How Can I Make My Fair Oaks, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Fair Oaks, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fair Oaks, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $119,500 | $100,000 | $125,000-$150,000 |
| 2 Bedroom | $264,000 | $240,000 | $200,000-$250,000 |
| 3 Bedroom | $311,000 | $250,000 | $300,000-$350,000 |
| 4 Bedroom | $626,000 | $540,000 | $600,000-$700,000 |
| 5 Bedroom | $605,000 | $510,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Fair Oaks, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$206 | $878 |
| Superior Protection Discount | -$98 | $987 |
| Fire & Security Discount | -$108 | $976 |
| Hail Resistant Roof Discount | -$22 | $1,063 |
| Newly Constructed Home Discount | -$249 | $835 |
Choose the Right Deductible for your Fair Oaks, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Fair Oaks, CA | $1,000 | $1,071 | $2,071 | $779 | $1,779 | $293 |
| South Sutter, CA | $400 | $1,041 | $1,441 | $757 | $1,157 | $285 |
| Auburn Lake Trails, CA | $700 | $886 | $1,586 | $644 | $1,344 | $242 |
| Amador City, CA | $300 | $744 | $1,044 | $541 | $841 | $203 |
| Camanche North Shore, CA | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Woodbridge, CA | $300 | $888 | $1,188 | $645 | $945 | $243 |
| Yolo County, CA | $1,000 | $935 | $1,935 | $680 | $1,680 | $256 |
| Pioneer, CA | $300 | $743 | $1,043 | $540 | $840 | $203 |
| Winters, CA | $700 | $749 | $1,449 | $544 | $1,244 | $205 |
| West Point, CA | $200 | $591 | $791 | $429 | $629 | $161 |
| Yuba County, CA | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
Identify Top Home Insurance Agents near Fair Oaks, CA | Back to Top
| Home Insurance Company Fair Oaks, CA | Homeowners Insurance Agency Fair Oaks, CA | Address | Popularity Score | Distance from Fair Oaks (miles) |
|---|---|---|---|---|
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 6.1 | |
| Allstate | Julie L. Domenick | 3175 Sunset Blvd Ste 108, Rocklin, CA, 95677 | 9.4 | |
| State Farm | Brock Nobili | 3338 N Texas St Ste D, Fairfield, CA, 94533-9820 | 49.2 | |
| Farmers | Kimberly Miles | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 3.7 | |
| State Farm | David Redfield | 4401 Hazel Ave Ste 115, Fair Oaks, CA, 95628-6693 | 1.4 | |
| State Farm | Peter Schiro | 1515 30th St Ste 200, Sacramento, CA, 95816-6502 | 13.1 | |
| State Farm | Victoria Barros-Ortiz | 2050 Peabody Rd Ste 200, Vacaville, CA, 95687-6695 | 44.7 | |
| Farmers | Chad Herndon | 4815 Laguna Park Dr Ste A, Elk Grove, CA, 95758 | 18.7 | |
| State Farm | Brian Clark | 2331 El Camino Ave, Sacramento, CA, 95821-5600 | 9.0 | |
| State Farm | Michele Adams | 947 Enterprise Dr Ste I, Sacramento, CA, 95825-3940 | 10.1 |
Compare Rates for Fair Oaks, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Fair Oaks, CA | $417,500 | $1,084 | $800 | $1,470 | $670 |
| South Sutter, CA | $390,200 | $1,054 | $780 | $1,430 | $650 |
| Auburn Lake Trails, CA | $340,200 | $897 | $660 | $1,220 | $560 |
| Amador City, CA | $271,900 | $753 | $560 | $1,020 | $460 |
| Camanche North Shore, CA | $221,100 | $679 | $500 | $920 | $420 |
| Woodbridge, CA | $341,100 | $899 | $670 | $1,220 | $550 |
| Yolo County, CA | $370,800 | $947 | $700 | $1,290 | $590 |
| Pioneer, CA | $271,400 | $752 | $560 | $1,020 | $460 |
| Winters, CA | $342,100 | $758 | $560 | $1,030 | $470 |
| West Point, CA | $159,400 | $598 | $440 | $810 | $370 |
| Yuba County, CA | $207,100 | $640 | $470 | $870 | $400 |
Research Home Insurance Companies Reviews in Fair Oaks, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: October 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would give Liberty mutual insurance about a 4. It is not outrageously expensive and it offers car insurance as well.I genuinely enjoy their service and would recommend it.
Farmer's Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The premium and deductibles are both pretty much the same as what other companies have to offer. There's not too much difference between my company and other companies.
MetLife Home Insurance Reviews
Date: December 20, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
i tried a few other companies before coming to metlife an i found this company has a wide choice of plans.
Nationwide Home Insurance Reviews
Date: May 31, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
Since I am a long term customer I have not researched different premium and deductibles but feel that due to current state regulations other companies would be similar.
Progressive Home Insurance Reviews
Date: January 06, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
We have a faster insurance service and much better rates than most companies and we are very helpful