Gavop's guide to buying homeowners insurance in Shawnee, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
2 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
3 Bedroom | $168,000 | $160,000 | $175,000-$200,000 |
4 Bedroom | $325,000 | $300,000 | $350,000-$400,000 |
5 Bedroom | $414,500 | $390,000 | $400,000-$500,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$235 | $1,232 |
Superior Protection Discount | -$132 | $1,335 |
Fire & Security Discount | -$132 | $1,335 |
Hail Resistant Roof Discount | -$29 | $1,438 |
Newly Constructed Home Discount | -$293 | $1,174 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Johnson County | $700 | $1,490 | $2,190 | $1,083 | $1,783 | $407 |
Shawnee, KS | $2,000 | $1,449 | $3,449 | $1,053 | $3,053 | $396 |
McCamish, KS | $100 | $1,733 | $1,833 | $1,259 | $1,359 | $474 |
High Prairie, KS | $1,000 | $1,650 | $2,650 | $1,199 | $2,199 | $451 |
Chouteau, MO | $200 | $915 | $1,115 | $665 | $865 | $250 |
Douglas County, KS | $2,000 | $1,379 | $3,379 | $1,002 | $3,002 | $377 |
East Lynne, MO | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
Kingsville, MO | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
Delaware, KS | $200 | $1,194 | $1,394 | $867 | $1,067 | $326 |
Clinton County, MO | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
Soldier, KS | $100 | $1,027 | $1,127 | $746 | $846 | $281 |
Richmond, MO | $2,500 | $814 | $3,314 | $592 | $3,092 | $222 |
Home Insurance Company Shawnee, KS | Homeowners Insurance Agency Shawnee, KS | Address | Popularity Score | Distance from Shawnee (miles) |
---|---|---|---|---|
State Farm | Kurt Goeser | 1811 Wakarusa Dr Ste 100, Lawrence, KS, 66047-2082 | 27.4 | |
State Farm | Bret Birdsong | 5940 Dearborn St, Mission, KS, 66202-3316 | 8.1 | |
Farmers | Sean Phipps | 11880 College Blvd Ste 202, Overland Park, KS, 66210 | 7.7 | |
Farmers | Desiree Mondragon | 7133 W 80th St Ste 204, Overland Park, KS, 66204 | 7.7 | |
Allstate | Jeremy B Schafer | 18126 W 119th St, Olathe, KS, 66061 | 7.3 | |
State Farm | Mike Burns | 1135 N 75th Dr, Kansas City, KS, 66112-2303 | 7.5 | |
Farmers | Gary Lewis | 11880 College Blvd Ste 202, Overland Park, KS, 66210 | 7.7 | |
Farmers | Robert Newton | 601 N Mur Len Rd Ste 21a, Olathe, KS, 66062 | 8.8 | |
Allstate | Cody Hallstrom | 5237 W 95th St, Overland Park, KS, 66207 | 9.6 | |
Farmers | Jeffrey Hodson | 7926 Quivira Rd, Lenexa, KS, 66215 | 5.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
Johnson County, KS | $232,500 | $1,508 | $1,180 | $2,040 | $860 |
Shawnee, KS | $214,900 | $1,467 | $1,140 | $1,980 | $840 |
McCamish, KS | $265,700 | $1,754 | $1,370 | $2,370 | $1,000 |
High Prairie, KS | $229,900 | $1,670 | $1,300 | $2,250 | $950 |
Chouteau, MO | $152,700 | $927 | $680 | $1,320 | $640 |
Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
East Lynne, MO | $86,700 | $898 | $640 | $1,230 | $590 |
Kingsville, MO | $115,500 | $997 | $730 | $1,430 | $700 |
Delaware, KS | $108,500 | $1,208 | $940 | $1,630 | $690 |
Clinton County, MO | $142,000 | $903 | $650 | $1,270 | $620 |
Soldier, KS | $162,700 | $1,039 | $810 | $1,400 | $590 |
Richmond, MO | $110,500 | $824 | $550 | $1,130 | $580 |
Date: November 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married