190 |
| Wilberforce, OH | $200 | $713 | $913 | $518 | $718 | $195 |
| Loramie, OH | $1,500 | $764 | $2,264 | $555 | $2,055 | $209 |
| Laura, OH | $400 | $595 | $995 | $432 | $832 | $163 |
| Pitsburg, OH | $1,500 | $591 | $2,091 | $429 | $1,929 | $161 |
| Miami, OH | $300 | $657 | $957 | $477 | $777 | $180 |
| Marion County, OH | $1,000 | $792 | $1,792 | $575 | $1,575 | $216 |
| Home Insurance Company Champaign County, OH | Homeowners Insurance Agency Champaign County, OH | Address | Popularity Score | Distance from Champaign County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Elliott Insurance Agency | 1317 E High St, Springfield, OH, 45505 | 14.7 | |
| Travelers | Burrey Insurance Agency Inc | 9787 Fairway Dr, Powell, OH, 43065 | 35.5 | |
| Travelers | Marsh & Mclennan Agency Llc | 409 E Monument Ave Ste 400, Dayton, OH, 45402 | 33.7 | |
| Farmers | Chris Young | 1731 E Main St, Springfield, OH, 45503 | 14.5 | |
| State Farm | Ben Aucoin | 82 Mill St Ste A, Gahanna, OH, 43230-3058 | 47.7 | |
| Travelers | Bennett Insurance Agency Llc | 700 South High St, Columbus, OH, 43206 | 42.8 | |
| State Farm | Hans Schell | 5577 N High Street, Worthington, OH, 43085 | 39.9 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 34.0 | |
| Travelers | Ohio Insurance Services Agency Inc | 8120 Corporate Blvd, Plain City, OH, 43064 | 30.1 | |
| State Farm | Erin Patton | 944 S Main St, Urbana, OH, 43078-2540 | 2.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Champaign County, OH | $126,700 | $672 | $490 | $930 | $440 |
| Champaign County, OH | $126,700 | $672 | $460 | $960 | $500 |
| Tremont City, OH | $88,700 | $591 | $420 | $820 | $400 |
| Mad River, OH | $132,900 | $658 | $450 | $910 | $460 |
| Bath, OH | $114,900 | $644 | $430 | $890 | $460 |
| Cedarville, OH | $203,800 | $705 | $470 | $990 | $520 |
| Wilberforce, OH | $139,600 | $722 | $510 | $1,000 | $490 |
| Loramie, OH | $165,000 | $773 | $560 | $1,110 | $550 |
| Laura, OH | $92,400 | $602 | $410 | $860 | $450 |
| Pitsburg, OH | $91,100 | $598 | $400 | $830 | $430 |
| Miami, OH | $136,500 | $665 | $450 | $920 | $470 |
| Marion County, OH | $93,700 | $801 | $550 | $1,130 | $580 |