Gavop tells you how to get the best homeowners insurance in El Paso County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $129,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $296,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $261,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $421,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$233 | $995 |
| Superior Protection Discount | -$111 | $1,118 |
| Fire & Security Discount | -$111 | $1,118 |
| Hail Resistant Roof Discount | -$37 | $1,192 |
| Newly Constructed Home Discount | -$270 | $958 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Paso County | $700 | $1,214 | $1,914 | $882 | $1,582 | $332 |
| El Paso County, CO | $1,500 | $1,214 | $2,714 | $882 | $2,382 | $332 |
| Ellicott, CO | $300 | $923 | $1,223 | $671 | $971 | $252 |
| Cimarron Hills, CO | $1,500 | $802 | $2,302 | $583 | $2,083 | $219 |
| Black Forest-Peyton, CO | $500 | $976 | $1,476 | $709 | $1,209 | $267 |
| Calhan, CO | $2,000 | $1,102 | $3,102 | $801 | $2,801 | $301 |
| Manitou Springs, CO | $300 | $1,049 | $1,349 | $762 | $1,062 | $287 |
| Ramah, CO | $1,500 | $1,030 | $2,530 | $749 | $2,249 | $282 |
| Northeast Pueblo, CO | $200 | $801 | $1,001 | $582 | $782 | $219 |
| Victor, CO | $700 | $916 | $1,616 | $666 | $1,366 | $250 |
| Sedalia, CO | $200 | $1,057 | $1,257 | $768 | $968 | $289 |
| Rockvale, CO | $1,000 | $1,023 | $2,023 | $743 | $1,743 | $279 |
| Home Insurance Company El Paso County, CO | Homeowners Insurance Agency El Paso County, CO | Address | Popularity Score | Distance from El Paso County (miles) |
|---|---|---|---|---|
| State Farm | Andy Silver | 18425 Pony Express Dr Ste 113a, Parker, CO, 80134-9605 | 49.7 | |
| Allstate | Wermers Agency Inc | 1283 Kelly Johnson Blvd, Colorado Springs, CO, 80920 | 17.1 | |
| Travelers | Rocky Mountain Insurance Advisors | 333 Perry St. #219 , Castle Rock, CO, 80104 | 41.6 | |
| Farmers | John Norton | 5358 N Academy Blvd, Colorado Springs, CO, 80918 | 14.7 | |
| Farmers | Amy Gehrett | 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919 | 17.2 | |
| Allstate | Michael Jankovsky | 3225 Austin Bluffs Pkwy Ste 101, Colorado Springs, CO, 80918 | 13.7 | |
| Farmers | C Scott Kay | 2514 W Colorado Ave Ste 204, Colorado Springs, CO, 80904 | 18.2 | |
| State Farm | Jeff Klingensmith | 482 W Happy Canyon Rd, Castle Pines, CO, 80108-3431 | 46.1 | |
| Allstate | Travis Turner | 18425 Pony Express Dr Unit 205, Parker, CO, 80134 | 49.7 | |
| Allstate | Pete Mills | 551 W Highway 105, Monument, CO, 80132 | 24.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| El Paso County, CO | $238,200 | $1,229 | $860 | $1,610 | $750 |
| Ellicott, CO | $106,900 | $934 | $650 | $1,220 | $570 |
| Cimarron Hills, CO | $167,900 | $812 | $570 | $1,060 | $490 |
| Black Forest-Peyton, CO | $379,800 | $988 | $690 | $1,290 | $600 |
| Calhan, CO | $158,800 | $1,115 | $780 | $1,460 | $680 |
| Manitou Springs, CO | $319,700 | $1,061 | $740 | $1,390 | $650 |
| Ramah, CO | $136,300 | $1,043 | $730 | $1,370 | $640 |
| Northeast Pueblo, CO | $78,900 | $811 | $570 | $1,060 | $490 |
| Victor, CO | $105,100 | $927 | $650 | $1,210 | $560 |
| Sedalia, CO | $428,700 | $1,070 | $750 | $1,400 | $650 |
| Rockvale, CO | $133,800 | $1,035 | $720 | $1,360 | $640 |