Gavop shows you how to buy homeowners insurance in Northwood, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Northwood, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blue Grass Dr, Wynn Rd, Brome Cir, 70022, Jamestown Dr, Rockland Rd, 10008, 1243, 1036, 917 | $187,500 | $160,000 | $200,000-$250,000 | $94,500 | $80,000 | $100,000-$125,000 |
| Union St, Peregrine Dr, Joel Ave, 308, Cummings Rd, Frey Rd, Caple Blvd, 517, Piper Dr, Innovative Dr | $81,000 | $80,000 | $50,000-$75,000 | $105,500 | $100,000 | $75,000-$100,000 |
| 20342, 1251, Orchard Ave, Neill Ave, Old Trail Way, 15, 1390, 10, Libbey Rd, Harriet St | $180,000 | $160,000 | $175,000-$200,000 | $133,000 | $120,000 | $100,000-$125,000 |
| N Freedom Dr, E Andrus Rd, 1261, E Florence Ave, 1215, Taylor Ave, 1395, Curtice Rd, Twp Hwy 64, Grove St | $126,500 | $110,000 | $125,000-$150,000 | $115,500 | $100,000 | $75,000-$100,000 |
| Twp Hwy 308, 885, 1090, 1186, Apache St, Greystone Dr, Twp Hwy 639, 1421, 1218, Lawndale Dr | $134,500 | $120,000 | $125,000-$150,000 | $131,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $519 |
| Superior Protection Discount | -$63 | $563 |
| Fire & Security Discount | -$69 | $557 |
| Hail Resistant Roof Discount | -$19 | $607 |
| Newly Constructed Home Discount | -$138 | $488 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,556 |
| Home Insurance Company Northwood, OH | Homeowners Insurance Agency Northwood, OH | Address | Popularity Score | Distance from Northwood (miles) |
|---|---|---|---|---|
| Travelers | Roth Insurance Agency Inc | 2425 S Detroit Ave, Maumee, OH, 43537 | 7.5 | |
| Travelers | Financial Design | 15 W Tiffin St, New Riegel, OH, 44853 | 39.5 | |
| State Farm | Matt Vierk | 5650 W Central Ave Ste A1, Toledo, OH, 43615-1526 | 11.0 | |
| State Farm | Dave Walbom | 3520 Heatherdowns Blvd Ste 1, Toledo, OH, 43614-3668 | 7.5 | |
| Liberty Mutual Independent | Stacy Insurance Agency Inc | 1021 N Main St, Findlay, OH, 45840 | 39.4 | |
| State Farm | Mike Buck | 6455 Monroe St, Sylvania, OH, 43560-1447 | 13.4 | |
| Allstate | Sandy Blanchard | 306 Louisiana Ave, Perrysburg, OH, 43551 | 8.4 | |
| Allstate | Jessica J. Hernandez | 1855 S Reynolds Rd Ste B, Toledo, OH, 43614 | 9.4 | |
| State Farm | Bud Moody | 1751 W Sylvania Avenue, Toledo, OH, 43613-4635 | 7.8 | |
| State Farm | Vince Davis | 3344 Secor Rd Ste 102, Toledo, OH, 43606-1500 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $990 | $480 |
| Wood County, OH | $154,700 | $730 | $500 | $1,040 | $540 |
| Northwood, OH | $118,500 | $626 | $420 | $860 | $440 |
| Gibsonburg, OH | $91,400 | $599 | $430 | $860 | $430 |
| Ida, MI | $187,100 | $842 | $580 | $1,200 | $620 |
| Oak Harbor, OH | $113,900 | $661 | $470 | $950 | $480 |
| Bradner, OH | $85,800 | $582 | $400 | $810 | $410 |
| Deshler, OH | $89,700 | $594 | $400 | $810 | $410 |
| Huron charter, MI | $165,600 | $684 | $500 | $980 | $480 |
| Kelleys Island, OH | $292,700 | $980 | $670 | $1,350 | $680 |
| Reed, OH | $92,100 | $601 | $410 | $820 | $410 |
| Huron, OH | $176,900 | $667 | $450 | $930 | $480 |