Gavop's guide to buying homeowners insurance in DeKalb County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| DeKalb County, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Robinson Rd, Vaughn Ln, Agee Hollow Rd, Hope Cove, Orthodox Way, Lonnie Cantrell Rd, Bethel Rd, Lee Braswell Rd, Jack Hudson Rd, Frosty Pt | $81,500 | $80,000 | $50,000-$75,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Floating Mill Village Rd, Luttrell Ave, Indian Creek Rd, State Rte 146, Carter Hollow Rd, S 4th St, Agee Rd, Hobert St, E Main St, Austin Lake Rd | $157,000 | $130,000 | $150,000-$175,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Big Rock Rd, Old Hwy 53, Willoughby Ln, Cardinal Ln, Green Meadow Dr, Curtis St, Bob Mathis Rd, Flemming St, Crestlawn Ave, Paul Emberton Rd | $143,500 | $130,000 | $125,000-$150,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Whaley St, Davis Rd, Martin St, Spring Ct, Green Hill Rd, State Rte 83, Jullanna Pt, S Public Sq, T Hayes Rd, O'Conner St | $196,000 | $170,000 | $200,000-$250,000 | $99,000 | $80,000 | $75,000-$100,000 |
| Belk Rd, Alpine Dr, Judkins Ln S, Dry Creek Rd, N Public Sq, Hutchins Bend Rd, Talley Rd, Page Dr, Maury Ln, Anthony Adcock Rd | $188,000 | $170,000 | $200,000-$250,000 | $166,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $693 |
| Superior Protection Discount | -$74 | $751 |
| Fire & Security Discount | -$66 | $759 |
| Hail Resistant Roof Discount | -$16 | $808 |
| Newly Constructed Home Discount | -$165 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| DeKalb County, TN | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Dodson Branch, TN | $500 | $903 | $1,403 | $656 | $1,156 | $247 |
| New Union, TN | $2,000 | $1,068 | $3,068 | $776 | $2,776 | $292 |
| Coffee County, TN | $100 | $890 | $990 | $647 | $747 | $243 |
| Mount Juliet, TN | $2,500 | $872 | $3,372 | $634 | $3,134 | $238 |
| Hillsboro, TN | $200 | $988 | $1,188 | $718 | $918 | $270 |
| Grundy County, TN | $1,500 | $660 | $2,160 | $479 | $1,979 | $180 |
| Celina, TN | $500 | $864 | $1,364 | $628 | $1,128 | $236 |
| Bethpage, TN | $1,000 | $1,056 | $2,056 | $768 | $1,768 | $289 |
| Green Hill, TN | $300 | $842 | $1,142 | $612 | $912 | $230 |
| Unionville, TN | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
| Home Insurance Company DeKalb County, TN | Homeowners Insurance Agency DeKalb County, TN | Address | Popularity Score | Distance from DeKalb County (miles) |
|---|---|---|---|---|
| State Farm | Jeannie Gregory | 180 N Belvedere Dr Ste 2, Gallatin, TN, 37066-5461 | 45.0 | |
| Erie | The Bill Yon Agency | 131 Indian Lake Road Suite 202, Hendersonville, TN, 37075 | 48.3 | |
| Travelers | Cordell Insurance Agency | 4331 Old Hickory Blvd Ste D, Old Hickory, TN, 37138 | 46.9 | |
| State Farm | Phill Pharr | 5814 Nolensville Pike Ste 108, Nashville, TN, 37211-6539 | 49.4 | |
| Travelers | Horizon Insurance Group Llc | 109 Donelson Pk, Nashville, TN, 37214 | 48.0 | |
| Erie | Dekalb County Insurance Inc. | 307 N Public Square, Smithville, TN, 37166 | 2.1 | |
| Travelers | Barrett Insurance Agency | 10579 Cedar Grove Rd Ste 100, Smyrna, TN, 37167 | 40.6 | |
| Travelers | Reynolds Insurance Agency Inc | 103 Moore Avenue, Smyrna, TN, 37167 | 38.6 | |
| Liberty Mutual Independent | Coker Wolfe & Associates Inc | 114 Canfield Place, Ste B-3, Hendersonville, TN, 37075 | 49.0 | |
| State Farm | Andrew Felder | 112 Saundersville Rd Ste C322, Hendersonville, TN, 37075-8939 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,430 | $720 |
| DeKalb County, TN | $131,100 | $825 | $590 | $1,140 | $550 |
| DeKalb County, TN | $131,100 | $825 | $550 | $1,130 | $580 |
| Dodson Branch, TN | $111,100 | $914 | $650 | $1,270 | $620 |
| New Union, TN | $165,800 | $1,081 | $720 | $1,480 | $760 |
| Coffee County, TN | $118,000 | $900 | $660 | $1,270 | $610 |
| Mount Juliet, TN | $238,700 | $882 | $630 | $1,220 | $590 |
| Hillsboro, TN | $136,700 | $1,000 | $690 | $1,390 | $700 |
| Grundy County, TN | $82,400 | $668 | $490 | $940 | $450 |
| Celina, TN | $100,700 | $874 | $590 | $1,230 | $640 |
| Bethpage, TN | $161,300 | $1,069 | $770 | $1,460 | $690 |
| Green Hill, TN | $218,400 | $852 | $610 | $1,180 | $570 |
| Unionville, TN | $135,500 | $996 | $680 | $1,410 | $730 |