Gavop tells you how to get the best homeowners insurance in Ontario, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $175,000 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $155,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $226,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $471,500 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $568 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$56 | $645 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$196 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Malheur County | $1,500 | $741 | $2,241 | $539 | $2,039 | $203 |
| Ontario, OR | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Payette County, ID | $300 | $668 | $968 | $486 | $786 | $183 |
| Greenleaf, ID | $2,500 | $509 | $3,009 | $370 | $2,870 | $139 |
| Middleton, ID | $200 | $590 | $790 | $429 | $629 | $161 |
| Harper, OR | $700 | $452 | $1,152 | $328 | $1,028 | $123 |
| Canyon County, ID | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Star, ID | $2,000 | $636 | $2,636 | $462 | $2,462 | $174 |
| Huntington, OR | $500 | $382 | $882 | $278 | $778 | $104 |
| Marsing, ID | $1,000 | $558 | $1,558 | $406 | $1,406 | $153 |
| Brogan, OR | $400 | $559 | $959 | $406 | $806 | $153 |
| Huston, ID | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Home Insurance Company Ontario, OR | Homeowners Insurance Agency Ontario, OR | Address | Popularity Score | Distance from Ontario (miles) |
|---|---|---|---|---|
| State Farm | Brian Halcom | 1301 Sw 4th Ave, Ontario, OR, 97914-4538 | 2.3 | |
| Farmers | Calley Van Dyke | 186 Sw 1st St, Ontario, OR, 97914 | 3.2 | |
| Travelers | Blackaby Insurance Agency Inc | 280 S Oregon St, Ontario, OR, 97914 | 3.3 | |
| Farmers | Marsha Perry | 161 Washington St E, Vale, OR, 97918 | 11.0 | |
| State Farm | Grant Baxter | 647 Sw 4th Ave, Ontario, OR, 97914-2624 | 2.9 | |
| Travelers | Blackaby Insurance Agency Inc | 280 S Oregon St, Ontario, OR, 97914 | 3.3 | |
| Liberty Mutual Independent | The Insurance Group | 36 S Oregon St, Ontario, OR, 97914 | 3.3 | |
| Liberty Mutual Independent | The Insurance Group | Po Box 718, Ontario, OR, 97914 | 3.3 | |
| Farmers | Ken Heninger | 1036 Sw 4th Ave, Ontario, OR, 97914 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $470 | $940 | $470 |
| Malheur County, OR | $127,700 | $750 | $540 | $1,070 | $530 |
| Ontario, OR | $120,100 | $701 | $500 | $1,000 | $500 |
| Payette County, ID | $138,900 | $676 | $470 | $960 | $490 |
| Greenleaf, ID | $115,300 | $515 | $360 | $740 | $380 |
| Middleton, ID | $187,600 | $597 | $410 | $850 | $440 |
| Harper, OR | $112,500 | $457 | $320 | $650 | $330 |
| Canyon County, ID | $144,000 | $693 | $510 | $980 | $470 |
| Star, ID | $229,900 | $644 | $460 | $880 | $420 |
| Huntington, OR | $79,700 | $387 | $260 | $530 | $270 |
| Marsing, ID | $138,500 | $565 | $380 | $800 | $420 |
| Brogan, OR | $183,400 | $566 | $390 | $810 | $420 |
| Huston, ID | $218,600 | $679 | $460 | $930 | $470 |