How Can I Make My Somerset, PA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Somerset, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Somerset, PA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $44,500 $40,000 $25,000-$50,000
2 Bedroom $95,500 $80,000 $75,000-$100,000
3 Bedroom $103,000 $80,000 $100,000-$125,000
4 Bedroom $205,500 $170,000 $200,000-$250,000
5 Bedroom $239,500 $200,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Somerset, PA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$136 $578
Superior Protection Discount -$71 $642
Fire & Security Discount -$57 $656
Hail Resistant Roof Discount -$21 $692
Newly Constructed Home Discount -$164 $549

Choose your Somerset, PA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,464
Hail Damage $4,476
Wind Damage $6,242
Expensive Claims
Fire $45,123
Smoke $17,222

Identify Top Home Insurance Agents near Somerset, PA | Back to Top

Home Insurance Company Somerset, PA Homeowners Insurance Agency Somerset, PA Address Popularity Score Distance from Somerset (miles)
State Farm Jeff Berthney 2526 Mosside Blvd Ste B, Monroeville, PA, 15146-3556
46.1
Erie Sube Insurance 614 S Franklin Ave, Somerset, PA, 15501
2.0
Nationwide Donner-Farber & Associates Inc 723 South St, Berlin, PA, 15530-1632
9.0
Erie Bdh / Konhaus Llc 238 North Street, Meyersdale, PA, 15552
14.3
State Farm Angi Tennant 231 N Rosina Ave, Somerset, PA, 15501-1319
1.4
State Farm Bryan Bozovich 565 E Main St, Somerset, PA, 15501-2108
1.1
Travelers Mountain Insurance Agency Of Somerset Inc 531 N Center Ave, Somerset, PA, 15501
1.2
Travelers Walker & Associates 111 Eleventh St P.O. Box 310 Turtle Creek, Turtle Creek, PA, 15145
48.2
Travelers Firestone Insurance Agency Llc 1102 Camp Wildwood Rd, Normalville, PA, 15469
19.6
Nationwide Bair Insurance Group Inc 3502 Route 130, Irwin, PA, 15642-1699
40.1

Compare Rates for Somerset, PA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Pennsylvania $170,500 $745 $510 $1,020 $510
Somerset County, PA $103,100 $846 $600 $1,170 $570
Somerset, PA $104,900 $713 $510 $980 $470
Salix, PA $122,500 $648 $470 $900 $430
South Connellsville, PA $77,600 $535 $380 $750 $370
Midland, MD $74,700 $584 $460 $740 $280
Grapeville, PA $62,200 $489 $330 $670 $340
Arona, PA $86,200 $559 $400 $790 $390
Indiana County, PA $111,200 $603 $420 $860 $440
German, PA $75,800 $732 $490 $1,010 $520
Clymer, PA $67,100 $504 $340 $710 $370
Monroeville, PA $138,400 $634 $460 $870 $410
Van Voorhis, PA $69,000 $510 $370 $700 $330