Gavop's guide to buying homeowners insurance in Grand Saline, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $151,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $191,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$91 | $916 |
| Fire & Security Discount | -$80 | $926 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$272 | $735 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Grand Saline, TX | Homeowners Insurance Agency Grand Saline, TX | Address | Popularity Score | Distance from Grand Saline (miles) |
|---|---|---|---|---|
| State Farm | Brian Llewellyn | 6537 Horizon Rd Ste A, Rockwall, TX, 75032-7702 | 43.9 | |
| Allstate | Justin Slocum | 406 Pinson Rd Ste A, Forney, TX, 75126 | 43.7 | |
| Farmers | Lynn Wier | 190 S Collins Rd Ste 104, Sunnyvale, TX, 75182 | 49.4 | |
| Liberty Mutual Independent | Bergfeld Agency Llc | 2001 S Donnybrook, Tyler, TX, 75701 | 33.8 | |
| State Farm | Johnny Thompson | 202 W Frank St, Grand Saline, TX, 75140-1758 | 1.9 | |
| Liberty Mutual Independent | K & S Insurance Agency | 2255 Ridge Road, Suite 333, Rockwall, TX, 75087 | 46.1 | |
| Allstate | James Burk | 617 W Moore Ave, Terrell, TX, 75160 | 32.8 | |
| Farmers | Robert Shaw | 2255 Ridge Rd Ste 218, Rockwall, TX, 75087 | 46.1 | |
| Allstate | Randall Davenport | 4037 N Goliad St Ste 101, Rockwall, TX, 75087 | 48.1 | |
| Liberty Mutual Independent | Hill Insurance Agency Lp | 113 N 4th St, Wills Point, TX, 75169 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Van Zandt County, TX | $112,600 | $1,416 | $930 | $2,180 | $1,250 |
| Grand Saline, TX | $104,500 | $1,006 | $660 | $1,550 | $890 |
| Fruitvale, TX | $114,400 | $1,581 | $1,040 | $2,430 | $1,390 |
| Canton, TX | $121,400 | $1,007 | $660 | $1,550 | $890 |
| Elmo, TX | $80,900 | $1,425 | $940 | $2,190 | $1,250 |
| Oak Ridge, TX | $169,400 | $1,759 | $1,160 | $2,710 | $1,550 |
| Union Valley, TX | $235,300 | $1,912 | $1,260 | $2,940 | $1,680 |
| Campbell, TX | $87,500 | $1,459 | $960 | $2,250 | $1,290 |
| Malakoff, TX | $63,200 | $1,324 | $870 | $2,040 | $1,170 |
| Scurry, TX | $161,500 | $1,738 | $1,150 | $2,680 | $1,530 |
| Northeast Rockwall, TX | $179,900 | $1,786 | $1,180 | $2,750 | $1,570 |
| Sunnyvale, TX | $348,000 | $1,161 | $770 | $1,790 | $1,020 |