Gavop's guide to buying homeowners insurance in South Berwick, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| South Berwick, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lindsey Ln, Belle Marsh Rd, Cottontail Path, Drury Ln, Back Acres Ln, Young St, Blackmore Rd, Double J Ln, Mill Stream Ln, Waterside Ln | $270,500 | $250,000 | $250,000-$300,000 | $294,500 | $250,000 | $250,000-$300,000 |
| Tibbetts St, Chestnut Dr, Mitchell Ln, Whitetail St, Goodwin St, Belle Marh Rd, Flynns Ln, High Knoll Dr, Woodland Hls, Mt Agamenticus Rd | $229,000 | $190,000 | $200,000-$250,000 | $381,500 | $310,000 | $300,000-$350,000 |
| Gray Rd, Liberty St, River Meadow Ln, Roe Fields Dr, Cross Rd, Bennett Lot Rd, Thurrell Rd, Locust Ln, Wild Rose Ln, Lords Ln | $180,500 | $160,000 | $175,000-$200,000 | $377,500 | $330,000 | $400,000-$500,000 |
| Knights Pond Rd, York Woods Rd, Great Works Dr, Dogwood Rd, Earls Rd, S Berwick Rd, Agamenticus Rd, Stacy Ln, Pave Street Rd, Carriage Hill Ln | $202,000 | $190,000 | $200,000-$250,000 | $345,000 | $310,000 | $300,000-$350,000 |
| Sterling Ln, Tara Rd, Ross St, Front St, Clarks Ln, Old Emerys Bridge Rd, Winding Brooke Ln, Junction Rd, Colcord St, Bennett Rd | $269,000 | $220,000 | $250,000-$300,000 | $387,500 | $330,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $610 |
| Superior Protection Discount | -$67 | $677 |
| Fire & Security Discount | -$60 | $685 |
| Hail Resistant Roof Discount | -$22 | $722 |
| Newly Constructed Home Discount | -$201 | $543 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| York County | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| South Berwick, ME | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Boxford, MA | $2,500 | $1,011 | $3,511 | $735 | $3,235 | $276 |
| Essex County, MA | $500 | $1,334 | $1,834 | $969 | $1,469 | $365 |
| Falmouth, ME | $2,000 | $878 | $2,878 | $638 | $2,638 | $240 |
| Home Insurance Company South Berwick, ME | Homeowners Insurance Agency South Berwick, ME | Address | Popularity Score | Distance from South Berwick (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Spence & Mathews Insurance | 4 Sullivan St, Berwick, ME, 3901 | 6.2 | |
| Allstate | Spence & Mathews | 4 Sullivan Sq Po Box 715, Berwick, ME, 3901 | 6.2 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 29.1 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 44.0 | |
| Travelers | Lyons Agency For Insurance | 135 Fletcher Street, Kennebunk, ME, 4043 | 15.4 | |
| Travelers | Lyons Agency For Insurance | 135 Fletcher St, Kennebunk, ME, 4043 | 15.4 | |
| Travelers | Peoples Insurance | 716 Main St, Ogunquit, ME, 3907 | 8.2 | |
| State Farm | Jake Rodden | 19 Levesque Dr Ste 3, Eliot, ME, 03903-2077 | 7.1 | |
| State Farm | Robin Thurston | 3 Oak Hill Ter, Scarborough, ME, 4074 | 32.6 | |
| State Farm | Sean Gorham | 519 Us Route 1 Unit 6, York, ME, 03909-1683 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,030 | $500 |
| York County, ME | $233,000 | $802 | $550 | $1,130 | $580 |
| South Berwick, ME | $269,700 | $744 | $530 | $1,060 | $530 |
| Boxford, MA | $627,900 | $1,024 | $730 | $1,460 | $730 |
| Essex County, MA | $373,400 | $1,350 | $930 | $1,920 | $990 |
| Falmouth, ME | $409,100 | $889 | $610 | $1,270 | $660 |