Gavop shows you how to buy homeowners insurance in Reynolds, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $112,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $174,500 | $170,000 | $125,000-$150,000 |
| 4 Bedroom | $169,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $342,000 | $310,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $566 |
| Superior Protection Discount | -$61 | $613 |
| Fire & Security Discount | -$47 | $626 |
| Hail Resistant Roof Discount | -$20 | $653 |
| Newly Constructed Home Discount | -$135 | $539 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montcalm County | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Reynolds, MI | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Garfield, MI | $500 | $775 | $1,275 | $563 | $1,063 | $212 |
| Fairplain, MI | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| East Grand Rapids, MI | $200 | $918 | $1,118 | $667 | $867 | $251 |
| Lakewood Club, MI | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Kentwood, MI | $200 | $746 | $946 | $542 | $742 | $204 |
| Spring Lake, MI | $1,000 | $701 | $1,701 | $510 | $1,510 | $192 |
| Coe, MI | $200 | $732 | $932 | $532 | $732 | $200 |
| St. Louis, MI | $1,500 | $625 | $2,125 | $454 | $1,954 | $171 |
| Eden, MI | $500 | $766 | $1,266 | $556 | $1,056 | $209 |
| Middleville, MI | $1,000 | $727 | $1,727 | $528 | $1,528 | $199 |
| Home Insurance Company Reynolds, MI | Homeowners Insurance Agency Reynolds, MI | Address | Popularity Score | Distance from Reynolds (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Berends Hendricks Stuit | 3055 44th St Sw, Grandville, MI, 49418 | 38.6 | |
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 21.0 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 28.4 | |
| Allstate | Clear Choice Agency | 1035 Spaulding Ave Se, Grand Rapids, MI, 49546 | 33.0 | |
| Farmers | Scott Bates | 3140 Division Ave Sw, Grandville, MI, 49418 | 37.5 | |
| State Farm | Sam Martin | 1475 Robbins Rd Ste 140, Grand Haven, MI, 49417-2799 | 43.0 | |
| Liberty Mutual Independent | Van Wyk Risk Solutions | 2237 Wealthy St Se Ste 200, Grand Rapids, MI, 49506 | 32.8 | |
| Allstate | Beltline Insurance Agency Llc | 2850 E Beltline Ave Ne, Grand Rapids, MI, 49525 | 28.2 | |
| Allstate | Jim Mcknight | 8469 Byron Center Ave Sw, Byron Center, MI, 49315 | 43.3 | |
| State Farm | David Elles | 5165 Kalamazoo Ave Se Ste 1, Kentwood, MI, 49508-4825 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Montcalm County, MI | $101,000 | $700 | $470 | $990 | $520 |
| Reynolds, MI | $101,700 | $673 | $490 | $920 | $430 |
| Garfield, MI | $142,400 | $784 | $540 | $1,110 | $570 |
| Fairplain, MI | $108,600 | $735 | $490 | $1,040 | $550 |
| East Grand Rapids, MI | $325,500 | $929 | $640 | $1,280 | $640 |
| Lakewood Club, MI | $84,800 | $695 | $480 | $960 | $480 |
| Kentwood, MI | $138,400 | $755 | $510 | $1,050 | $540 |
| Spring Lake, MI | $189,100 | $710 | $500 | $980 | $480 |
| Coe, MI | $112,600 | $741 | $500 | $1,020 | $520 |
| St. Louis, MI | $77,100 | $632 | $440 | $900 | $460 |
| Eden, MI | $136,500 | $775 | $520 | $1,090 | $570 |
| Middleville, MI | $109,300 | $736 | $540 | $1,020 | $480 |