How Can I Make My Calexico, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Calexico, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Calexico, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $196,000 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $218,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $282,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Calexico, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $500 |
| Superior Protection Discount | -$55 | $555 |
| Fire & Security Discount | -$67 | $543 |
| Hail Resistant Roof Discount | -$18 | $592 |
| Newly Constructed Home Discount | -$128 | $482 |
Choose the Right Deductible for your Calexico, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Imperial County | $1,500 | $1,343 | $2,843 | $976 | $2,476 | $367 |
| Calexico, CA | $700 | $603 | $1,303 | $438 | $1,138 | $165 |
| Heber, CA | $400 | $1,043 | $1,443 | $758 | $1,158 | $285 |
| Holtville, CA | $700 | $1,052 | $1,752 | $764 | $1,464 | $287 |
| Brawley, CA | $100 | $1,052 | $1,152 | $764 | $864 | $287 |
| Westmorland, CA | $2,000 | $509 | $2,509 | $370 | $2,370 | $139 |
| Calipatria-Westmorland, CA | $100 | $501 | $601 | $364 | $464 | $137 |
| Jacumba, CA | $1,000 | $548 | $1,548 | $398 | $1,398 | $150 |
| San Luis, AZ | $400 | $721 | $1,121 | $524 | $924 | $197 |
| Donovan Estates, AZ | $1,000 | $503 | $1,503 | $365 | $1,365 | $137 |
Identify Top Home Insurance Agents near Calexico, CA | Back to Top
| Home Insurance Company Calexico, CA | Homeowners Insurance Agency Calexico, CA | Address | Popularity Score | Distance from Calexico (miles) |
|---|---|---|---|---|
| Allstate | Yasue Maeda | 218 S 8th St, El Centro, CA, 92243 | 7.6 | |
| Allstate | Julie L Oliver | 1699 W Main St Ste N, El Centro, CA, 92243 | 8.1 | |
| State Farm | Lawna Cervantes | 2299 W Adams Ave Ste 115, El Centro, CA, 92243-9445 | 8.6 | |
| State Farm | Steve Seibert | 1241 W State St, El Centro, CA, 92243-2832 | 7.8 | |
| Travelers | Smith-Kandal Insurance Agency | 510 West Main St, Brawley, CA, 92227 | 19.8 | |
| Allstate | Dora Plancarte | 906 S Imperial Ave, Calexico, CA, 92231 | 2.0 | |
| State Farm | Marianne Valenzuela | 605 W H St Ste 101, Brawley, CA, 92227-2250 | 19.6 | |
| State Farm | Aaron Villegas | 724 Emerson Ave Ste B, Calexico, CA, 92231-3195 | 1.6 | |
| State Farm | Marianne Valenzuela Fenley | 605 W H St Ste 101, Brawley, CA, 92227 | 19.6 | |
| Liberty Mutual Independent | Smith-Kandal Ins Agency | 510 W Main St, Brawley, CA, 92227 | 19.8 |
Compare Rates for Calexico, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Imperial County, CA | $167,700 | $1,359 | $1,010 | $1,850 | $840 |
| Calexico, CA | $182,500 | $610 | $450 | $830 | $380 |
| Heber, CA | $156,600 | $1,056 | $780 | $1,440 | $660 |
| Holtville, CA | $163,400 | $1,065 | $790 | $1,450 | $660 |
| Brawley, CA | $159,500 | $1,065 | $790 | $1,450 | $660 |
| Westmorland, CA | $106,100 | $515 | $380 | $700 | $320 |
| Calipatria-Westmorland, CA | $101,900 | $507 | $380 | $690 | $310 |
| Jacumba, CA | $129,900 | $555 | $410 | $750 | $340 |
| San Luis, AZ | $112,200 | $730 | $490 | $1,040 | $550 |
| Donovan Estates, AZ | $83,200 | $509 | $350 | $720 | $370 |
Research Home Insurance Companies Reviews in Calexico, CA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 25, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible of my policy is much much better than other policies, that is why i chose to work with them.
State Farm Home Insurance Reviews
Date: September 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible are really no different than our primary house – and virtually the same as every house on the lake.